Tata AIG Health Insurance for Family

The policy is a one-stop solution for your entire family. It takes care of your kids, spouse and your parents. The policy saves your money to be spent on medical expenses by offering a wide range of coverage under a single sum insured amount. The Wellsurance Family Policy is a unique policy that covers your parents’ healthcare as well as your kids’ education. The policy holds several value-added features, which together makes it more worthy. This plan ultimately provides a relaxed mindset and a reason to smile freely.

Key Features

• The entry age under the plan is 18 to 65 years
• Lifetime renewability option is offered under the plan
• The plan allows tax saving under section 80D of the IT act
• A grace period of 30 days is given for renewing the policy
• Daily cash is provided for up to 90 days as per the chosen plan
• Pre and post hospitalisation expenses are covered for up to 60 and 90 days
• Coverage for facilities like health portal, free helpline, health query, etc.
• Intensive care unit benefit is provided for each day of hospitalisation

Scope of Coverage

• Ambulance benefits are offered up to a specific amount
• Particular discount on health check-up packages is offered
• Coverage available for convalescence expenses up to a limit
• Expansion of sum insured amount during the renewal period
• Child education cover is provided in case of death of the insured
• Critical illness benefits are offered in terms of a lump sum payment
• In-hospital benefit for accidents are covered under the plan
• In-hospital benefit for sickness are covered under the policy

Eligibility

The insured individuals under this plan should be between the age group of 18 years to 65 years.

Exclusions

• The cost incurred on the treatments to cure mental disorder or illness
• Procedure and medication related to self-inflicting injuries
• Expenses incurred on aesthetic or cosmetic related procedures
• Expenses applied on the treatment related to congenital diseases
• Treatment of injuries occurred due to war, civil war, riots, etc.

If anyone needs to find out more details about the product benefits and exclusions in detail, you can refer to the brochure and/or policy wording. You can also connect with our customer support team by calling at the helpline number - 1800-1205-698.