National Own Damage Car Insurance

A Standalone Own-Damage Car Insurance policy provides coverage for own-damage in case of a mishap. This policy provides peace of mind to the policyholder as the policyholder knows he/she will retain financial stability in case of a mishap. An own-damage policy provides protection from several scenarios such as car theft, vandalism, damage from fire, damage caused by a road accident, damage caused in a natural disaster etc. The own-damage policy is not compulsory but is a good choice to consider with compulsory third-party policy.

National Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Car Insurance

What Is Covered Under National Car Insurance Standalone Own-Damage Policy?

National Car Insurance Standalone Own-Damage policy provides coverage for the following aspects:

• Damage to the insured vehicle due to an accident
• Damage of the vehicle due to fire or explosion
• Theft or vandalism of the insured vehicle
• Damage to the insured vehicle due to a natural or manmade disaster.

What Is Not Covered Under National Car Insurance Standalone Own-Damage Policy?

National Car Insurance Standalone Own-Damage policy does not provide coverage for the aspects mentioned below:

• Accidents that happen outside the geographical scope as mentioned in the policy
• Accidents that involve illegal driving
• Car breaking down due to mechanical or electrical failure.
• Depreciation of the insured vehicle.

• This policy offers protection for own-damage costs in several scenarios. This policy provides financial stability to the policyholder in times of crisis.
• This policy provides a No Claim Bonus to the policyholder for every claim-free year. The reward can go up to 50% in the fifth consecutive year.
• National Car Insurance Standalone Own-Damage policy offers add-on covers that expand the coverage of your policy.

How to Purchase National Car Insurance Standalone Own-Damage Policy?

Below mentioned are some steps that you can follow to purchase a National Car Insurance Standalone Own-Damage policy:

Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Provide your car’s registration number, in case you are forgetting/don’t know your car’s registration number, you also enter the car's make, model or year of registration to proceed.

Step 3: Fill in your personal information and click on ‘Submit and Get Quotes’

Step 4: Policy quotes by different insurers, relevant to the detail you provide will get displayed. Choose a National Car Insurance policy quote, choose an add-on cover according to your requirements.

Step 5: Make the payment for the policy. After you make the payment, the policy documents will be sent to your registered email ID.