ICICI Lombard Bike Insurance Policy Download Online

Established in 2001, ICICI Lombard General Insurance Company started as a collaboration between Fairfax Financial Holdings Limited and ICICI Bank. It serves diverse sectors including motor, life, investment, and liability. Additionally, it processes over 3.6 million general insurance claims. Renowned for bike insurance, this page offers insights into ICICI Lombard Policy Document Download.

What is a Bike Insurance Policy Document?

A bike insurance policy document is a legal record detailing your policy coverage. It contains information regarding the sum insured, insured declared value (IDV), premium paid, and covered risks. This legal document is issued by your insurance company and holds legal significance. The document issued acts as a crucial reference during policy renewal or in times of need.

Importance of ICICI Lombard Bike Insurance Policy Document

In India, possessing third-party bike insurance is legally mandated. Therefore, it's necessary to carry your policy document with you while riding in case of verification. Here are several key reasons highlighting the importance of keeping your bike insurance policy document ready:

1. Held as Proof of Insurance: Your bike policy document is like tangible evidence of your insurance agreement with ICICI Lombard General Insurance. Additionally, it ensures legal compliance and coverage assurance.
2. Includes all Coverage Details: Within your insurance policy document lies a comprehensive breakdown of your coverage. This includes the sum insured, policy validity, and more crucial details.
3. Make, Model, Variant Details: Your policy document meticulously records your bike's make, model, and variant. It facilitates accurate identification and policy verification.
4. Insured Declared Value: Included in your document is the Insured Declared Value. It is crucial for determining your bike's value. Additionally, this value facilitates future transactions or insurance claims.
5. Inclusions and Exclusions: Your ICICI Lombard bike policy document provides proper clarity on all covered inclusions and excluded scenarios. It ensures transparency in your policy terms.
6. Educational Tool: Beyond insurance, your policy document is like an educational resource, with industry terminology and jargon for a clear understanding.
7. Protection Against Fraud: Your policy document acts as a proof against insurance fraud. Since it is a legally binding contract, it protects your interests and commitments with your insurer.

Important Details in a Policy Document

Below are the details that are covered under your ICICI Lombard bike insurance policy document:

1. Personal Information: Your name, phone number, and email are in the policy document for identification and communication.
2. Registration Number: The unique ID for your bike is in the document for easy reference.
3. Insured Declared Value: IDV (Insured Declared Value) shows your bike's value for proper coverage.
4. Vehicle Details: Make, model, variant, engine and chassis numbers, manufacturing year, seating capacity, body type, and CC are mentioned.
5. RTO Details: The Regional Transport Office (RTO) details are included.
6. Premium Details: It outlines your own damage and liability damage premiums.
7. Geographical Area: It specifies all the regions where your policy is valid.
8. Compulsory Deductibles: It explains your financial responsibilities in a claim.
9. Terms and Conditions: Understand the policy's rules and obligations.
10. Grievance Redressal Procedure: This helps you to find out how to resolve complaints or disputes.

Downloading your ICICI Lombard car insurance policy document is easy and can be done in two ways through InsuranceDekho:

Online Process from InsuranceDekho

Step 1: Log on to InsuranceDekho’s Official Website

Visit www.insurancedekho.com to access your policy status or download the policy document PDF. Simply click on the 'My Login' button located at the top right corner of the page.

Step 2: Enter Mobile Number & OTP

Enter your registered mobile number and complete the verification process using OTP.

Step 3: Check The Status or Download Policy PDF

After accessing your InsuranceDekho customer dashboard, you should view all your policies obtained through InsuranceDekho. Choose the ICICI Lombard bike Insurance from the list of insurers and insurance names, then proceed to download the policy.

Step 4: Save PDF

Upon clicking the download policy button, your policy document will be saved to your device (laptop, phone, tablet, etc.). After downloading it, you can also view it when you’re offline. This will allow you to view and store it for future reference.

Offline Process

To access your ICICI Lombard policy document offline, reach out to an InsuranceDekho advisor at 0755-1196989. You can also email your query to support@insurancedekho.com. Additionally, you can download your policy document directly from the ICICI Lombard website using a similar process.

How can I Check my Policy Status?

To review the status of your ICICI Lombard bike insurance policy, simply log in to the InsuranceDekho portal. You’ll be required to follow the steps outlined in the previous section on how to download your policy.

How To Get a Hard Copy of the ICICI Lombard Bike Insurance Policy Document?

According to Indian law, carrying a hard copy of your bike insurance policy is mandatory for every bike owner. However, with the introduction of e-Vahan Bima by the Government of India, it's now possible to carry a digital version of your policy. So, you do not require a hard copy necessarily. This digital option is convenient, readily available, and easily shareable, accessible via a QR Code containing all policy details.

If you still prefer a hard copy of your ICICI Lombard bike insurance policy, you can download it following the steps outlined earlier and print it out. Alternatively, you can request a hard copy by emailing us at support@insurancedekho.com, and we'll arrange it for you through your insurer.

How Can I Make Changes to my Existing Bike Insurance Policy?

Various situations may lead you to make changes to your ICICI Lombard bike insurance policy document, including:

1. Incorrect personal information or typographical errors.
2. Errors or misprints in bike details such as model, variant, CC, or registration number.
3. Incorrect information regarding inclusions and exclusions.
4. Discrepancies in the premium amount.
5. Issues related to the Insured Declared Value (IDV).

For assistance with any of these issues and more, you can reach out to an InsuranceDekho advisor by calling 0755-1196989 or emailing us at support@insurancedekho.com.

If your concern remains unresolved, our Grievance Redressal team is available to assist you. You can contact them by emailing grievance@insurancedekho.com.

Official Website of ICICI Lombard Bike Insurance

To access ICICI Lombard's official website, simply click on this link: ICICI Lombard Bike Insurance.