Reliance MORE Health Insurance

There is, however, more to this plan. Under the MoreTime benefit, you’ll get a 13 months plan for the price of 12 months cover and 26 months plan for a price of 2 years cover. Similarly, MoreCover lets you get Rs. 7 Lakh cover for the premium of Rs. 5 Lakh, and Rs. 13 Lakh cover for a price of Rs. 10 Lakh Sum insured. Interestingly, MoreGlobal allows policyholders to enjoy cover while travelling abroad. It means the policy remains active and provides you unexpected cover overseas up to a specified sum insured limit. The best part is that one of the three More Benefits comes free with the plan. You can choose one that suits you the most. Some other major attractions of the MORE Health Insurance policy are:

• A discount of 10% on premium for choosing Voluntary Co-payment
• Medical expenses for Ayurveda, Unani, Sidha and Homeopathy treatment
• No sub-limits around room rent
• A maximum of up to 10% premium discounts when renewing the policy
• 10% premium discount if the policy is purchased online
• Reinstatement of the sum insured if the sum insured gets exhausted
• Expenses incurred up to the specified amount to use a registered radio cab to transport the Insured to and from a hospital
• Costs of emergency ambulance per hospitalisation 

Apart from the above benefits, MORE Health Insurance by Reliance Health also provides basic cover like pre and post hospitalisation, mental illnesses, daycare treatment, domiciliary hospitalisation, robotic surgeries, organ donor, treatment for correction of eyesight owing to refractive error, alternative treatment, etc. Besides, the policy lets you avail cashless treatment at its top network hospitals and reimbursement facility if treatment taken in non-network hospitals. Some other key highlights are:

• Flexible sum insured options to choose
• Life long renewal of health insurance policy
• 15 days of free look period to understand its terms and conditions
• Tax benefits under section 80D of the Income Tax Act
• 30 days of grace period in the event of a break in the policy 

MORE Health Insurance by Reliance Health is a unique policy as it gives extra cover without any additional premiums. There are hardly any health products that come with the feature of MoreTime, MoreCover and MoreGlobal. MORE gives all those medical benefits that increase the cost and often not covered by insurers like maternity, health-checkup, etc. It, in fact, gives more to its customers.

To buy the MORE Health Insurance, choose InsuranceDekho, as it helps you understand the policy more clearly and provides professional assistance at the time of need. Also, it allows you to compare different policies and get free quotes. Further, if you have any query about the policy, you can directly call insurance experts at InsuranceDekho to clarify the same. 

For MORE Health Insurance, the minimum entry age is 91 days. The maximum entry age is 65 years. 

MORE Health Insurance does not come with an exit age. The policy is lifelong renewable. 

MORE Health Insurance can be purchased for 1 year, 2 years or 3 years.

Yes! If an insured opts for voluntary co-payment, they become eligible for a discount of 10% on premium. Co-payment is applicable for each and every admissible claim.