Future Generali India Life Insurance FAQs

Generally, a term insurance policy does not offer any maturity. However, you can opt for a “Return of Premium Term Plan” to receive maturity benefits. It proves useful if you outlive the term insurance policy term. You get back the amount you have paid to the company.

The riders that are available with the Future Generali India Life insurance plans include the Accidental Death Benefit, Critical Illness, Premium Waiver Benefit.

Yes, you can pay the premiums online by Debit Card, Credit Card, Net Banking and prevent the policy from lapsing.

Yes, you get income tax benefits under 80C and 10D sections of the Income Tax Act for paying Future Generali India Life Insurance premium.

Future Generali India Life Insurance takes a maximum of ten days for the decision to be made on your claim.

You can approach Future Generali India Life Insurance Claims Review Committee for redressing your grievances.

The Future Generali India Life Insurance claim form is available online. However, you have to submit the papers to the branch office.

The nominee/assignee/appointee can lodge the claim at Future Generali India Life Insurance.

Future Generali India Life Insurance policies offer beneficial riders like accidental death and total or permanent disability coverage.

Future Generali India Life Insurance offers facilities of calculating the amount of life insurance premium, depending on your income levels, age, and existing as well as future obligations.

Future Generali India LifeTerm insurance policies offer large sums assured for nominal premiums but do not have a maturity amount. Endowment plans offer a lump sum amount at the maturity of the life insurance policy. It also provides life cover until the maturity of the plan.

Future Generali India Life Insurance also offers cancer coverage to people who smoke.

The term plan offers high coverage at low premiums but does not provide any maturity. The endowment plan offers benefits at the maturity of the plan. Depending on your insurance requirement, you can choose either of these options.

Yes, you can purchase the Future Generali India Life Insurance policy online from the official website.

The term insurance cover for Future Generali India Life Insurance is available up to 75 years of age.

Future Generali India Life Insurance retirement plans offer peace of mind after retirement because it provides a fixed, regular income and insurance cover simultaneously.

You should use the Future Generali Premium Calculator as it lets you calculate the premium of your life insurance plan easily and instantly which helps you compare and select a policy quote based on your budget and requirements.

Yes, The Future Generali India Life Insurance policy premium for smokers is more because of the additional risks involved.

No, the Future Generali India Life Insurance premium will remain the same throughout the policy term.

The higher the age, the more is the premium amount. Hence, age is a critical factor that decides the premium amount of your Future Generali India Life Insurance policy and people are advised to buy a policy as early as possible.