How much is it required to spend in order to buy add-on covers with a basic insurance plan?

You can opt for different add-on covers with different available prices depending upon your car insurance plan, add-ons opted and your insurance provider.

Is it necessary to include add-on cover in my car insurance plan?

No, buying an add-on cover along with your car insurance plan is not necessary. It depends entirely upon you, in order to enhance the coverage of the plan you can go for an add-on cover.

How many add-on covers can be included with my basic car insurance plan in a single time?

This depends upon your specific requirements and budget, there is no limit attached to the number of add-on covers you can opt for with a standard insurance plan.

When can I buy add-on covers with my DHFL car insurance plan?

You can buy add-on covers with your car insurance plans either during policy purchase or renewal of insurance policy.

How many add-on covers are offered by DHFL?

The insurance company offers various add-on covers including zero depreciation, engine protection, NCB, consumable expenses, EMI protector, hospital cash cover, etc.

Dhfl Car Insurance Add-On Covers

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DHFL Car Insurance Add on Covers

Car insurance add-ons are extra coverages which help you extend the coverage of your car insurance plan. These add-ons are available with standalone own-damage and comprehensive car insurance plans against an extra premium.

DHFL - 15 Important Add-on Covers For Your Car Insurance Policy

DHFL General Insurance offers the following car insurance add-ons

1. Zero Depreciation Cover

It relieves you from bearing the depreciation applicable on your car and all its parts, except tyres, tubes and batteries which are covered for depreciation at 50%. This add-on helps you to make significant savings in terms of saved depreciation expense.

2. Consumable Expenses Cover

This add provides you coverage for consumables such as nuts, bolts and oils etc associated with your car which invariably are a part of any claim you report to the insurer. This add-on thus helps you get complete protection for your car.

3. NCB (No Claim Bonus) Secure

This add-on helps you protect the NCB you are entitled to receive even if one claim is reported during the policy period. However, that one claim should not be for theft or total loss. However, even in case of theft of your car, NCB protection will be available provided your car was a new car purchased and insured with the insurer within 90 days of settlement of claim.

4. New Car for Old Car

In case of total loss or theft of your car, this cover provides you the difference between IDV (Insured Declared Value) and Invoice value of the new car of the same make and model enabling you to replace your car easily without any monetary loss to you. Invoice price includes ex showroom, road tax and Registration expenses.

5. Engine Protector

It covers damage to engine and transmission parts due to ingress of water and/or leakage of oil due to external impact on the car. This cover safeguards you from heavy expenses related to such incidents.

6. Accidental Hospitalisation Cover

Unfortunate accident to your car may cause injury to you, your paid driver and occupants of your car and may require In-patient / out-patient treatment in hospital/nursing home. By opting for this add-on, you can get protection from such unforeseen expenses upto Rs. 5 lakhs against such medical expenses including ambulance charges.

7. Hospital Cash Cover

This coverage helps you to cover daily expenses incurred during hospitalisation involving you, driver including your paid driver and occupants of your car due to an accident of your car up to maximum of Rs. 3,000 per day. You will get this benefit for a maximum of 5 days from the date of admission per person up to the seating capacity of car, provided hospitalisation exceeds 3 days.

8. EMI Protector

Under this add-on, you are covered for up to 3 EMI’s of your insured car if due to any accidental injury involving insured car you are hospitalised for more than 7 days.

9. Outstanding Loan Protector

You can choose to transfer your car loan related worries to DHFL General Insurance by opting for this add-on. Your Outstanding Loan amount on the car will be covered against risk of your death, permanent total disablement due to an accident involving your car.

10. Daily Conveyance Allowance

When your car is under repair, the insurer will pay you an amount to take care of your conveyance charges till the time your car is repaired for a maximum period of 15 days.

11. NCB Protector - Repair of Non-Metallic Parts

Repair of parts is cost-effective instead of replacement. If you choose to repair a claim of non-metallic parts like plastic, fibre, glass instead of replacement, NCB slab in your policy will not get impacted for one such claim if you opt for this add-on.

12. Personal Belonging Protector

Under this add-on, the insurer will pay you for the loss or damage to the personal belongings of you and occupants of your car while lying in the car but excluding jewellery, money, paintings and articles of similar nature.

13. Emergency Transport and Hotel Stay Cover

If your car is immobilized due to an accident, the insurer will pay you the cost of overnight stay and/or travel cost for you and occupants of your car.

14. Key and Lock Replacement Cover

In case your car key gets lost or stolen or the lock gets damaged, the insurer will pay you the cost of key and/or lock replacement expenses up to the sum insured chosen by you.

15. Tyre Replacement Cover

In case of loss or damage to tyre, the insurer pays you the cost of replacement of tyres. You have the option to choose protection- with/without reduction for depreciation of tyre.

Explore Dhfl Car Insurance

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DHFL Car Insurance User Reviews

4.9

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329 User reviews

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What users are saying

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Add On
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Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
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Customer Care
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Informative website
InsuranceDekho website is a very informative website, which has detailed information on various plans, claim settlement ratio knowledge, and a lot more. I bought the DHFL car insurance plan for my Ford EcoSport
Read More
Y
By Yuvraj Singh
On: June 29, 2022
Informative website
InsuranceDekho website is a very informative website, which has detailed information on various plans, claim settlement ratio knowledge, and a lot more. I bought the DHFL car insurance plan for my Ford EcoSport
Read More
Y
By Yuvraj Singh
On: June 22, 2022
Informative website
InsuranceDekho website is a very informative website, which has detailed information on various plans, claim settlement ratio knowledge, and a lot more. I bought the DHFL car insurance plan for my Ford EcoSport
Read More
Y
By Yuvraj Singh
On: May 20, 2022
Best coverage offer plans
Using the InsuranceDekho website, I was able to generate car insurance quotes by simply entering my Honda City car's registration number. Several car insurance quotations are shown, which provide good protection for my car. I compared car insurance policies and purchased a NAVI car insurance policy. -
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S
By Shibang Gol
On: March 4, 2022
Got policy within a few minute...
I wanted to purchase a good car insurance policy for my Hyundai Venue car so I visited InsuranceDekho’s website to purchase one. I was able to check the details of different car insurance policies by generating quotes easily on InsuranceDekho’s website. I selected a Navi car insurance policy for my car.
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G
By Gurnam Singh
On: February 2, 2022
Informative website
InsuranceDekho website is a very informative website, which has detailed information on various plans, claim settlement ratio knowledge and a lot more. I bought the DHFL car insurance plan for my Ford EcoSport
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Y
By Yuvraj Singh
On: February 1, 2022
The insurance plans were quite...
I got a variety of options to find and choose car insurance plans at the InsuranceDekho platform. It helped me opt for a Navi car insurance policy to insure my Renault Triber car without investing money more than my pocket. I recommend this platform to everyone.
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M
By Mridul Gupta
On: January 24, 2022
Policy in a couple of minutes
I wished to get an appropriate car insurance plan for my Hyundai Venue car, so I visited InsuranceDekho and generated free plan quotes. After comparing all of them I selected a Navi car insurance plan to insure my car. The complete method took simply a few minutes to complete.
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By Bisman Singh
On: January 20, 2022
Policy in a couple of minutes
I wished to get an appropriate car insurance plan for my Hyundai Venue car, so I visited InsuranceDekho and generated free plan quotes. After comparing all of them I selected a Navi car insurance plan to insure my car. The complete method took simply a few minutes to complete.
Read More
S
By Sahil Singh
On: January 18, 2022
Availability of affordable car...
At InsuranceDekho I was able to compare several car insurance plans from different insurance companies at once based on my requirements. I chose a Navi car insurance policy to insure my Renault Triber car without going overboard with my budget after comparing several quotes by just entering my car registration number on the Insurance Dekho portal. I will recommend this platform to friends and family.
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By Pranavi Bisht
On: January 14, 2022
Availability of inexpensive ca...
InsuranceDekho is a good platform where I was able to compare several car insurance quotes according to my requirements. It helped me choose a Navi car insurance policy to insure my Renault Triber car without going overboard with my budget. I will recommend this platform to friends and family.
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S
By Satyamurthy Haryadi
On: January 13, 2022
Best vehicle insurance
I wanted to buy insurance for my Mahindra THAR but was very confused as to what to do. But, InsuranceDekho helped me find the best fit insurance for myself. It helped clear my confusion and I am grateful for that. I purchased a NAVI car insurance policy
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By Tarun Roneel
On: January 10, 2022
Received the best quotes
I must admit, InsuranceDekho helped me in obtaining the best quotes for Fiat Palio. I read the quote-generating factors and applied the tips on how I could lower the premium. Finally, when I generated the quotes, I was satisfied and issued DHFL car insurance policy.
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I
By Indranil Gupta
On: June 23, 2021
Friendly chat
I had some queries related to the benefits offered by DHFL car insurance policy issued for Kia Sonet. The chatbox on InsuranceDekho was friendly, it dealt with my personalised policy issues efficiently and resolved all of them immediately.
Read More
K
By Kaushik Hazra
On: June 21, 2021
Exemplary benefits at affordab...
While issuing DHFL car insurance policy for my car, I realised that InsuranceDekho offers the most exemplary benefits at an affordable price. From then on every time I require something that concerns the insurance policy of my Renault Lodgy, I reach out to them.
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M
By Mrinal Vishvas
On: June 14, 2021
Plethora of add-on covers
There are a plethora of add-on covers listed on InsuranceDekho and each one has a different purpose. I bought Accidental Hospitalisation Cover and EMI Protector cover under DHFL Comprehensive car insurance policy issued for Renault Duster.
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V
By Varun Pramanik
On: June 7, 2021
Comparing policies is simplifi...
Comparing is crucial when you want to find the best plan. It’s applicable in terms of insurance policies too. I am glad that InsuranceDekho made the policy comparison so simplified. It made choosing DHFL car insurance policy for Kia Carnival really exciting.
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By Fatema Khatun
On: May 31, 2021
Claim settlement was hassle-fr...
Settling a claim under DHFL Comprehensive car insurance policy issued for Mahindra Xylo was hassle-free on InsuranceDekho. I just followed the instructions given on the website and before I knew it, the claim got settled.
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By Aritra Debnath
On: May 24, 2021
Assured consumer privacy
The best thing about InsuranceDekho is that the website assures consumer privacy. They take all kinds of measures to keep their customer information safe. This is the reason I chose it to insure my Kia Seltos with DHFL car insurance policy.
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By Parag Basu
On: May 17, 2021
Policy updating is easy
I wanted to update my DHFL Third Party car insurance policy for Renault Scala on InsuranceDekho. I sent an email asking for the procedure and got a detailed reply. I followed the instructions and updated my policy to a Comprehensive one seamlessly.
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By Upama Bhattacharya
On: May 10, 2021
Emphasises customer requiremen...
I came to InsuranceDekho to look for a suitable car insurance policy for Toyota Camry. I received my quotes but got confused. I contacted the helpline number and they emphasised my requirements. Then, I bought the DHFL car insurance policy.
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I
By Indrajit Goswami
On: May 3, 2021
Organised platform
InsuranceDekho is an organised platform where you can get profound policy information in a well-segmented manner. Each segment has relevant information described in a simple way. I am a policyholder of DHFL car insurance policy issued for Tata Harrier.
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S
By Supratim Chakrabarty
On: April 29, 2021
On-time inspection
While making a claim under DHFL car insurance policy for Tata Vista, I scheduled an online inspection on InsuranceDekho. During this pandemic, I am glad that I received a contactless service on time without even asking.
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By Rajesh Chatterjee
On: April 28, 2021
Beneficial additional covers
Each additional cover offered by InsuranceDekho is beneficial one way or the other to enhance the coverage of a car insurance policy. I bought Zero Depreciation and GAP Value add-on cover for DHFL Comprehensive car insurance policy for MG ZS EV.
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By Suman Patra
On: April 26, 2021
Useful chatbox
From the chatbox of InsuranceDekho, I found out about how to purchase various types of add-on covers for my Skoda Octavia. I learned all the steps and followed. Finally, I purchased Protection of NCB and Tyre Damage cover under DHFL Comprehensive car insurance policy.
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By Trina Modak
On: April 23, 2021
Detailed policy specifications
Policy specifications on InsuranceDekho are detailed. I checked each insurance company policy’s renewal, claim settlement terms and add-on covers. Then, I issued DHFL car insurance policy for my Land Rover Discovery 3.
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By Rishi Paul
On: April 22, 2021
Innovating premium calculator
I was struggling with calculating the total premium of my DHFL Standalone Own Damage car insurance policy for Maruti Ciaz. InsuranceDekho introduced me to the innovative premium calculator. The calculator works smoothly. The premium calculation was fast and smooth.
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By Bharat Duggar
On: April 21, 2021
Profound information on policy...
I generated my quotes on InsuranceDekho for my Hyundai i20 Active. After researching and comparing profound information on policy terms, I made up my mind to book DHFL Standalone Own Damage car insurance policy.
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By Chitra Haldar
On: April 19, 2021
Easy add-on purchase
Purchasing the Zero Depreciation add-on cover for my Chevrolet Aveo was an easy task on InsuranceDekho. Once I selected my carrier DHFL, car MMV and the add-ons, I was directed to the payment portal. I gave the necessary details of my debit card and within seconds, it was complete. -
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By Sabarni Sen
On: April 16, 2021
Minimal formalities for claim ...
When I made a claim under DHFL car insurance policy for my Kia Sonet on InsuranceDekho, an inspection was scheduled. An official came and did the needful. With minimal formalities, the claim got settled.
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By Probal Mukherjee
On: April 16, 2021

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DHFL Car Insurance Add-on Cover FAQs

How much is it required to spend in order to buy add-on covers with a basic insurance plan?
You can opt for different add-on covers with different available prices depending upon your car insurance plan, add-ons opted and your insurance provider.
Is it necessary to include add-on cover in my car insurance plan?
No, buying an add-on cover along with your car insurance plan is not necessary. It depends entirely upon you, in order to enhance the coverage of the plan you can go for an add-on cover.
How many add-on covers can be included with my basic car insurance plan in a single time?
This depends upon your specific requirements and budget, there is no limit attached to the number of add-on covers you can opt for with a standard insurance plan.
When can I buy add-on covers with my DHFL car insurance plan?
You can buy add-on covers with your car insurance plans either during policy purchase or renewal of insurance policy.
How many add-on covers are offered by DHFL?
The insurance company offers various add-on covers including zero depreciation, engine protection, NCB, consumable expenses, EMI protector, hospital cash cover, etc.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
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Claim Support available all 7 days of the week

DHFL Car Insurance Contact Details

For any assistance or query, call us on

InsuranceDekho
7551196989Mon to Sun 10 AM to 7 PM
support@girnarinsurance.com
DHFL Contact Details
1800 123 0004Toll-Free
mycare@cocogeneralinsurance.com

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