Bajaj Allianz Health Guard Family Floater Insurance User Reviews

Cashless Approval TAT | Within 2 hours |
Claim Settlement Ratio | 98.00% |
Network Hospitals | 18,400+ |
Pre-existing Disease Waiting Period | 2 years |
Starting Premium for Rs. 5 lakhs SI | Rs. 364/month |
Health Insurance Calculator
Whom do you want the insurance for ?
Where do you live ?
Choose required Coverage for yourself?
Genuine Insurance Platform
I recently bought the Bajaj Allianz- Health Guard Family Floater from an online platform, InsuranceDekho. Though I wasn’t sure to buy insurance online, however, I bought it and now am grateful for my decision. Among a variety of health plans listed on their website, it was very convenient to compare and pick the best as per my requirements. Indeed, online is turning the wheels of shopping insurance plans.
Details on AYUSH Health Insurance
I have been an Ayurveda enthusiast and I prefer ayurvedic treatment more than any other health treatments. When I landed on InsuranceDekho and checked the importance of having Ayush Health Insurance plan, there was no looking back. I bought Bajaj Allianz Health Guard Policy.
Nice coverage even at low premium
My past experience of health insurance was very bad. But this time i had the support of insurancedekho team for buying a good plan. So, now i have this plan with me that provides my family complete health insurance at low premium rates. Thanks insurancedekho team for so much support.
Great cover
Health Guard Family Floater Plan is my second purchase of health insurance with bajaj allianz. This is a comprehensive every family should buy to take care of their financial issues. The features i really liked are Bariatric surgery cover, Ayurvedic and Homeopathic hospitalisation cover, 10% cumulative bonus benefit, discount of up to 20% for co-payment option and others.
Nice policy for family purpose
Bajaj allianz always comes up with the best policies. This one, Health Guard Family Floater is a complete policy for family people. You buy this for full family and that too at less premium cost. The benefits one gets covered for are many. The good thing is that it covers road ambulance expenses also.
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
Single policy for full family
InsuranceDekho team, thanks that you gave me the suggestion of purchasing this policy. I am satisfied to buy this family policy and cover my self, wife and three kids. I recommend this plan to others as it covers for Ayurvedic and Homeopathic hospitalisation, bariatric surgery cover, discount of up to 20% for co-payment option, more.
Best plan for illness or accident cover
Health Guard Family Floater Plan is my first time investment with bajaj allianz. This comprehensive plan has covered me for a lot of benefits including Ayurvedic and Homeopathic hospitalisation, Bariatric surgery cover, 10% cumulative bonus benefit for every claim free year up to 100%, up to 20% discount for co-payment option, and more.
Excellent plan with fine features
I am really happy with this new plan that i have recently purchase. Features like ayurvedic and homeopathic hospitalisation cover, bariatric surgery cover, 10% cumulative bonus benefit, discount of up to 20% for co-payment option, and others are really superb. The premium cost for this plan is really low. From my side, i recommend this policy to everyone.
Health Guard Family Floater is just perfect for me
I have purchased this plan only a week back. I am extremely satisfied that i went for this cover as i am getting a very comprehensive plan at low premium rates. I have opted for its Health Guard Gold Plan that has many sum insured options. I am happy that finally my family is covered for health insurance.
Very affordable plan
Had it not been for insurancedekho, i would not have been able to find such a good plan. I am happy that i have my family covered of high medical expenses at such a less premium cost. Benefits that are covered include pre & post hospitalisation, ambulance expenses,, convalescence benefit, day care treatment and many others.
Comprehensive plan at less premium cost
The thing that i liked about this plan is that it covers expenses for serious illness and accidents. Benefits that increase the value of the cover include Ayurvedic and Homeopathic hospitalisation, 10% cumulative bonus benefit for every claim free year up to 100%, bariatric surgery cover, discount of up to 20% for co-payment option, etc.
Affordable plan by bajaj
This plan is definitely recommended from my side. I got my full family covered under this single policy. Talking about premium amount, it is very less. Benefits like Ayurvedic and Homeopathic hospitalisation cover, Bariatric surgery cover, and others are great. I want to thank InsuranceDekho for suggesting this plan to me.
Good option for me
I bought this insurance plan around 3 weeks back. I found this policy to be very affordable. Also, the benefits offered are great. Room Rent, Pre and Post Hospitalization, Restoration Benefit, No Claim Bonus, Day Care Procedure, Free Health Checkup are some of the key features of this family floater plan.
Take care of all medical expenses
Bajaj allianz has been the best insurer in the market. This plan by bajaj is the best health insurance investment i ever made. All because of this plan my complete family is covered under a single sum insured. I am getting multiple medical benefits that were absent in last plans from other insurers.
Health Guard Family Floater is good
Thanks insurancedekho for recommending this brilliant plan to me. Health guard family floater is a good plan that all family people should buy. It doesn’t cost high premium. But covers you for a lot of medical expenses. Genuinely, this is the best plan for family at present!
Good cover by bajaj allianz
Health Guard Family Floater is my first policy with bajaj allianz. I was looking for wide coverage for my family. All thanks to InsuranceDekho people, i found this plan. I got cover for ambulance cost, convalescence benefit, day care treatment, pre & post hospitalisation, and other expense.
Health guard is the real security
I was always concerned about securing health of my family members. I am happy that i got this plan. At less premium, i gained cover for Ayurvedic and Homeopathic hospitalisation, Bariatric surgery, cumulative bonus, discount for co-payment, and much more. I would recommend this plan to all families.
The perfect plan for me and my family
This plan is extraordinary in my opinion. I have also suggested this plan to one of my relatives. After all, where else would you find a plan that covers Restoration benefit, room rent, pre & post hospitalization, day care procedure, organ donor expense, AYUSH treatment, etc.
I suggest everyone buy this plan
First, thanks insurancedekho for your precious advice. Now that i have bought this plan, i am happy that i got covered so well. The perfect guard for family’s health, this plan gives you cover for Ayurvedic and Homeopathic hospitalisation, Bariatric surgery, cumulative bonus, and what not.
Covered my complete family under this plan
Friends, if you want one plan to cover your all family members at a low premium rate, go for this one. I am so happy with this plan because i am also getting many features and benefits in return of an affordable premium. Also, their services are great.
Health Guard Family Floater is superb one
It has been a year since i purchased this plan. I am thankful to InsuranceDekho for suggesting this plan. I purchased this plan because other than basic medical expenses, it provided cover for Bariatric surgery cover, 10% CB benefit for every claim free year, discount of up to 20% for co-payment, etc.
Health Guard Family Floater is superb
I purchased Health Guard Family Floater an year ago. The plan is great and covers you for a less premium amount. Ambulance charges, convalescence benefit, day care treatments, and others are covered under the plan. Even maternity & new born baby cover are covered. I offer recommendation of this plan.
Happy with Health Guard Family Floater
I am thankful to InsuranceDekho for recommending Health Guard Family Floater. I purchased this plan a few months back. Not made a claim as of now, but the claim process is easy and hassle-free. The plan covers you for pre & post hospitalisation, ambulance charges, etc. The premium is also very low. I recommend this plan!
Nothing better than Health Guard Family Floater
I was looking for a plan that covers maternity. Luckily, i found Health Guard Family Floater Plan. I opted for the Gold variant and got covered for maternity expenses. Though the waiting period was 72 months, i was ok with it as i was getting a comprehensive plan at a minimal premium amount.
Health Guard Family Floater is perfect
I would like to thank InsuranceDekho for helping me with my first health insurance. Health Guard Family Floater has been the perfect purchase for me. Coverage includes ambulance, ayush treatment, maternity & new born baby cover, and other features. The plan covers my complete family at a low premium.


Why to Buy Health Insurance Policy Online from InsuranceDekho
5639 Bajaj Allianz Cashless Network Hospitals in India
Choose Bajaj Allianz Critical Illness Plan
Choose Bajaj Allianz Plan for
FAQs
-
-
Why should I buy a Bajaj Allianz Health Insurance Policy?
Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.
-
What is covered under hospitalisation in Bajaj Allianz Health Insurance?
Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines
-
What are the benefits provided by Bajaj Allianz Health Insurance?
People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team
-
What is the toll-free customer care number of Bajaj Allianz Health Insurance?
The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.