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Universal Sompo Arogya Sanjeevani Health Insurance Wordings

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Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Universal Sompo Arogya Sanjeevani Policy Brochure

  • 384.52 KB
  • PDF Document
  • Apr 17, 2020
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Universal Sompo Health Insurance Plan List

  • Family (2)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Woman (1)
  • Individual (3)
  • Critical Illness (1)
  • Senior Citizen (1)
Name of PlanSum Insured
Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years1 Lakh Check Premium
A Plus Check Premium
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years1 Lakh Check Premium
Critical Illness PolicyMin: 5 Years; Max: 65 Years2.5 Lakh Check Premium
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years1 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years Check Premium

Universal Sompo Health Insurance Top Up List

    Name of PlanSum Insured
    Super Healthcare Policy Min: 91 days; Max: 80 years1 Lakh - 1 Crore Check Premium

    11505 Universal Sompo Cashless Network Hospitals in India

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    FAQs on Arogya Sanjeevani Policy Health Insurance Plan

    • Who can take Arogya Sanjeevani Policy, Universal Sompo General Insurance Company?

      People aged between 18 years and 65 years can take this policy. 

    • What is the sum insured range under this policy?

      The minimum and maximum sum insured options are of Rs. 1 Lakh and Rs. 5 Lakh respectively (in multiples of 50,000). 

    • Who can be covered under this policy?

      Self, Spouse, Dependent Children, Parents, Parents-in-law can be covered under this policy. 

    • Is there any cumulative bonus offered to the policyholders under this policy?

      Yes. The policyholders can enjoy a cumulative bonus of 5% for every claim-free year up to 50%.

    • Is there any discount on the premium offered under this policy?

      Yes. A loyalty discount of 5% is offered on the applicable premium for existing policyholders who have any retail policy of Universal Sompo, provided that the policy has not expired at the time of the inspection of this policy.

    • What is the maximum entry age for dependent children under this plan?

      The maximum age for dependent children is 25 years under this plan. 

    • Can I avail cashless treatment under this policy?

      Yes. You can avail cashless treatment in more than 4,000 network hospitals under this policy. 

    • Is there any free look period offered under this policy?

      Yes. The policyholders get a free look period of 15 days from the date of receipt of the policy so that they can understand the policy better.

    • What is the waiting period under this policy?

      An initial waiting period is of 30 days, whereas pre-existing diseases can be covered after 48 months of continuous coverage. Specified diseases/surgeries/treatments are covered after a waiting period of 24/48 months under this policy. 

    • Is there any limit on room rent cover under this policy?

      Yes. The policy offers cover for room rent for up to 2% of the sum insured, subject to a maximum of Rs. 5,000 per day. 

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    Claim Process at Universal Sompo Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Universal Sompo Health Insurance Contact Details

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