Raheja QBE Super Top-up Health Insurance

Super Top-Up Policy by Raheja QBE General Insurance offers the insured extended coverage in case the hospital bill exceeds the base sum insured. The policy allows you to enhance cover for up to Rs. 1 Crore, for self as well as family members. If purchased on an individual basis, the sum insured will be applied to every member, but if purchased on a family floater basis, the sum insured will be applied to the entire family of up to 7 members. The entry age for children under the policy is 91 days and 25 years, whereas, for adults, it is between 18 years and 65 years. On a floater basis, the policy can cover your entire family. Available for 1 year, 2 years, or 3 years, the Super Top-Up Policy comes with a high range of sum-insured, at an affordable premium.

Super Top-Up Policy covers several healthcare expenses including in-patient hospitalisation expenses, daycare expenses, pre-hospitalisation and post-hospitalisation expenses, organ donor expenses, domiciliary hospitalisation expenses, in-patient treatment taken under AYUSH systems of medicines, etc. Other advantages that the policy offers you include tax benefits on the premium paid, under Section 80D of the Income Tax Act, 1961, portability benefits, lifetime renewability benefits, etc. Also, note that the policy comes with a waiting period of 30 days, which will be calculated from the date of commencement of the policy.