Reliance Health Insurance for Senior Citizen

The later years of a person's life are physically and financially demanding. Keeping in mind finance-related issues and failing to bear medical expenses on their own, Reliance has introduced HealthGain insurance policy - a kind of plan suitable for individuals, families, and people of the age of 65 years. So, choosing a senior citizen health insurance plan like HealthGain is a wise decision. Available in Plan A and Plan B forms, HealthGain can also be opted for on the family floater basis.

Key Features

• Sum insured range - Rs. 3 Lakh to Rs. 9 Lakh (Plan A)
• Sum insured range - Rs. 12 Lakh to Rs. 15 Lakh (Plan B)
• Call option (in 5th year)
• Cashless treatment easily available at 4,000+ network hospitals
• Reinstatement of base sum insured
• Special privileges for covering girl child and single women
• Claim and policy service guarantee
• Wellness services, etc.​

Scope of Coverage

• Coverage for inpatient treatment
• Pre-hospitalisation expenses covered up to 60 days
• Post-hospitalisation expenses covered up to 60 days
• Daycare treatment
• Cumulative bonus
• Domiciliary hospitalisation covered up to 10% of sum insured, subject to a maximum of Rs.50,000
• Pre-existing diseases covered after 36 months of​ continuous coverage
• Coverage for donor expenses - 50% of the sum insured up to max Rs. 5 Lakh, and others

Eligibility

To buy Reliance HealthGain insurance plan for elderly people, the maximum required age is 65 years. No entry age bar for an insured sum of Rs. 3 Lakh.

Exclusions​

• Intentional self-injury
• Arthritis (non-infective), Osteoarthritis and Osteoporosis, Gout
• Claims raised for Joint Replacement Surgery
• Medical treatment arising due to alcohol, drugs / criminal acts
• Expenses incurred in Vertebrae Disorders like Spondylitis, Spondylosis, etc.​

To know more about the HealthGain Insurance policy for senior citizens, feel free to contact us at InsuranceDekho at 1800-1205-698.