Why should I buy a health insurance policy from Kotak General Insurance?

Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

How to buy and apply for Kotak Mahindra health insurance policy?

To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

What are the health insurance policies offered by Kotak General Insurance?

Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.

Does Kotak General Insurance offer critical illness cover?

Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

What is the Claim Settlement Ratio of Kotak General Insurance?

The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Kotak Health Premier Insurance User Reviews

122 reviews Rate This

Kotak

Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Select the age of all members

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Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Kotak Health Premier

3.7

Based on

27 User reviews

Again great policy by kotak
Kotak is my go-to stop for health insurance. It has been a few months since i bought this policy. My coverage includes basic medical expenses, but i also opted for add-on benefits like cap on room rent and personal accident cover. Critical illness cover is also there. I would say this plan is perfect.
V
Victor
On: Oct 25, 2019
Once again good plan by kotak
I knew i will always get right information from InsuranceDekho guys. When they suggested Kotak Health Premier i was ready to buy it instantly. Now, i am getting cover for in-patient treatment, ambulance cover, daycare treatment, restoration benefit, maternity benefit, and other various benefits.
A
Anil
On: Oct 15, 2019
Kotak Health Premier is a blessing for me
Had it not been for Kotak Health Premier, i wouldn’t have been able to pay for the medical expenses. The claim process was extremely easy. I got cover for most of the medical expenses as i had expected. I am happy that i chose this cover above others.
K
Kumar Gaurav
On: Oct 15, 2019
Perfect plan for a family
I was looking for a plan covering siblings. Thanks to InsuranceDekho i found this plan under my budget. I am happy with Kotak health premier in terms of coverage and premium. I am getting wide cover for a minimal premium and able to cover my siblings.
S
Sagar
On: Oct 05, 2019
Kotak health premier is a great plan
My experience with Kotak health premier has been good. In-patient care, daycare treatment, ambulance cover, restoration benefit, and others are a few highlights of this plan. I made one claim and the process was quite smooth. I got covered for critical illness and other promised benefits.
V
Vijay Kumar
On: Oct 04, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Vast coverage offered
Kotak Health Premier is an affordable plan with great coverage. At low premium, it provides cover for daycare treatment, ambulance cover, maternity benefit, restoration benefit, etc. I am really thankful to InsuranceDekho for recommending this superb plan to me at a time when i needed financial security the most.
V
Vipin Goswami
On: Sep 25, 2019
Worth the money
My decision to purchase Kotak Health Premier has been helpful. I have made a claim up til now. Must say the experience was satisfying as the claim was easy. The promised medical expenses were covered. All in all, i am happy and thankful to InsuranceDekho for recommending this great plan to me.
S
Sharanya Panickar
On: Sep 25, 2019

Page 3 of 3 pages

Choose Kotak General Plan for

FAQs

Why should I buy a health insurance policy from Kotak General Insurance?
Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.
How to buy and apply for Kotak Mahindra health insurance policy?
To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.
What are the health insurance policies offered by Kotak General Insurance?
Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.
Does Kotak General Insurance offer critical illness cover?
Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.
What is the Claim Settlement Ratio of Kotak General Insurance?
The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com