Who all can be covered under Go Digit Arogya Sanjeevani policy?

You can cover yourself under the individual plan type and your legally-wedded Spouse, Dependent Children, Parents, and Parents in-laws along with yourself under the family floater plan type.

Can I pay the premium for Go Digit Arogya Sanjeevani policy in installments?

Yes. You can pay the premium for this policy in monthly, quarterly, half-yearly, and yearly installments.

What is the policy period for Go Digit Arogya Sanjeevani Policy

Go Digit Arogya Sanjeevani Policy is available for a policy term of 1 year. The policy needs to be renewed annually thereafter.

Is there a waiting period involved under any coverage in Go Digit Arogya Sanjeevani Policy?

Yes. A waiting period is a time when certain coverages are not active. The policyholders need to complete a waiting period for the following treatments under the Go Digit Arogya Sanjeevani Policy: Pre-existing diseases: 48 months Joint replacement treatments: 48 months Age-related Osteoarthritis and Osteoporosis: 48 months Some specific illnesses: 24 months Initial waiting period after buying a policy: 30 days

Does the policy cover hospitalisation expenses related to the coronavirus disease?

Yes. The Go Digit Arogya Sanjeevani Policy covers hospitalisation expenses arising due to the coronavirus (COVID-19).

How is buying Go Digit Arogya Sanjeevani Policy on an individual basis different from buying it on a floater basis ?

You can buy Go Digit Arogya Sanjeevani Policy either on an individual or a floater basis. On an individual basis, the sum insured for each family member is different. Whereas on a floater basis, the entire family will share the single sum insured opted. In both the cases, the sum insured options range between Rs. 1 Lakh to Rs. 5 Lakh (in multiples of 50,000).

Is there any limit on room rent or ICU/ICCU charges covered under Go Dit Arogya Sanjeevani Policy?

Yes. The policy covers room rent charges for up to 2% of the sum insured up to a maximum of Rs. 5,000 per day. Whereas ICU/ICCU charges are covered for up to 5% of the sum insured up to a maximum of Rs. 10,000 per day.

What are the new age treatments covered under Go Digit Arogya Sanjeevani policy?

Go Digit Arogya Sanjeevani Policy covers the following new age or modern treatments up to 50% of the total sum insured: Uterine Artery Embolization and High Intensity Focused Ultrasound Balloon Sinuplasty Oral Chemotherapy Robotic Surgeries Bronchial Thermoplasty Intra vitreal injections Intra Operative Neuro Monitoring Immunotherapy-Monoclonal Antibody to be given as an injection Vaporisation of the prostrate Deep Brain Stimulation Stereotactic radio surgeries

Until what age can I renew Go Digit Arogya Sanjeevani policy?

The policy is renewable at all times during the lifetime of the policyholder.

Is there any cumulative bonus offered to the policyholders under Go Digit Arogya Sanjeevani policy?

Yes. The policyholders enjoy a cumulative bonus of 5% for every year a claim is not made. This reward can go up to a maximum of 50% bonus in your sum insured.

Digit Arogya Sanjeevani Health Insurance Wordings

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Highlights

Claim Settlement Ratio	93%
Network Hospitals	11,300+
PED Coverage Starting From	2 year
Pre-existing Disease Coverage From	2 year
Presence	Across the country
Special Benefits	Multiple Discounts such as Credit Score for Good health

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Digit Arogya Sanjeevani Policy Brochure

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Jun 17, 2020

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Digit Health Insurance Plan List

Critical Illness (1)
Family (1)
Individual (2)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Digit Infinity Wallet PlanPopular		Check Premium
Digit Worldwide Treatment PlanPopular		Check Premium
Digit Double Wallet PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years	50,000 - 2.5 lakh	Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years		Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Who all can be covered under Go Digit Arogya Sanjeevani policy?
You can cover yourself under the individual plan type and your legally-wedded Spouse, Dependent Children, Parents, and Parents in-laws along with yourself under the family floater plan type.
Can I pay the premium for Go Digit Arogya Sanjeevani policy in installments?
Yes. You can pay the premium for this policy in monthly, quarterly, half-yearly, and yearly installments.
What is the policy period for Go Digit Arogya Sanjeevani Policy
Go Digit Arogya Sanjeevani Policy is available for a policy term of 1 year. The policy needs to be renewed annually thereafter.
Is there a waiting period involved under any coverage in Go Digit Arogya Sanjeevani Policy?
Yes. A waiting period is a time when certain coverages are not active. The policyholders need to complete a waiting period for the following treatments under the Go Digit Arogya Sanjeevani Policy:

Pre-existing diseases: 48 months

Joint replacement treatments: 48 months

Age-related Osteoarthritis and Osteoporosis: 48 months

Some specific illnesses: 24 months

Initial waiting period after buying a policy: 30 days
Does the policy cover hospitalisation expenses related to the coronavirus disease?
Yes. The Go Digit Arogya Sanjeevani Policy covers hospitalisation expenses arising due to the coronavirus (COVID-19).
How is buying Go Digit Arogya Sanjeevani Policy on an individual basis different from buying it on a floater basis ?
You can buy Go Digit Arogya Sanjeevani Policy either on an individual or a floater basis. On an individual basis, the sum insured for each family member is different. Whereas on a floater basis, the entire family will share the single sum insured opted. In both the cases, the sum insured options range between Rs. 1 Lakh to Rs. 5 Lakh (in multiples of 50,000).
Is there any limit on room rent or ICU/ICCU charges covered under Go Dit Arogya Sanjeevani Policy?
Yes. The policy covers room rent charges for up to 2% of the sum insured up to a maximum of Rs. 5,000 per day. Whereas ICU/ICCU charges are covered for up to 5% of the sum insured up to a maximum of Rs. 10,000 per day.
What are the new age treatments covered under Go Digit Arogya Sanjeevani policy?
Go Digit Arogya Sanjeevani Policy covers the following new age or modern treatments up to 50% of the total sum insured:

Uterine Artery Embolization and High Intensity Focused Ultrasound

Balloon Sinuplasty

Oral Chemotherapy

Robotic Surgeries

Bronchial Thermoplasty

Intra vitreal injections

Intra Operative Neuro Monitoring

Immunotherapy-Monoclonal Antibody to be given as an injection

Vaporisation of the prostrate

Deep Brain Stimulation

Stereotactic radio surgeries
Until what age can I renew Go Digit Arogya Sanjeevani policy?
The policy is renewable at all times during the lifetime of the policyholder.
Is there any cumulative bonus offered to the policyholders under Go Digit Arogya Sanjeevani policy?
Yes. The policyholders enjoy a cumulative bonus of 5% for every year a claim is not made. This reward can go up to a maximum of 50% bonus in your sum insured.

View More Questions

Claim Process at Digit Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.