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Raheja QBE Health Insurance for Parents

When it comes to buying affordable health insurance for parents, Raheja QBE’s prime plan, Health QuBE is widely demanded. A reliable health insurance for the elderly, Health QuBE is unique and extensive coverage plan that helps parents manage their medical finances without having to spend their savings. Easily available on individual and family floater sum insured basis, Health QuBE plan comes with add-on covers such as sub-limit waver and co-payment arrangement. Parents can choose between Basic, Comprehensive, Super Saver, and A la Carte variants to get their specific medical needs met.

Key Features

  • Superior coverage
  • Policy period - 1 year or 2 years
  • Sum insured range - Rs. 1 Lakh to Rs. 50 Lakh
  • Tax benefits under Section 80D of the Income Tax Act
  • Individual and family floater sum insured policy type available
  • 10% extra sum insured limit on selecting cashless treatment
  • Non-medical expenses reimbursed up to limit specified on selecting cashless facility

Scope of Coverage

  • In-patient hospitalisation expenses
  • Emergency ambulance charges covered
  • Pre & post hospitalisation expenses as per opted plan
  • Domiciliary hospitalisation cover available for all variants
  • Daily cash allowance for each completed day of hospitalisation
  • Health check-up - Once a year
  • Coverage for organ donor expenses
  • Recharge/replenish benefit of the chosen sum insured

Eligibility

While the minimum entry age to buy Health QuBE is 90 days, the maximum entry age for the policy is 65 years.

Exclusions

  • Non-allopathic treatment
  • Treatment of any congenital external anomaly/illness
  • Any outpatient department treatment
  • Treatment received outside India
  • Any treatment arising from or traceable to pregnancy

Want to invest in Health QuBE to secure your parents’ health? Initiate contact at InsuranceDekho at 1800 1205 698 to uncover detailed policy coverage and benefits.

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FAQs

  • What are the benefits of buying a health insurance policy for parents from Raheja QBE?

    Some benefits that you can avail on purchasing a health insurance plan for parents from Raheja QBE are- 

    • Choice of variants so that you can opt for the best one suiting your needs
    • Pre-hospitalisation cover
    • Post-hospitalisation cover
    • In-patient hospitalisation cover
    • Ambulance cover
    • Daily allowance
    • Organ donor benefit
  • Does Raheja QBE provide cover for health check-up under its health insurance plans for parents?

    Yes. The insured individual can avail health check-up, if specified in the policy schedule, with the network provider of Raheja QBE. 

  • What is the maximum entry age for parents under health insurance plans for parents offered by Raheja QBE?

    Parents can purchase a Raheja QBE health insurance plan up to the age of 65 years. 

  • Who should buy Raheja QBE parents health insurance plan?

    Individuals up to 65 years of age who are willing to invest in a health insurance plan that takes care of various medical bills during an unexpected medical emergency situation should buy Raheja QBE parents health insurance plan for themselves or their parents.

  • Can I change the sum assured during Raheja QBE parents health insurance tenure?

    If you want to make any changes to the sum insured amount of your Raheja QBE parents health insurance, the ideal time to do so would be the policy renewal time. It is because any form of changes during the policy tenure is not allowed by the insurer.

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