Aditya Birla Sun Life Insurance FAQs

The sum assured amount can be increased by submitting a written letter signed by the policyholder along with a new application copy, premium amount and all the other underwritings required by Aditya Birla Sun Life Insurance.

The applicant must be 18 years or above and should be below 56 years of age while applying for an Aditya Birla Sun Life insurance policy.

To download the ‘E-receipt’ for any Aditya Birla Sun Life Insurance policy follow these steps:
Step 1: Open the Aditya Birla Sun Life Insurance website click on the ‘Download Payment Receipt’ in the ‘Quick Links’ section at the bottom of the home page.
Step 2: Fill in the required information such as Policy Number, Date of Birth, Registered Email Id. The premium receipt for the life insurance plan would get displayed on the screen.
Step 3: You can simply download the payment receipt from there or you can also request to get it mailed to you at your registered email address.

You can download your insurance policy contract from the Aditya Birla Sun Life Insurance website by clicking on ‘Download Policy Contract’ in the ‘Quick Link’ section of the home page. Enter required details such as Policy Number and Date of Birth.

All claims should be immediately intimated to the insurance company including death claims.

The claim amount will be paid to the nominee/assignee/beneficiary as mentioned by the policyholder at the time of application.

The guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) pertaining to claims state that a claim needs to be paid by the insurance company within 30 days from the receipt date of all claim documents. If an investigation is required, then the insurance provider needs to complete the entire investigation process within 120 days from the time the claim has been filed.

Aditya Birla Sun Life Insurance toll-free helpline number is 1800 270 7000.

Aditya Birla Sun Life Insurance Company offers a variety of insurance plans such as children's future plans, wealth protection plans, retirement and pension plans, health insurance plans, term plans and Unit Linked Insurance Plans.

Aditya Birla Sun Life Insurance toll-free number is 1800 270 7000.

Aditya Birla Sun Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, Bill Desk and NEFT.

In case the customer feels that he/she does not agree with the terms and conditions of the policy they can return the policy within 15 days of receiving the documents.

You can pay a renewal premium amount on the Aditya Birla Sun Life Insurance’s website or can make the payment through debit/credit card and net banking at InsuranceDekho.

You can apply for duplicate policy documents by paying charges for preparing the duplicate documents and you are also required to sign an indemnity.

ABSLI Surgical Care Rider, ABSLI Waiver of Premium Rider, ABSLI Critical Illness Rider, Accidental Death Benefit Rider Plus, etc., are provided by Aditya Birla Sun Life Insurance.

Riders are the additional benefits that can be added to your insurance policy. They enhance your coverage at an extra premium.

Change in premium amount can be based on many factors like addition of riders or declaration of habits like smoking, drinking etc.

While buying a term insurance plan consider the following:
1. Claim Settlement Ratio of the insurance company
2. Availability of Optional Critical Illness Benefits and
3. Availability of addition of Accidental Death Benefits.

You can choose to pay premium online through net banking and offline through cash/cheque/demand draft and credit/debit card at the branch office.

Every policy is different and so are the terms and conditions of every policy. The terms and conditions of each and every policy cannot be the same because of the different benefits offered by different policies.