Zuno Health Insurance Plans

If you're seeking budget-friendly and flexible health insurance, Zuno Health Insurance is worth considering. The Zuno Group has been a leading health insurance provider in India since its establishment in 2016. Committed to making quality healthcare accessible, Zuno offers affordable plans nationwide, with a straightforward process for purchase and claims. Their customer service team is dedicated to addressing any queries.

With a variety of healthcare options, Zuno Company adapts to your requirements in today's dynamic healthcare landscape.

List of Zuno Health Insurance Plans

Following are the different Zuno Health Insurance Plans:

• Family Health Insurance

Zuno's family health policy is a kind of medical insurance that covers everyone in your family under one policy. Since it's unlikely that everyone in the family will get sick at the same time, this plan splits a set amount of insurance among all family members.

The plan offers cashless hospitalisation and coverage for both before and after hospital stays. Moreover, there are three versions of this policy: Silver, Gold, and Platinum.

• Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Health Insurance plan is designed to ease the financial burden of medical expenses. Whether it's a quick daycare procedure or a major operation, this plan by Zuno Health Insurance has got you covered.

Under this plan, hospitalisation expenses are taken care of if you stay for at least 24 hours. Pre-hospitalisation and post-hospitalisation expenses are also covered for 30 and 60 days, respectively. Daily room rent expenses, cataract treatments, AYUSH, and pre-existing diseases are all part of the Arogya Sanjeevani plan. With a cumulative bonus and a 5% co-pay clause, this affordable policy ensures you're prepared for unexpected health challenges.

• Zuno Top-up Health Insurance

Top-Up and Super Top-Up health insurance plans by Zuno offer an additional layer of coverage for medical expenses resulting from illnesses, injuries, or accidents. If you already have an existing health policy but end up exceeding it, these plans come into play by covering the extra amount.

The difference between the two lies in how they handle claims. The Zuno Top-Up Policy activates only when a single claim surpasses your deductible amount. On the other hand, the Zuno Super Top-Up Policy allows multiple claims within the same policy year without requiring the same deductible for each claim. These plans with coverage up to Rs. 5 Crore at reasonable premiums provide a dependable solution for unpredictable hospital bills.

• Saral Suraksha Bima

Saral Suraksha Bima is an individual accident insurance policy, offering vital coverage for injuries, disabilities, or fatalities resulting from accidents.

Tailored for individuals aged 18 to 70, this Zuno insurance plan extends financial protection in various scenarios, whether it be accidents at work, at home, or on the road. Additionally, the plan provides coverage for dependent children between 3 months and 25 years of age.

The plan encompasses thoughtful features, such as 100% coverage for Accidental Death, and ensuring financial assistance for the nominee. Similarly, Permanent Total Disablement results in the same benefit, offering substantial support during challenging times.

• Covid Healthcare Insurance

In the face of Covid-19, quick and affordable care is crucial. Zuno's Corona Care Insurance is designed to provide the help you need without worrying about costs. It's like a safety net specifically for dealing with the expenses related to treating Covid-19.

This health insurance plan comes with different features like the duration options of 105 days, 195 days, or 285 days, and covers medical expenses if you end up in the hospital due to COVID-19. You can cover yourself, your spouse, dependent children, and dependent parents/parents-in-law under this policy.

There are different types of policies available, including one that covers hospitalisation expenses for a specific duration (Corona Kavach) and another that gives a fixed amount when you're hospitalised due to Covid-19 for at least 72 hours (Corona Rakshak).

• Zuno Empower Health

Zuno Empower Health is a unique insurance plan designed according to IRDA guidelines. It specifically covers the hospitalisation costs for individuals facing disabilities, mental health challenges, HIV, and more.

Zuno Empower Health insurance plan is ideal for anyone meeting the criteria of 'Persons with Disability' under The Rights of Persons with Disabilities Act, 2016. This includes individuals dealing with blindness, mobility issues, mental health conditions, consequences of acid attacks, and HIV/AIDS. This plan caters to individuals often overlooked by regular health insurance and provides coverage for those with over 40% disability, mental health conditions, and HIV/AIDS.

• Zuno HealthPlus

Zuno HealthPlus isn't your typical health insurance, instead, it goes beyond the basics. This policy stands out for its affordability and simplicity, offering a generous insurance cover of up to Rs. 5 Crores with no room rent limit. What sets it apart is its inclusive approach as there are no separate cover limits for different diseases, and all modern treatments, including robotics surgery, are covered up to the sum insured. The policy also introduces zone-based pricing, allowing for location-based discounts.

Moreover, Zuno HealthPlus simplifies family coverage, including not just immediate family but also extended family members like grandparents, siblings, nieces, and nephews, all under one comprehensive multi-member policy.

Steps to Buy Zuno Health Insurance Plans with InsuranceDekho

The steps to buy Zuno medical health insurance plan at InsuranceDekho are mentioned below:

Step 1: Visit the InsuranceDekho Website

Start by going to the official InsuranceDekho website. Look for the "Health Insurance" option and click on it.

Step 2: Enter Your Details

Provide your details such as your name, age, and email address. Follow the instructions to move on to the next steps.

Step 3: View Available Health Insurance Plans

After entering your information, you'll see a list of health insurance plans.

Step 4: Choose the Right Zuno Medical Insurance Plan

Select the Zuno Health Insurance plan that suits your needs from the list of available plans.

Step 5: Make Premium Payment

Proceed to make the premium payment for the chosen plan. Once the payment is completed, you will receive the details of your Zuno Health Insurance policy via email at your registered email address.

Conclusion

With a commitment to affordability, flexibility, and inclusive coverage, Zuno's array of health insurance plans caters to diverse needs. From family health policies to specialised plans like Arogya Sanjeevani, Top-up, Saral Suraksha Bima, etc, Zuno ensures accessibility and financial protection for individuals and families alike.

Frequently Asked Questions (FAQs)

Q 1. What makes Zuno Health Insurance stand out?

Ans. Zuno Health Insurance stands out for its affordability, inclusivity, and flexibility, offering a range of plans tailored to different healthcare needs.

Q 2. Can I cover my extended family under Zuno HealthPlus?

Ans. Yes, Zuno HealthPlus allows coverage for not only immediate family members but also extended family, including grandparents, siblings, nieces, and nephews.

Q 3. How does Zuno Top-up Health Insurance work?

Ans. Zuno Top-up and Super Top-Up plans to provide additional coverage beyond existing policies, covering extra expenses when your primary policy limit is exceeded.