Can I purchase this policy on an individual sum insured basis?

Yes. You can purchase Edelweiss Arogya Sanjeevani Policy on an individual or floater sum insured basis.

How many members can be included under this policy?

The policy covers up to 8 family members. These may include Self, Spouse, Dependent children, dependent parents, and dependent parents-in-law.

Is there any limit on the age of the policyholder for the renewal of this policy?

No, there is no limit on the age of the policyholder for the renewal of the Edelweiss Arogya Sanjeevani Policy.

Are pre-existing diseases covered under this policy?

Yes. The policy covers pre-existing diseases declared in the proposal form and accepted by the insurer after a waiting period of 4 years.

Is there any limit on cover for cataract treatment under this policy?

Yes. The policy covers cataract treatment for up to 25% of the sum insured or Rs. 40,000, whichever is lower. The cost mentioned is for one eye, per policy year.

Does the policy provide cover for AYUSH treatment?

Yes. The policy covers expenses related to in-patient care treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy systems of medicines up to the sum insured during every policy term as specified in the policy schedule.

When should I notify the company/TPA in case of a claim?

In case of emergency hospitalisation, the insured person should notify the company/TPA within 24 hours after hospitalisation or before discharge whichever is earlier. Whereas in the case of planned hospitalisation, the company/TPA should be notified at least 48 hours before hospitalisation.

Can I be denied renewal if I make a claim under this policy?

No. Renewals are not denied on the basis of claims made in the current or preceding policy years.

Will I get a free look period under this policy?

Yes. The policy offers its policyholders a free look period of 15 days at the time of inception of the policy or at the time of porting the policy.

Can I change the chosen sum insured under this policy?

Yes. You can increase or decrease the sum insured at the time of renewal or at any time, subject to underwriting by the company.

Zuno Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 30 minutes
Claim Settlement Ratio	95%
Network Hospitals	12,500+
PED Waiting Period	3 years
Special Benefits	Cash Advance for Reimbursement Claims
Starting Premium for 5 lac SI	Rs. 548/month

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Zuno Arogya Sanjeevani Policy Brochure

2.12 MB
PDF Document
Jun 02, 2020

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Zuno Health Insurance Plan List

Critical Illness (1)
Family (2)
Individual (3)
Kids (1)
Maternity (1)
Parents (1)
Woman (1)

Name of Plan	Sum Insured
Edelweiss Health InsuranceMin: 3 Months; Max: No LimitPopular	1 Lakh	Check Premium
Zuno GoldPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
Saral Suraksha BimaMin: 3 months; Max: 70 years	2.5 Lakh - 1 Crore	Check Premium

Zuno Health Insurance Top Up List

Name of Plan	Sum Insured
Health Top-Up Insurance Policy	1 Lakh - 5 Lakh	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Can I purchase this policy on an individual sum insured basis?
Yes. You can purchase Edelweiss Arogya Sanjeevani Policy on an individual or floater sum insured basis.
How many members can be included under this policy?
The policy covers up to 8 family members. These may include Self, Spouse, Dependent children, dependent parents, and dependent parents-in-law.
Is there any limit on the age of the policyholder for the renewal of this policy?
No, there is no limit on the age of the policyholder for the renewal of the Edelweiss Arogya Sanjeevani Policy.
Are pre-existing diseases covered under this policy?
Yes. The policy covers pre-existing diseases declared in the proposal form and accepted by the insurer after a waiting period of 4 years.
Is there any limit on cover for cataract treatment under this policy?
Yes. The policy covers cataract treatment for up to 25% of the sum insured or Rs. 40,000, whichever is lower. The cost mentioned is for one eye, per policy year.
Does the policy provide cover for AYUSH treatment?
Yes. The policy covers expenses related to in-patient care treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy systems of medicines up to the sum insured during every policy term as specified in the policy schedule.
When should I notify the company/TPA in case of a claim?
In case of emergency hospitalisation, the insured person should notify the company/TPA within 24 hours after hospitalisation or before discharge whichever is earlier. Whereas in the case of planned hospitalisation, the company/TPA should be notified at least 48 hours before hospitalisation.
Can I be denied renewal if I make a claim under this policy?
No. Renewals are not denied on the basis of claims made in the current or preceding policy years.
Will I get a free look period under this policy?
Yes. The policy offers its policyholders a free look period of 15 days at the time of inception of the policy or at the time of porting the policy.
Can I change the chosen sum insured under this policy?
Yes. You can increase or decrease the sum insured at the time of renewal or at any time, subject to underwriting by the company.

View More Questions

Claim Process at Zuno Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Zuno Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Zuno Health Insurance
1800-120-00Mon to Sat 8:00 AM to 8:00 PM
support@edelweissinsurance.com