Raheja QBE Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Policy, Raheja QBE General Insurance is a standard health insurance policy that offers cover for basic healthcare expenses to individuals and families. It is a simplified policy that comes with easy-to-understand benefits that offer coverage on individual sum insured as well as family floater sum insured basis. It covers people aged between 18 years and 65 years including dependent children aged between 3 months and 25 years as well, if covered under a family floater basis. The policy can be purchased for a term of 1 year, for sum insured options ranging between Rs. 1 Lakh and Rs. 5 Lakh, in multiples of Rs. 50,000. However, the policy comes with lifetime renewability benefits which means you can keep renewing it without any lapse.

Arogya Sanjeevani Policy offers cover for several basic healthcare expenses such as road ambulance expenses, in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare procedures, treatments taken under AYUSH systems of medicines, dental treatments and plastic surgery necessitated due to an accident, cataract surgery, and new-age treatments such as intravitreal injections, stem cell therapy, robotic surgeries, etc. Other benefits that you can avail of under the policy include tax benefits on the premium paid, under Section 80D of the Income Tax Act, 1961, lifetime renewability benefit, 15 days free look period, and low co-payment of only 5%. All in all, the policy is a good choice for people looking for adequate coverage for themselves and their families, at an affordable premium.

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