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Zuno Saral Suraksha Bima Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 30 minutes
Claim Settlement Ratio95%
Network Hospitals12,500+
PED Waiting Period3 years
Special BenefitsCash Advance for Reimbursement Claims
Starting Premium for 5 lac SIRs. 548/month

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Zuno Health Insurance Plan List

  • Critical Illness (1)
  • Family (2)
  • Individual (3)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Woman (1)
Name of PlanSum Insured
Edelweiss Health InsuranceMin: 3 Months; Max: No Limit1 Lakh Check Premium
Zuno Gold Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Saral Suraksha BimaMin: 3 months; Max: 70 years2.5 Lakh - 1 Crore Check Premium

Zuno Health Insurance Top Up List

    Name of PlanSum Insured
    Health Top-Up Insurance Policy1 Lakh - 5 Lakh Check Premium

    6208 Zuno Cashless Network Hospitals in India

    FAQs on Saral Suraksha Bima Health Insurance Plan

    • Is there any waiting period under the Saral Suraksha Bima Policy?

      Waiting period is not applicable under the Saral Suraksha Bima Policy.  

    • What is the payment basis for the Saral Suraksha Bima Policy offered by Edelweiss General Insurance?

      The claims paid under Saral Suraksha Bima Policy offered by Edelweiss General Insurance covers “temporary total disablement benefit” and “education grant” are on benefit basis, whereas for optional cover “hospitalisation expenses due to accident” is paid on indemnity basis, either cashless or reimbursement. 

    • Until when will the company settle claims under this policy?

      The insurance company will settle or reject claims within 30 days from the date of receipt of the last necessary document. 

    • What are the insured rights under this policy?

      As per the insured rights, the claims under this policy will be processed on reimbursement basis for the section “hospitalisation expenses due to accident”.

    • What is the education grant benefit under this policy?

      The optional cover of education grant provides you an educational grant of up to 10% of the sum insured amount. You can include this benefit at the time of purchasing the policy.

    Claim Process at Zuno Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Zuno Health Insurance Contact Details

    Reach us for help anytime