Zuno Saral Suraksha Bima Health Insurance

Saral Suraksha Bima offered by Edelweiss General Insurance is a personal accident policy that will look after your family as well as finances in the misfortunate event of an accident. You can buy the policy for a wide range of sum insured options ranging between Rs. 2.5 Lakh and Rs. 1 crore, in multiples of Rs. 50,000. Since the policy offers cover only for accidents, therefore there is no waiting period applicable for the same. So, the good news is that you can enjoy coverage right from the date of purchase of the policy. The policy is valid only for a single year. However, the policy can be renewed after that. You can renew your Saral Suraksha Bima Policy except on grounds of fraud or misinterpretation by you, as an insured.

Saral Suraksha Bima offers cover for permanent total disablement, accidental death, and permanent partial disablement. Saral Suraksha Bima comes with optional covers to enhance cover or simply increase the sum insured amount at the time of policy renewal. These include temporary total disablement, accidental hospitalisation costs, and education grant. Also, for every claim-free year, you will also get a cumulative bonus that translates to a higher sum insured.