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HomeHealth InsuranceTata AIGMediRakshaUser Reviews

Tata AIG MediRaksha Health Insurance User Reviews

316 reviews Rate This
Tata AIG
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.04%
COVID-19 CoverYes
Network Hospitals 3,000+
Policies Sold2,20,583
RenewabilityLifelong

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Rating of MediRaksha
4.2
Based on
21 User reviews

  • Nice plan at low rates

    I was hesitant about buying this TATA AIG MediRaksha plan. When insurancedekho team told me about this plan and its features, i was immediately ready to buy it. Must say that the plan is really good in terms of coverage. Also, because the premium is very low. 

    G
    Gautam Shukla
    On: Oct 29, 2020

  • Good protection plan

    In-patient treatment expenses etc. are covered under this plan. You can download the brochure from the Insurancedekho’s website and even use premium calculator to compare health insurance premiums under different health insurance products.   

    D
    Deepak Gaur
    On: Feb 28, 2020

  • Good family floater insurance

    Mediraksha covers my entire family for several benefits like in-patient treatment expenses, organ donor treatment, health check up plan, pre and post hospitalistion expenses, and cover for organ donor’s treatment. I liked the plan because of its many benefits and because it covers all my family members.   

    J
    Jasmine Makker
    On: Feb 28, 2020

  • Great option for family plan

    This is the best option according to me for those who are planning to cover their families under a reliable health insurance plan. I am covered under this plan since a few months now and have also made claim once. I am 50 years and still plan covers me for nominal premium.   

    A
    Ankur Ahlwawat
    On: Feb 06, 2020

  • Provides good financial assistance

    Not only good coverage features, but Mediraksha plan from TATA AIG also offers me a good number of network hospitals to seek treatment in. I get covered for in-patient treatment expenses, day care procedures, pre and post hospitalisation expenses, and the best part is that health check up is also available.   

    R
    Rohit Kumar Gupta
    On: Feb 06, 2020
    • Must BuyMust Buy

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  • Fair plan for good health

    MediRaksha offers coverage to people aged between 91 days and 65 years on both individual as well as family floater basis and is issued for 1 or 2 years. The sum insured options range between Rs. 50k to Rs. 1 Lakh. People at insurancedekho are reliable enough to offer you the best plan.   

    E
    Ela Silawati
    On: Jan 23, 2020

  • Awesome health plan.

    One must chose mediraksha for their health care needs. This plan covers me for many expenses including in patient treatment expenses, pre hospitalisation and post hospitalisation expenses, cover for organ donors treatment, and so on. You must buy this plan from inusrancedekho for an easy process  

    C
    Chander kant
    On: Jan 23, 2020

  • Save your money with this plan

    Just one hospitalisation has the potential to drain your entire savings. Which is why it is important to timely get yourself covered under a good health insurance plan. And when the customer care executives at insurancedekho gave me a brief about this plan, I brought it immediately.. it was good decision    

    H
    Hansita Garg
    On: Jan 03, 2020

  • Many attractions under this plan

    My mediraksha plan gives me many benefits. These are pre and post hospitalisation expenses, health check up up to 1% of sum insured, day care procedures, and so on. I found that insurancedekho was giving me 7.5% discount on the premium on paying the premium of 2 years in advance so I availed this offer  

    G
    Gorang Joshi
    On: Jan 03, 2020

  • Smooth process.. take services from them

    Insurancedekho is new in the market but it does not work like one. It seems they have experienced ppl who know everything abt the insurance industry. From helping you get the best policy, to sharing latest market trend of insurance industry and even helping you in making claims, they do it all  

    A
    Anurag Goel
    On: Dec 16, 2019

  • Customer service is excellent

    I have mediraksha policy from tata aig that I purchased last week from insurancedekho. My colleague suggested me this plan and also told abt insurancedekho that how much he trusted the company as they helped him in claim process. I faced no such problem in buying appreciate their customer service   

    A
    Anuradha Singh
    On: Dec 16, 2019

  • It was a great experience buying from them

    MediRaksha is a satisfactory health insurance plan that covers me for sum insured of rs 1 lakh. I am 40 years old and have covered my family of three in this plan. At first i was unsure of this but the customer care executives at insurancedekho helped me understand the pros and cons of buying it  

    J
    Jayantika Tripathi
    On: Dec 05, 2019

  • Good product..

    MediRaksha is a nice product that keeps me and my family secured from unforeseen health expenses. Though i have chosen sum insured option of rs 1 lakh, but it is covering most of the expenses. I liked the coverage features and will recommend this plan to anyone in need too.   

    V
    Vaibhav Lal
    On: Dec 05, 2019

  • Nice plan.... !

    I have brought this policy recently for a policy term of two years. Insurancedekho provided me a discount of 7.5% as i paid premium for two years in advance. This made me really happy as i want looking for this. Also, the payment process went quite well..it was transparent  

    P
    Prathapreddy
    On: Nov 26, 2019

  • Offered on both individual and family floater basis

    The plan mediraksha has quite a lot benefits. I have purchased it for myself but now thinking to add my family members too under it from next year.. It covers me for in patient hospitalisation cover, and also lets me get income tax benefits. Overall its a nice plan..  

    R
    Ravi Kumar
    On: Nov 26, 2019

  • Can buy this plan

    Iam covered under this plan which i purchased from insurancedekho almost a year back. I got many benefits under this plan and iam looking forward to renew it this year as well. It offers me benefits like health check up, daycare procedures, pre and post hospitalisation expenses, and all other required expenses too.   

    R
    Rajvender
    On: Nov 15, 2019

  • Go for this.. You wont regret

    If you are looking for a good health insurance policy that covers you with many benefits yet come at affordable premium, then this is it. I got to know about this plan from ID and was honestly a bit dicy abt it initially. But after knowing more abt tata aig i bought it  

    S
    SUNIL
    On: Nov 15, 2019

  • Wise decision to be insured with tata aig

    I must say that it was the best decision of my life to invest in a health insurance plan when i was looking for some tax saving options last year. I have also renewed my mediraksha plan last month from insurancedekho. I really have no big complaints from the company and the team is really understanding  

    p
    pravin
    On: Nov 06, 2019

  • Solution to mu financial crunch

    This mediraksha health insurance plan has been the best solution to my financial crunch when i was hospitalised. I an so grateful to the insurancedekho’s team that helped me go through tyat tough phase in a smooth manner and helped me by guiding at every step.   

    R
    RANJAL VITTALDAS SHENOY
    On: Nov 06, 2019

  • Got my plan within few minutes

    Sales team in insurancedekho helped me buy this plan within a few minutes. They also mailed me the policy documents and everything else required, on time. I liked their services and am planning to renew this policy only if everything goes well in the claim process, if made ever.   

    A
    Alisha
    On: Oct 25, 2019

  • Many benefits under one policy

    I brought this plan thinking about the many benefits of this plan. I get many benefits under my mediraksha plan offered by tataaig. Some of them are-in-patient treatment, pre and post hospitalisation expenses, daycare procedures, health check up etc. It is satisfactory for me and iam planning to renew it next year.  

    s
    suman kumari
    On: Oct 25, 2019

4975 Tata AIG Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for TATA AIG health policy?

    You can buy and apply for any TATA AIG Health Insurance Policy online from the official website of TATA AIG Health Insurance at www.tataaig.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a TATA AIG Health Insurance Policy?

    TATA AIG Health Insurance provides a comprehensive health insurance plan along with varied add-on features and benefits.

  • What is the toll free customer care number of TATA AIG Health Insurance?

    The 24x7 toll-free helpline number of TATA AIG Health Insurance is 1800-266-7780.

  • What is the Claim Settlement Ratio of TATA AIG Health Insurance?

    TATA AIG Health Insurance had a Claim Settlement Ratio of 76.04% in the financial year 2019-20.

  • How can I check my TATA AIG Health Insurance policy status?

    Registered users can login to the portal with their user name and password to check the policy status.

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Claim Process at Tata AIG Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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