Universal Sompo Health Insurance for Maternity
Complete Healthcare Insurance Policy brought to you by Universal Sompo is all you need to take care of most of the unforeseen health expenses. It comes in 3 variants, viz.- Basic, Essential and Privilege. Women can enjoy the mother and childcare benefits under the Essential and Privilege plans. The plan offers you the flexibility to customise it according to your and your family’s needs. Under this policy, up to 13 relationships can be covered under a single plan
KeyFeatures
- Sum insured options on Individual and Family Floater basis ranging from Rs. 3 Lakh to Rs. 10 Lakh
- The plan is available for 1 year, 2 years and 3 years
- Premium frequency under the plan-1 year
- Available on an individual as well as floater basis
- Lifelong renewability
- 24*7 customer service
- Cumulative bonus
- Restore benefit
Scope of Coverage
- Maternity benefits (normal and c-section delivery) for up to a certain amount in the Essential and Privilege plans
- Newborn baby cover up to the basic sum insured
- Vaccination in case of post animal bite
- 30 days pre-hospitalisation expenses
- 60 days post-hospitalisation expenses
- Domiciliary hospitalisation expenses
- Cumulative bonus
- Health check-up
Eligibility
The minimum age limit for entry under this plan is 18 years for adults and policyholder, 91 days for dependent children, and 1 day for children under a floater plan. The maximum age limit for entry under this plan is 70 years for adults and 25 years for children.
Exclusions
- Treatment required due to addictions and substance abuse
- Expenses incurred in artificial life maintenance
- Expenses related to spectacles, hearing aids, eyesight are excluded
- Weight loss surgery is not included under this plan
- Any injury arising due to an intention of self-harm
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
FAQs
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Is there any waiting period under such plans?
Yes, to avail maternity and new born benefits, you have to complete waiting period that differs with different plans.
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Can I buy maternity health insurance online?
Yes, you can buy such health insurance plans online.
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What all is included under maternity coverage under these plans?
Routine pregnancy, pre and post natal expenses, and baby care expenses are covered under maternity benefits.
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Who should buy Universal Sompo maternity health insurance plan?
Universal Sompo maternity health insurance Complete Healthcare Insurance is a perfect choice for married couples and women who wish to start a family soon. Since the waiting period associated with maternity benefits under the plan is 3 years, it is advisable to buy the plan accordingly.