Digit Total Protect Health Insurance

Total Protect Policy is specially designed to protect you and your family for loss of income in case you are injured for a long period of time or die due to a misfortunate event of an accident. The policy comes with 27 sections that cover you for different healthcare expenses arising due to an accident or hospitalisation. Some of the coverage options under the policy include expense for external aid and appliances, compassionate visit, miscarriage due to accidental injury, adventure sports cover, critical illness, HIV cover, EMI protection cover, etc. When buying the policy, you can choose from a wide range of sum insured options up to Rs. 20 Crore.

Total Protect Policy can be purchased for 1 year, 2 years, or 3 years, depending on your budget and other requirements. To be a proposer for this policy, you must be aged at least 18 years and be a resident of India. The good news is that there is no maximum entry for this policy for Accidental Death/Permanent Total Disablement/Permanent Partial Disablement. But for critical illness cover, the maximum entry age for the proposer and adult insured is 85 years. Other benefits that the policy offers you include tax benefits under Section 80D of the Income Tax Act, migration benefits, renewal benefits, and portability benefits.