Magma Car Insurance Policy Download

The Magma Car Insurance policy offers comprehensive and third-party cover for your vehicle to help protect against accidents, theft, or natural calamity. Magma also provides customisable car insurance plans with additional benefits like cashless repairs and multiple add-ons to choose from.

What is the Magma Car Insurance Policy Document?

Magma Car Insurance Policy Document is a legally binding contract between the insurer (Magma) and the insured (that’s you!). It also includes details like vehicle specifications, cover type, deductibles, premium amount, exclusions/inclusions, and guidelines on how to submit a claim.

Importance of Magma Car Insurance Policy Document

If you have purchased insurance from Magma, you should ideally obtain and file a copy of the policy document. The policy document is important for various reasons.

• It is proof of insurance: It is legal proof of your car’s insurance cover.
• It has details of the extent of the cover: The document provides clarity on the inclusions, exclusions, and other terms that are part of your policy. In case of any dispute, it will also be the first document you can reference.
• It contains details of the claims process: It specifies the steps for filing claims to ensure a smooth settlement process and can guide you during emergencies.
• It is mandatory for policy verification: It helps in verifying details like policy number, premium, policy duration, and expiry date.

What Information Does the Magma Car Insurance Policy Document Contain?

The Magma Car Insurance policy document contains all the details you’ll need to file claims and provide proof of cover if needed.

The Magma Car Insurance policy document contains:

• Your name, address, and contact details.
• Your vehicle details, like the make, model, registration number, engine number, and other details of the vehicle.
• Your policy number and period of cover. Your document will contain a unique policy identification number and the start and end date of your Magma Car Insurance Policy.
• Your premium amount. It will also contain the breakup of the premium paid, GST, and any other charges.
• The policy’s sum insured. This is the Insured Declared Value (IDV) of the vehicle which determines the maximum amount of the claim you can submit.
• Any policy exclusions, including a list of situations and damages which your policy does not cover.
• The claim process and terms, including the steps to file claims, the documents you’ll require, the settlement conditions, and how to avail cashless repair if you’ve opted for it on your policy.
• Any policy endorsements, like any additional clauses or riders you have chosen, are covered in addition to the standard policy terms.

How Can You Check if Your Magma Car Insurance Policy is Active?

Before you can download the policy document for your Magma car insurance, make sure it’s active. If you recently purchased your policy, you can safely skip this section.

To know the status of your Magma Car Insurance Policy, you will need your unique policy number or must have purchased your policy on InsuranceDekho. Here is how you can know your policy status:

1. Connect with InsuranceDekho: Login to your InsuranceDekho dashboard or call an InsuranceDekho advisor to check your policy status.
2. On Magma’s Website or App: Login to your Magma account using your unique policy number and registered phone number on its website or mobile app to view your policy status.
3. Magma Customer Care: Call Magma’s customer service helpline with your policy number to know if it’s active.
4. Visit Magma's Branch Office: Visit your nearest Magma branch to check with their representatives in person.

You can get any of your active Magma Car Insurance Policy Documents in your InsuranceDekho account, by contacting us over the phone or email, or by downloading it directly from Magma’s website.

1. Your InsuranceDekho Account: Login to your InsuranceDekho account, look for your active policies and download the Magma Car Insurance Policy Document as a PDF.
2. Over Phone or Email: Contact the InsuranceDekho support team or email us at support@insurancedekho.com. We will be happy to send you the policy document in a format of your choice.
3. From Magma: You can download the policy directly from Magma’s website using the unique policy number or request a physical policy document delivered to your address.

How Can You Get a Hard Copy of Your Magma Car Insurance Policy Document?

You will receive a softcopy of your policy document on purchase, but if you need it, you can request for a hardcopy to be sent to your address.

You can contact Magma’s customer care support team or visit their nearest branch with your unique policy number and a valid government ID to request a hard copy of your Magma Car Insurance Policy Document.

Alternatively, if you purchase the policy through InsuranceDekho, you can reach out to our customer support team and obtain a hard copy.