Bajaj Allianz Health Guard Individual Insurance User Reviews

Cashless Approval TAT | Within 2 hours |
Claim Settlement Ratio | 98.00% |
Network Hospitals | 18,400+ |
Pre-existing Disease Waiting Period | 2 years |
Starting Premium for Rs. 5 lakhs SI | Rs. 364/month |
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Thanks bajaj for this plan
This cover is new for me but i am satisfied with its purchase. The premium is low. The purchase process is very simple. Also, the benefits that i have got covered for are great like convalescence benefit, daily hospital cash benefit, sum insured reinstatement, daycare procedures, organ donor, and others.
Great bajaj policy
I am thankful to insurancedekho people for introducing me to this policy. I found this plan to be perfect according to my needs. I have taken this cover for my family to cover my husband and children. My other covered features include inpatient hospitalisation, pre & post hospitalisation expenses, day care treatments, hospital daily allowance, maternity cover, etc.
Nice plan at less premium
Thanks insurancedekho for your supporting in buying me this policy. I recommend this policy to you all because at low premium amount you can get yourself covered for basuc expenses and convalescence benefit, daily hospital cash benefit, sum insured reinstatement, maternity and new born baby cover, and many more.
Takes care of hospitalisation expenses
I have been a customer of bajaj allianz for the past 3 years. Let me tell you that never even once i had to face any problem. This is a new plan for me that i have taken for covering basic and advance expenses. The premium amount is very affordable for me, so no issues!
Good, easy to buy policy
I am new to this policy. Thanks to insurancedekho guys that they helped me buy this plan. I am covered for a series of benefits like day care, maternity, organ donor and many more that are really helpful. I would say that i made a big and right decision by choosing this policy.
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
Health guard individual is perfect for me
My experience with this plan is new. I found this plan to be very helpful for me to manage my medical expenses related to bariatric surgery as this plan covers it. I would say that the premium is very less and claim services are quite smooth. I recommend this policy to all.
Superb plan for me
Health guard individual is an affordable plan. At a less premium cost in comparison to other plans of other insurers, it gives you convalescence benefit, daily hospital cash benefit for accompanying a minor child, sum insured reinstatement, maternity and new born baby cover, daycare procedures, organ donor, convalescence benefit and what not. I am sure anyone who buys this plan will be satisfied.
Good plan at reasonable prices
First, i want to tell you that this policy is very comprehensive in nature. It covers many basic expenses as well as advanced benefits such as hospital daily allowance, maternity cover, sum insured reinstatement, and others. The best part is that my premium amount is very less and i can manage it easily. All in all, it won’t be wrong for me to say that i got good deal.
Satisfied with my cover of health guard individual plan
I am highly grateful to insurancedekho that they recommended this plan to me. Features that attracted me towards this plan are inpatient hospitalisation, pre & post hospitalisation, day care treatments, organ donor expenses, in addition to hospital daily allowance, sum insured reinstatement, maternity cover, etc. I suggest this plan to everyone i know.
Great initiative by bajaj
I am thankful to bajaj allianz for creating this policy. I took this policy under family floater and was able to cover grandchildren under it. Inpatient hospitalisation, pre & post hospitalisation expenses, day care treatments, organ donor expenses, hospital daily allowance, maternity cover, sum insured reinstatement, are the key benefits i got covered for.
Excellent option for needy people
I found this plan to be the perfect way to deal with high medical bills. Also, this plan doesn’t require any pre-medical test up to the age of 45. Great features of the policy include coverage for bariatric surgery or procedure, daycare procedures, maternity and newborn baby cover, emergency ambulance expenses, and others.
Satisfied with the coverage got
It has been a few days that i bought this policy. I have taken it for my whole family. Some of the benefits that i wanted in the cover are inpatient hospitalisation, day care treatment, organ donor expenses, hospital daily allowance, maternity cover, etc. Lastly, the premium is very less!
Bajaj plans are my preference always
I wanted coverage for bariatric surgery. Luckily, i got it in this policy. 3 months back i have purchased this plan for very less premium than i expected. Must say that plan justifies the premium associated with it. The coverage is quite wide. Day care, maternity expense, ambulance and many more are also covered.
My health guard individual experience was good
It is a few months back when i made claim for my plan. I must say that health guard individual policy covered me and my family as expected. What i liked the most was simple claim process and ideal cover for basic & advanced expenses such as hospital daily allowance, etc.
Great plan by bajaj allianz
I bought this cover a few months back on the advice of insurancedekho people. I must tell you that this plan comes with wide cover for basic and advance expenses. I have my whole family covered under this plan and i have to pay a very less amount of premium for this.
Health Guard Individual is the best for me
When i was buying this plan, i knew i was making the right choice. The coverage factor of this plan is superb and premium is less. Hospital daily allowance, maternity cover, sum insured reinstatement, are a few features i really liked. Thanks InsuranceDekho for suggesting it.
Optimum cover and less premium
I am new to Bajaj Allianz. This plan was suggested to me by insurancedekho guys, so firstly thanks to them. I liked this plan because it gives you a strong coverage without demanding too much premium. Features offered are also perfect.
A reliable option
When i was buying Health Guard Individual i knew i was making the right choice. I have my full family covered for superb medical cover. I am getting benefits like hospital daily allowance, maternity cover, sum insured reinstatement, which will really help me when the time comes.
This plan is a blessing for me
One of my friends suggested me this plan. Must say that i am happy that i got it. The cover is very comprehensive and gives you basic & advanced benefits. The claim process is simple and quick. The services by Bajaj Allianz are also good.
Health Guard Individual is affordable and reliable
I recently purchased Health Guard Individual plan on recommendation of InsuranceDekho. I am yet to make a claim. As of now, i have got coverage for multiple expenses, at a low premium amount. Also, i am getting convalescence benefit, daily hospital cash benefit, reinstatement of sum insured, daycare procedures, organ donor, and others covered.
Health Guard Individual is amazing
I have always been a big fan of Bajaj Allianz. At present, i have Health Guard Individual by this insurer. I would recommend this to all those reading this because the plan provides you a vast cover for a very less amount for premium. Claim process is also hassle-free. Overall, if you want a superb cover, this is it.
Health Guard Individual is highly recommended
First of all, thanks to InsuranceDekho for recommending Health Guard Individual. This plan is absolutely great! It is affordable and profitable as it lets you cover your family, including grandchildren as well. Maternity cover, hospital daily allowance, sum insured reinstatement, are a few features that i really liked.
I am happy with Health Guard Individual
My previous health insurance experiences were quite bad. Finally, i have found Health Guard Individual to be the ideal plan for me. InsuranceDekho recommended this plan because it fits my requirements well. Daycare procedures, daily hospital cash benefit, maternity benefit are key highlights.


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FAQs
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Why should I buy a Bajaj Allianz Health Insurance Policy?
Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.
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What is covered under hospitalisation in Bajaj Allianz Health Insurance?
Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines
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What are the benefits provided by Bajaj Allianz Health Insurance?
People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team
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What is the toll-free customer care number of Bajaj Allianz Health Insurance?
The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.