Sahara India Life Insurance FAQs

Yes, it is absolutely safe to buy Sahara India Life Insurance policy online. Moreover, purchasing Sahara India Life Insurance policy is easy, quick and hassle-free and the payment is made through a safe payment gateway.

Sahara India Life Insurance offers a variety of comprehensive plans that you can choose from according to your requirements and budget. It has a high Claim Settlement Ratio 90.16% in the financial year 2018-19. Also, the plans offered are quite affordable.

Renewal premium amount can be paid conveniently through the Sahara India Life Insurance website. The payment can be made by you via credit/debit cards, netbanking facilities or through any of the partner banks listed on their official website.

You can connect using the toll-Free No: 1800-180-9000. Alternatively, you can email at sahara.life@sahara.in.

To file the claim online visit Sahara India Life Insurance website and fill information like Policy number, Date of Birth and select the claim type then submit to file the claim online.

If the nominee dies or hasn't been mentioned in the Sahara India Life Insurance policy, your family members will have to produce proof establishing their right to claim the policy benefit.

Your Sahara Life Insurance claim will be settled within 30 working days of receiving the required and valid documents by Sahara India Life Insurance.

Sahara India Life Insurance 24x7 toll-free helpline number is 1800-180-9000.

Sahara India Life offers unit-linked plans, endowment plans, group insurance plans, and money-back plans.

You can pay the Sahara India Life Insurance premium online through Internet banking, debit card, or credit cards.

Sahara India Life Insurance had a claim settlement ratio of 90.16% in FY 2018-19.

You can connect with Sahara India Life Insurance personnel using the toll-Free No: 1800-180-9000. Alternatively, you can email at sahara.life@sahara.in.

The Sahara India Life Insurance policy that best suits your needs depends on your individual insurance objectives, your budget, your expenses, etc.

Sahara India Life Insurance Policy can be cancelled after purchasing (if the customer disagrees with any of the terms and conditions) during the free-look period as per the regulation of IRDA. There is a free look period of 15 days starting from the issuance of the policy documents.

Sahara India Life Insurance plan offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The life insurance plan would not lapse during the grace period, however, in case no premium is paid, then the policy would lapse after the grace period is over.

You can apply for duplicate documents for your Sahara India Life Insurance by paying charges for preparing the duplicate documents and you are also required to sign an indemnity.

No, the process of premium calculation is the same and there is just the need to change the specific details for each plan in order to calculate the premium.

The key factors that can affect the calculation of premium amount includes age of policyholder, sum assured, gender, policy duration and plan type.

Yes, Age is one of the significant factors affecting the premium calculation in Sahara India Life Insurance policies. With the increase in age, the premium will increase.

Sahara India Life Insurance premium can be paid through Credit card, Debit card, Internet Banking, Cheque, Demand Draft & Cash.