National Car Insurance Premium Calculator

A car insurance premium calculator is an online tool that calculates the right premium amount for your car insurance policy. The calculator tells the premium amount on the basis of your car’s make, model variant and fuel type. The premium calculator also incorporates the No Claim Bonus, if applicable, to the premium amount.

How to Use Car Insurance Premium Calculator?

Step 1: Select Car’s Make, Model, Variant and Fuel Type.

Step 2: Choose the Car’s Registered City and Purchase Year.

Step 3: Tell us if you made any claim during the previous policy period.

Step 4: Hit the ‘Calculate’ button and you will get the premium amount along with the right IDV of your car.

1. Right IDV - The car insurance calculator helps you know the correct Insured Declared Value (IDV) of your car. IDV is the amount of compensation which you get in case of theft or total loss of your car.
2. Correct Premium - The premium calculator calculates the right premium amount for your insurance plan.
3. Helps you Make an Informed Decision - It helps you make an informed decision by equipping you with the knowledge of the right premium amount and IDV.
4. Helps You Choose the Right Plan: The calculator helps you choose the right plan by telling you the correct premium and IDV of your car.

Third Party Car Insurance Premium Rates

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for comprehensive and standalone own-damage car insurance plans depends on factors like the make, model, variant, fuel type etc., of your car. The Premium Calculator helps you instantly know the premium amount of your car insurance policy.