Digit Health Insurance for Kids

Securing your child’s health is as crucial as protecting your health. GoDigit understands this and brings for kids Digit Health Plus Policy, which provides protection to children’s health at the time of illness. An individual cum family floater policy, this plan also secures the health of a newborn baby. However, one adult needs to be insured along with kids under the same policy. Whether your child is hospitalised due to cold, ailment, accident or any other health problems, they can be covered under the policy.

Key Features

• 2 Lakh is the minimum sum insured under the policy
• No claim discounts if there is no claim in a particular year
• Guaranteed lifelong renewability
• Cashless hospitalisation at network hospitals in the country
• Second Medical Opinion
• Facility to port from a similar health insurance policy
• An option to buy the policy online

Scope of Coverage

• Pre and post hospitalisation cover
• Treatment taken under Ayurveda, Unani, Siddha and Homeopathy
• Cover for any outpatient department treatment
• Costs of x-rays, pathology, MRI, CT scans, etc. for diagnosis
• Emergency ambulance cover to transport the patient
• Domiciliary treatment if suggested by the treating doctor
• Newborn baby cover

Eligibility

A newborn baby is covered under the policy up to 90 days from the date of delivery. For further coverage, the newborn needs to be endorsed with the insured as the insured person. Generally, the minimum entry age under this policy is 1 year and a maximum of 65 years.

Exclusions

• An injury to the child due to the involvement in illegal or criminal acts
• Illness due to use or abuse of narcotic or intoxicating drugs or alcohol
• Plastic Surgery or Cosmetic Surgery to change the appearance of a child
• Any treatment given to a child outside India
• Vaccinations, inoculations, or other treatment

If you want to secure your child’s health, then buy the Digit Health Plus Policy. With this, you can safeguard your entire family including children. If you have any query about the policy, then call InsuranceDekho at 1800-120-5698.