Digit Health Insurance for Family

Digit Health Plus Policy is a comprehensive health insurance policy that safeguards you and your entire family members under a single sum insured. The members covered under the plan are self, spouse, dependent children, parents and others. It’s a one-stop-policy for all medical needs, such as hospitalisation due to an accident, disease, maternity, or even critical illness. Apart from family floater, the policy can also be availed on the individual sum insured basis.

Key Features

• The minimum sum insured under Digit Health Plus Policy is 2 Lakh
• You can get a 5% No-Claim Discount in the premium
• Cashless hospitalisation is available at all network hospitals in India
• The insurer allows lifelong renewability of the policy
• The insurer reimburses the expenses of health check-up up to the limits per policy
• You can get a Second Medical Opinion under the policy
• You can also port to a similar new health insurance policy

Scope of Coverage

• Pre and post hospitalisation expenses
• Inpatient treatment: room rent, medicines, doctor’s fee, drugs, etc.
• Hospitalisation due to pregnancy/maternity
• Domiciliary treatment and daycare procedures
• Cover for newborn and road and air ambulance
• Critical illnesses expenses and organ transplant
• Dental treatment or surgery only if caused by an accident

Eligibility

To buy the policy, one needs to be maximum 60 years old. And the minimum age requirement is 1 year.

Exclusions

• Hospitalisation due to a medical condition not suggested by the attending doctor
• Medical expenses due to breach of law with criminal intent, suicide and self-injury
• Medical costs for aesthetic, cosmetic or reshaping treatment & surgeries
• Treatment for baldness, alopecia, wigs, or toupees
• Any treatment taken outside India

If you want to insure your family under a single sum insured, then go for the Digit Health Plus Policy. It is an ideal choice. To know more about this particular policy, you can call us and talk to our health insurance experts. Our toll-free number is 1800-120-5698.