Reliance Health Insurance for Family

HealthGain plan is easily available on family floater basis and individual basis. HealthGain is renowned for offering in-patient hospitalisation, pre & post hospitalisation expenses, and numerous others benefits in a medical emergency situation. In case of an illness, HealthGain offers coverage for the entire sum insured covering only one individual. When opted for on family floater basis, in case of multiple illnesses, the sum insured is distributed among the family members.

Key Features

• Sum insured range - Rs. 3 Lakh to Rs. 9 Lakh (Plan A) & Rs. 12 Lakh to Rs. 15 Lakh (Plan B)
• 4000+ network hospitals for cashless treatment
• Covers 6 members of the family
• Reinstatement of base sum insured
• Special privileges for covering girl child and single women
• Call option (in 5th year)
• Policy & Claim service guarantee
• Wellness services, etc.

Scope of Coverage

• Cover for in-patient treatment
• Pre & post hospitalisation expenses covered up to 60 days
• Coverage for donor expenses - 50% of the sum insured up to max Rs. 5 Lakh
• Daycare treatment
• Domestic road ambulance expenses covered​
• Domiciliary hospitalisation covered up to 10% of sum insured, subject to a maximum of Rs. 50,000
• Cumulative bonus at the end of a claim-free year
• Tax benefits, and others.

Eligibility

For Reliance HealthGain plan, the minimum age entry for the individual as well as family floater plan is 5 years and above. The maximum entry age is 65 years.

Exclusions

• Intentional self-injury/injury under the influence of alcohol or drugs/criminal act
• Maternity, fertility excluding Ectopic pregnancy
• Cost of spectacles, contact lenses and hearing aids
• Treatment received outside India/stem cells surgery
• War/Nuclear/Chemical/Biological injuries or illnesses, etc.​

Need detailed information about HealthGain Health Insurance plan? Kindly refer to policy wordings for the same. You can also get in touch with InsuranceDekho experts at 1800-1205-698 to explore more.