What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance MORE Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of MORE Health Insurance

4.1

Based on

24 User reviews

More benefits than others
There are many health insurance plans in the market but i found this one to be beneficial as it offered me many benefits. These include in patient hospitalisation expenses, medical expenses for AYUSH treatment, pre and post hospitalisation expenses and many more. I got all of it at nominal premium
F
Farah
On: Feb 18, 2020
Nominal premium .
Out of many health insurance plans in the market, I chose this for a better tomorrow as i found it to a reliable company with a good claim settlement ratio. I have not made any claim yet but i hope that if i require this plan in future, then i get help from this investment.
D
Dinesh Kumar Pandey
On: Feb 18, 2020
Full refund on cancellation
I purchased more health insurance plan from insurancedekho last month but did not understand my policy well and thought to not to continue with this policy during the free look period. And the company supported me by understanding my reasons. They did not create any trouble etc when i cancelled it
N
N Nitin Yadav
On: Feb 06, 2020
The services of insurancedekho are the best
Insurancedekho is the best health insurance provider who understands your needs and offers you the best policy in your budget. Also it has happened with with me when i brought another policy from them that they offered me discounts also on buying family plan on paying the premium in advance for 2 years.
N
Nidaul Halim
On: Feb 06, 2020
Nice health policy
Reliance is a trusted brand even when it comes to providing health insurance. The company has a good claim settlement ratio and even better reputation in the market. I really liked the coverage features of this plan so brought it from insurancedekho at nominal premium amount. Good job team.
K
Karthikeyan P
On: Jan 23, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

good job
I thank the team at insurancedekho. I don’t recall the name but the girl explained me everything about the more plan and i got convinced to buy. I purchased this plan from ID in a few easy steps.. I made payment online within a few easy steps and the process was smooth online.
D
Debu Durllabh
On: Jan 23, 2020
Covers AYUSH treatments as well
Apart from many coverage features offered under MORE health insurance plan, AYUSH treatments is the best one for me. Others are-in-patient hospitalisation, pre and post-hospitalisation expenses, Coverage for Parkinson’s and Alzheimer’s disease, and reinstatement of sum insured.. The policy is easy to buy with insurancedekho..
A
Aditya Rathore
On: Jan 03, 2020
Easy process online
The policy is easy to buy when insurancedekho is there. I was able to buy this within 5 minutes. All you need to do is call on the toll free number of ID i.e. 18001205698. And they will also suggest you other options too and you can choose the best one suitable for you.
M
Manila Mathur
On: Jan 03, 2020
Trusted name in market..!!
More health insurance plan from reliance health is a good one as it gives me all the coverage benefits that I was looking for. Also, reliance has a trusted name in the market and it also has good claim settlement ratio bcz of which I thought giving it a try would not be a bad decision
A
Amber jaisinghsariya
On: Dec 16, 2019
Comprehensive and nice plan
More plan, as the name suggests, give you more and more for you and your family. It covers many benefits under nominal amount of premium. I have made claim once under this plan and it was a smooth ride. They approved it within two hours and I faced no major issue.
J
Joginder Singh
On: Dec 16, 2019
Great help from the team
The customer care executives at insurancedekho are really helpful..they will guide you at every step and you wont feel cheated at any step after buying this product. The plan is a comprehensive one and comes at affordable premium.. So you can give it a try.
P
Promila Sharma
On: Dec 05, 2019
Good job team...keep it up
MORE health insurance is a comprehensive plan that covers me for many benefits such as 90 days pre hospitalisation expenses, 180 days post hospitalisation expenses, and reinstatement of sum insured in the event of exhaustion of sum insured in policy year. I liked this plan and will recommend this to others too.
V
Vinod Garg
On: Dec 05, 2019
Easy buying with insurancdekho
With such knowledgeable team at insurancedekho, it was really not a nightmare buying health insurance online as i had heard it from others. They helped me through the entire process, provided me neccessary links to read abt plans, etc and had everything in their brochure online. Im satisfied with their services
S
Sanjay Phapale
On: Nov 26, 2019
Everything was transparent
The best thing abt buying from insurancedekho was that they make everything clear to you abt the.. Leaving aside positives, they also tell you openly about all the exclusions that the plan has. They also have transparency in payment process.. I did everything by myself after they shared a link for payment to me on my mail id.
U
Usha aggarwal
On: Nov 26, 2019
Smooth process with ID
While bnuyng tis plan from insurancedeko, i didnt really face any major issue.. They sold me the policy within a few minutes.. I took time in deciding which one to buy according to my requirements, but it didnt take much time or efforts in purchasing
a
aatosh kumar singh
On: Nov 15, 2019
Nice team..
They are really knowledgable ppl and explained me everything from the brochure.. I was a bit unsure of the company but then they told me about the claim settlement ratio and other details abt it and i liked that.
M
Mukesh
On: Nov 15, 2019
Nice plan..
As the name suggests, this plan is full of advantages for any policyholder. Iam 42 Years old and i brought this plan because it offered me many benefits including cover for AYUSH treatment, in patient hospitalisation, pre and post hospitalisation, ambulance charges, and so on.. I gt it from a friend in ID Rakshit.
N
Nagaraj Talwade
On: Nov 06, 2019
Best plans at best price from insurancedekho
Insurancedekho always provides the best plans at nominal premium. They also have everything explained so well on their official website that i gained trust in the company. The buying process was smooth too... I made payment in one go for my more plan.
N
N Sravanthi
On: Nov 06, 2019
No sublimits on room rent under this plan
I have more health insurance policy from reliance health and its a good policy. As the name suggests, this plan gives more and more benefits to the policyholders such as.. Pre and post hospitalisation expenses, reinstatement of sum insured if it gets exhausted in a policy year... And so on
S
Sumit ahlawat
On: Oct 25, 2019
Appreciable services from insurancedekho
This plan offers cover for special treatments which the basic health insurance plans do not cover. So if you already have a standard health insurance plan for yourself and your family, you can still opt for this one to enhance coverage.. Good job insurancedekho for providing me best services..
A
Ajay kumar
On: Oct 25, 2019
Good plan for individual or family...
Reliance health is good in providing insurance services. I have been renewing my more plan with this company since a few years now. I have this plan for myslf and my family. Th epremium amount gets auto debited from my account. There are no hassles with this product.
P
PRAVIN GAIKWAD
On: Oct 15, 2019
Great satisfaction
More health is a fair plan. I have availed the facility of cashless claim from more health plan from relaince health. The plan gives me great coverage and Iam greatly satisfied with it. Iam not very sure of the premium of other companies but I found this one to be affordable.
P
Priti Prashant Doke
On: Oct 15, 2019
Best plan....
More health insurance plan is the best plan and people should really go for it without giving a second thought. This is because it provides for the expenses incurred on special treatments as well like stem therapy/ surgery etc. As told by someone in insurancedekho, this plan offers some special benefits too. You can give a call to them on 18001205698 to know more about this product.
B
Baiju Prasad
On: Oct 01, 2019
Good team at insurancedekho
People at insurancedekho not only solve your insurance needs but also educate you about the need of health insurance in life. I also got to know about how can I save on taxes after buying a policy from insurancedekho, the process of which I did not know earlier. I give the company and my plan More health insurance by reliance health 4 stars.
B
Bhavya
On: Oct 01, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com