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HomeHealth InsuranceBajaj AllianzSurgical Protection PlanUser Reviews

Bajaj Allianz Surgical Protection Health Insurance User Reviews

298 reviews Rate This
Bajaj Allianz
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio98.00%
Network Hospitals18,400+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Rating of Surgical Protection Plan
4.3
Based on
24 User reviews

  • Strong digital presence

    Online presence is crucial nowadays. This ensures that you can issue your policy at the comfort of your home. InsuranceDekho makes sure that all the insurers mentioned on the website have a strong digital presence so that you can access them whenever or wherever you want. I booked Bajaj Allianz Surgical Protection plan.

    T
    Trish Bhattacharya
    On: Dec 02, 2020

  • Optimum plan for me

    I was told about this plan by one of my friends. I really liked this plan because it has given me cover for around 600 surgeries. Also, i did not have to undergo pre-medical tests as i am below 45 years of age. Feature that i have beneficial is sum insured enhancement at renewal time. 

    S
    Sudhanshu
    On: Feb 26, 2020

  • Wide cover for less price

    Surgeries cost a lot these days. The best way i found to deal with this expense was this plan. Thanks to insurancedekho that they suggested it to me. I have chosen its individual surgical protection plan. Have got coverage for around 600 surgeries, including listed daycare procedures. I recommend this plan to every need person.

    G
    Geeta Pant
    On: Feb 20, 2020

  • High expectations from this one

    When insurancedekho guys told me about this policy, i was very much satisfied. After all, the coverage being offered is very good. At very low premium amount, i have got comprehensive coverage for around 600 surgeries, facility of sum insured enhancement, and more. Also, i did not have to take pre-medical tests as i am below 45 years. 

    R
    Rahul Kumar
    On: Feb 14, 2020

  • One of a kind plan

    The reason i bought this policy is because it covers me for a fixed benefit amount for specified surgeries and that too at a less premium. This plan offers cover for around 600 surgeries so that’s great. Also available for me are value-added covers like Hospital Cash Daily Allowance, Critical Illness and Personal Accident benefit. 

    R
    Rohit Awasthi
    On: Feb 11, 2020
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  • Comes with add-ons also

    I really liked this cover by bajaj. I was looking for one like this for the past few weeks. Then, InsuranceDekho guys told me about this policy. Must tell you that it covers for 600 surgeries and gives you more benefits with additional covers like Critical Illness, Hospital Cash Daily Allowance, and Personal Accident benefit. 

    G
    Gyan Chauhan
    On: Feb 05, 2020

  • Good opportunity by bajaj

    Bajaj allianz is my favorite insurer. This time also i have purchased this plan from bajaj because it takes care of your expenses unlike any other insurer. There is no medical test required up to 45 years age and you can renew the policy for lifetime. I would recommend this plan to everyone looking for surgical cover.

    T
    Tilak Singh
    On: Jan 30, 2020

  • Fixed amount for surgeries

    This Surgical Protection Plan is really great as it provides a fixed benefit amount for specified surgeries. I have recently bought this policy to help me with expenses of medical treatment in hospital. I have also opted for value-added covers such as Hospital Cash Daily Allowance, Critical Illness and Personal Accident benefit. 

    H
    Hari Prakash
    On: Jan 14, 2020

  • Good for surgery purpose

    I am thankful to insurancedekho guys for recommending this policy to me. Must say that this plan is good for surgery expenses. It covers around 600 surgeries. What’s great is that no pre-medical test is required up to the age of 45 years. Sum Insured enhancement is allowed at the time of renewals also.

    G
    Gautam Gupta
    On: Dec 24, 2019

  • Happy with surgical plan policy

    Great effort by bajaj allianz team for coming up with such a good plan. I am new to this cover but i am highly impressed by the vast cover, affordable rates and numerous benefits of this policy. Investing in this policy has been successful for me. I must say that i will definitely recommend this plan to all in my known.

    A
    Amit Mehrotra
    On: Dec 06, 2019

  • Good plan of surgical expenses at less premium

    I am a very satisfied customer of bajaj allianz. This time also i have chosen to invest in this policy because of its vast cover at low premium cost. Another reason is that i liked the benefits that i am being offered under the policy like fixed amount for around 600 surgeries, transportation benefit, child education benefit, and others.

    V
    Ved Prakash Sharma
    On: Dec 04, 2019

  • Surgical protection plan is a gem

    One of the best things that i liked about bajaj allianz's surgical protection plan is that it covers you for around 600 surgeries and that too of various kinds. Moreover, it comes with benefits like that of child education benefit, and transportation benefit, at very low premium rates. I would recommend this pilicy to my relatives as well. 

    N
    Neha Gupta
    On: Dec 03, 2019

  • Bajaj allianz's plan is superb

    I am new customer of health insurance. This is my second plan with bajaj allianz. I must admit that i am paying a very less premium for this surgical protection plan. I have received wide cover under this plan and also got freedom to choose optional covers like hospital cash daily allowance, critical illness plan, and others.

    S
    Sadiq Aziz
    On: Dec 02, 2019

  • Top plan for surgeries

    I have become a new customer of bajaj allianz after buying this plan. I want to thank you insurancedekho experts that you told me about this useful policy. Now, i want to recommend this surgical protection plan to everyone so that they can get covered for many surgeries after paying a small premium amount. 

    B
    Bablu Kumar
    On: Nov 29, 2019

  • Satisfied with surgical protection plan

    Everyone reading this review, i want to tell you that i made a major investment by choosing this plan. At low premium, i am covered for a fixed benefit for around 600 surgeries. I have chosen add-on of critical illness cover and personal accident cover. Moreover, i am getting benefits like transportation benefit and child education benefit. I am happy with my purchase.

    M
    Mahesh Pandey
    On: Nov 29, 2019

  • Finally, a cover for surgeries

    I was recommended this plan by my relative. Under this plan, i am covered for fixed benefit for surgeries. Other than being covered for supra-major surgeries, major surgeries, sub-major surgeries,  minor surgeries, and daycare procedures, i am covered for add-ons like hospital cash daily allowance, personal accident cover, and critical illness cover. 

    H
    Hemlata
    On: Nov 28, 2019

  • Highly impressed with features provided

    Surgical protection plan has been a good purchase for me. It is an affordable cover that comes with great features such as coverage for around 600 surgeries, transportation benefit, child education benefit in case of death and total disability. The plan also comes with personal accident cover, critical illness cover, and hospital cash daily allowance so that's a plus.

    A
    Abhinav Singh
    On: Nov 27, 2019

  • This surgical plan is great

    I am a new customer of bajaj allianz. I have chosen this plan for investment a few days back. I want to thank insurancedekho guys for recommending me this great plan because it has covered me for 600 surgeries. Supra-major surgeries, major surgeries, sub-major surgeries, daycare procedures and minor surgeries are covered for me. I am satisfied with my cover.

    A
    Amit Srivastav
    On: Nov 27, 2019

  • Excellent plan to choose

    A week ago, i purchased this plan. The premium is very less for surgical protection plan as well as the coverage is very high. I have also opted for add-on covers such as hospital cash daily allowance, critical illness cover, and personal accident cover. With this plan by my side, i can finally say that i am in safe hands. 

    P
    Prity Monga
    On: Nov 26, 2019

  • Good protection plan by bajaj allianz

    I have purchased the surgical protection plan a few days back. It is one of the best policies i have ever found. Features like fixed amount for specified surgeries, sum insured enhancement, lifelong renewal, tax benefits, discounts, and others add value to the policy. I want to thank InsuranceDekho people that they suggested such fulfilling plan to me. 

    A
    Abhinav Sinha
    On: Nov 25, 2019

  • Wide cover at less premium

    Bajaj allianz has never left me disappointed and this time also i am satisfied with the cover that i have got under this plan. Surgical protection plan has given me a comprehensive coverage for around 600 surgeries. The range covered is also good from 1 lakh to 10 lakh. I want to thank insurancedekho that they recommended this plan to me.

    A
    Archit Taneja
    On: Nov 20, 2019

  • Happy with this plan by bajaj

    It has been a few months since i purchased this surgical protection plan. I must admit that it is an affordable and worthwhile investment. The plan covers you for accidental injuries or illnesses resulting in hospitalisation. It also offers value-added covers like critical illness, personal accident benefit and hospital cash daily allowance. I am satisfied with the cover received. 

    A
    Atul Gupta
    On: Nov 18, 2019

  • Good, affordable plan with great features

    Thanks InsuranceDekho that you recommended this policy to me. It is definitely an affordable cover for me. I have chosen Individual plan and not the group one. This policy offers me a comprehensive cover against illnesses and accidental injuries leading to hospitalisation. I am really satisfied there is a policy that will cover my high medical costs in the time of my need. 

    N
    Neharika Saxena
    On: Nov 18, 2019

  • New to surgical protection plan

    Though i am an old customer of bajaj allianz, i am new to this particular policy. I must say that surgical protection plan is the best way one can cover their expenses for illness or accidental related injuries. This plan has given me fixed benefit for specified surgeries. I thank InsuranceDekho for recommending this plan and resolving my worries. 

    A
    Amit Verma
    On: Nov 15, 2019

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FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

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