What all is covered under accidental hospitalisation cover in Complete Care Policy?

Under accidental hospitalisation cover, you get covered for the following expenses: ICU expenses Accommodation/room rent Professional fees Medication Diagnostic Theatre fees

What am I covered for under the ancillary expenses Section under this policy?

Under ancillary expenses, you are covered for OPD treatment expenses as well as hospitalisation expenses. The former includes expenses related to surgical treatment, medication, outpatient dental treatment, professional fees, diagnostic expenses, whereas the latter includes expenses related to medication, operation theatre fees, diagnostic ICU, accommodation, and room rent expenses.

Can the insurance company deny my request for policy renewal?

Yes. Go Digit General Insurance can deny your request for policy renewal on the grounds of fraud, misinterpretation, by the insured.

Will I get a grace period under this policy?

Yes. If covered under Complete Care Policy, you will get a grace period of 30 days.

Does the policy offer portability benefits?

Yes. You can enjoy portability benefits under Complete Care Policy.

Digit Complete Care Health Insurance Wordings

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Highlights

Claim Settlement Ratio	93%
Network Hospitals	11,300+
PED Coverage Starting From	2 year
Pre-existing Disease Coverage From	2 year
Presence	Across the country
Special Benefits	Multiple Discounts such as Credit Score for Good health

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Name of Plan	Sum Insured
Digit Infinity Wallet PlanPopular		Check Premium
Digit Worldwide Treatment PlanPopular		Check Premium
Digit Double Wallet PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years	50,000 - 2.5 lakh	Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years		Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Check Premium

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FAQs on Complete Care Policy Health Insurance Plan

What all is covered under accidental hospitalisation cover in Complete Care Policy?
Under accidental hospitalisation cover, you get covered for the following expenses:

ICU expenses

Accommodation/room rent

Professional fees

Medication

Diagnostic

Theatre fees
What am I covered for under the ancillary expenses Section under this policy?
Under ancillary expenses, you are covered for OPD treatment expenses as well as hospitalisation expenses. The former includes expenses related to surgical treatment, medication, outpatient dental treatment, professional fees, diagnostic expenses, whereas the latter includes expenses related to medication, operation theatre fees, diagnostic ICU, accommodation, and room rent expenses.
Can the insurance company deny my request for policy renewal?
Yes. Go Digit General Insurance can deny your request for policy renewal on the grounds of fraud, misinterpretation, by the insured.
Will I get a grace period under this policy?
Yes. If covered under Complete Care Policy, you will get a grace period of 30 days.
Does the policy offer portability benefits?
Yes. You can enjoy portability benefits under Complete Care Policy.

Claim Process at Digit Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.