Reliance Health Insurance for Individual

HealthGain Health Insurance by Reliance General is a complete health insurance policy for an individual. The plan offers coverage for cashless hospitalisation, pre & post hospitalisation expenses, and others. Some of the prime features of HealthGain include amazing discounts, low premium, a longer coverage period, no claim bonus, higher sum insured, tax benefits and much more. HealthGain comes in the form of Plan A and Plan B, which vary in their features, benefits, and other specifications.

Key Features

• Sum insured range - Rs. 3 Lakh to Rs. 9 Lakh (Plan A) & Rs. 12 Lakh to Rs. 15 Lakh (Plan B)
• 4000+ network hospitals for cashless treatment
• Reinstatement of base sum insured
• Special privileges for covering girl child and single women
• Call option (in 5th year)
• Claim service guarantee
• Policy service guarantee
• Wellness services, etc.

Scope of Coverage

• In-patient treatment covered
• Pre & post hospitalisation expenses covered up to 60 days
• Day care treatment
• Domiciliary hospitalisation covered up to 10% of sum insured, subject to a maximum of Rs.50,000
• Coverage for donor expenses - 50% of sum insured up to max Rs. 5 Lakh
• Domestic road ambulance expenses covered​
• Cumulative bonus
• Pre-existing diseases covered after 36 months of​ continuous coverage, and others

Eligibility

To buy Reliance HealthGain insurance plan, the minimum required age is 5 years, both for individual and family floater plan. The maximum entry age is 65 years.

Exclusions

• Joint Replacement Surgery
• Arthritis (non-infective), Osteoarthritis and Osteoporosis, Gout
• Vertebrae Disorders like Spondylitis, Spondylosis, Spondylolisthesis, etc.
• Intentional self-injury
• Injury due to alcohol, drugs / criminal acts​, etc.

If you want to uncover more about Reliance HealthGain Insurance policy, kindly refer to the policy wording. You can also initiate contact with experts at InsuranceDekho at 1800-1205-698 to explore detailed information.