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Top Royal Sundaram Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 3151
PLAN TYPE: Third Party
Starting From ₹ 2094
PLAN TYPE: Own Damage
Starting From ₹ 2045

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Disclaimer: Actual Premium might vary basis your location, age and number of members

India's most popular private-sector general insurance company, Royal Sundaram General Insurance, was formerly known as Royal Sundaram Alliance Insurance Company Limited. The company received its license from the Insurance Regulatory and Development Authority of India, or IRDAI, in 2000. They have a dedicated team of over 2000+ employees and have 161+ branches all over India. Royal Sundaram is committed to providing top-notch insurance solutions for their valued customers. (1). Here, we will talk about what is a policy document, what are the details mentioned in it, why it is important, how to download it, and how to check the status of this document.

What Is A Car Insurance Policy Document?

The car insurance policy document is a legal document that binds the insured person and the insurer. It clarifies that the insurer is bound to provide financial and sometimes legal benefits to the insured depending on the coverage amount mentioned in the document.

Importance Of Royal Sundaram Car Insurance Policy Document

The importance of the Royal Sundaram Car Insurance policy is discussed below.

Proof of Insurance: As the policy document is a legal document, it works as proof of the insurance agreement between the policyholder and the insurance company. The document legally binds the insurance provider to give you financial and legal assistance in times of need.

Coverage and Car Details: The policy document contains the policy coverage details, such as the sum insured, validity, and expiry date of the policy. The document also has information about the car that has been insured, such as chassis number, model, colour, manufacturing date, brand, and variant of the car for identification purposes.

Insured Declared Value (IDV): The Insured Declared Value or IDV of the car is the value calculated by the insurance company for your car at the time of registration or renewal. The insurer uses this value to evaluate your claim amount or the selling amount of the car when needed. The policy document contains the IDV value of your car.

Educational Tool: The policy document can also be used as a good educational tool for the policyholders who want to understand the policy nomenclature, as the document contains major jargon. Learning those jargons help the insured to understand the policy terms and conditions more clearly.

Inclusions and Exclusions: One of the most important information that your policy document contains is the inclusion and exclusions of the policy. This helps the policyholder to understand what situations their policy will cover and what it will not cover and saves them from having any false expectations. The document also mentions the claim filing procedure and the essential documents needed at the time of claim filing.

Important Details Mentioned In The Royal Sundaram Policy Document

Let’s understand the important details mentioned in the Royal Sundaram car insurance policy document.

  • Policy Number: The most important that your policy document contains is your policy number. It is a unique number given to you by the insurance provider for easy identification of your policy. It also has details about the policy's premium.
  • Policyholder Information: The policyholder’s personal information, such as their name, address, mobile number, and email, is written on the policy document. The document also has information about the insured car, such as its registration number, make, model, variant, engine number, chassis number, manufacturing year, number of seats, body type, and CC. It also has information about the RTO of the car.
  • Geographical Area: The geographical area where your policy is valid is written on the policy document. This information gives the policyholder a clear idea about the area covered by the insurance.
  • Compulsory Deductibles: The details of the compulsory deductibles under your policy are also mentioned in the document. Deductibles are the amount that you need to pay by yourself before the insurance company provides you with the claim amount.
  • Policy Renewal and Contact Details: The document contains information about the policy's renewal date for the benefit of the policyholder so that they can remember to renew the policy on time. It also has contact details of the insurance officials with whom you can get in touch in case of emergencies.
  • Terms and Conditions: All the terms and conditions of the policy are mentioned in the policy document. The policyholder should read all these terms and conditions to get a clear idea of the policy.

How To Download Royal Sundaram Car Insurance Policy Document From InsuranceDekho?

You can download the Royal Sundaram car insurance policy document from InsuranceDekho online and offline. Let’s discuss both ways in detail.

Online Process

Step 1: Log on to InsuranceDekho’s Website

Log on to www.insurancedekho.com and click on the ‘My Login’ option on the website.

Step 2: Enter Mobile Number & OTP

Then, enter your mobile number and OTP provided on the same number to verify it.

Step 3: Check The Status or Download Policy PDF

Once you land on the dashboard, you will be able to see all the policies you have taken through InsuranceDekho. Choose the Royal Sundaram car insurance, and then you will be able to download the document.

Step 4: Save PDF

Once you click on the download option, the document will be downloaded to your device.

Offline Process

To download the policy document in an offline way, you can get in touch with an InsuranceDekho advisor by calling +91-755-1196989 or you can email the customer care team at support@insurancedekho.com.

By following similar methods, you can download your car policy document from the Royal Sundaram official website as well.

How Can I Check My Royal Sundaram Car Insurance Policy Status?

First, log in to the InsuranceDekho portal and then follow all the steps mentioned in the above section to check the status of your Royal Sundaram car insurance policy.

How To Get A Hard Copy Of The Royal Sundaram Car Insurance Policy Document?

Once, it was mandatory in India to carry a hard copy of your policy document with you wherever you go. But now the Government has started the e-Vahan Bima app (2) which made it possible to carry the soft copy of the policy document with the insured. So, having a hard copy of the document is not always important as long as you have a soft copy of the same document.

How Can I Make Changes To My Royal Sundaram Car Insurance Policy Document?

If you wish to make changes to your Royal Sundaram car insurance policy document, then you can contact an InsuranceDekho advisor by emailing support@insurancedekho.com or calling +91-7551196989 to solve your issue.

Some common reasons why you might want to make changes in your policy document are listed below:

  • Errors in personal or car details
  • Incorrect details of inclusion and exclusions
  • Issues with the premium amount
  • Issues with insured value

Official Website

You can also go to the official website of Royal Sundaram Car Insurance to check the details of your policy: https://my.royalsundaram.in/car-insurance

Explore Royal Sundaram Car Insurance

Must Read Articles before buying Royal Sundaram Car Insurance

Royal Sundaram Car Insurance User Reviews

4.9
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468 User reviews
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What users are saying
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  • Hassle-free Service

    While Buying Royal Sundaram’s car insurance, I had an amazing experience. Insurancedekho provides exceptional customer service, competitive pricing and comprehensive coverage options

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    J
    By Jatin Nagpal
    On: March 2, 2024
  • Tailored to Your Unique Needs

    What sets InsuranceDekho apart is its ability to tailor comprehensive coverage to individual needs. They work with me to determine the right level of protection for my Hyundai car, providing a personalized service. I am very happy with the Royal Sundaram Car Insurance Policy.

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    By Badal Shaikh
    On: November 3, 2023
  • Timely Repairs, Timely Return

    Repairs at cashless garages through InsuranceDekho are done promptly, ensuring that I get my Kia car back as quickly as possible. I am so happy to have secured the Royal Sundaram Car Insurance Policy on time.

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    By Ruhan Patel
    On: October 17, 2023
  • User-Friendly Website for Thir...

    The InsuranceDekho website and mobile app are both intuitive and easy to use. Whether you're comparing policies, getting quotes, or renewing your insurance, their online platform simplifies the process. I was easily able to secure the Royal Sundaram Car Insurance Policy for my Honda car.

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    By Farida Banu
    On: September 29, 2023
  • Effortless Policy Purchase

    Purchasing InsuranceDekho's own damage coverage with the Royal Sundaram Car Insurance Policy for my MG car is was effortless. Their user-friendly online platform made it quick and convenient.

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    By Anita Gurung
    On: September 14, 2023
  • Quick and Convenient Quote Gen...

    Getting insurance quotes with InsuranceDekho's premium calculator was quick and convenient. It was a time-saver for me while looking for the Royal Sundaram Car Insurance Policy for my Renault car.

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    By Prashant Rout
    On: September 12, 2023
  • Best Decision I Made for My Ca...

    Opting for InsuranceDekho's zero depreciation policy was the best decision I made for my Mitsubishi car. The Royal Sundaram Car Insurance Policy saved me from unexpected expenses during a recent accident.

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    H
    By Harman Chahal
    On: September 8, 2023
  • Trustworthy Repairs

    While buying the Royal Sundaram Car Insurance Policy for my BMW, one of the important factors I was looking into was complete trust. Trust is essential when it comes to car repairs. InsuranceDekho's Cashless Garages have consistently provided trustworthy repairs and ensured the safety of my vehicle.

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    By Pankaj Kapoor
    On: September 6, 2023
  • All-Round Protection

    I recently bought the Royal Sundaram Car Insurance Policy with Comprehensive Coverage for my Maruti car, I feel like I have all-round protection for my car. Whether it's a minor fender bender or a major accident, InsuranceDekho has me covered.

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    By Purnima Bakshi
    On: September 4, 2023
  • Smooth and Transparent Claim P...

    I appreciate how InsuranceDekho's claim process for the Royal Sundaram Car Insurance Policy for my Maruti car is smooth and transparent. From filing the claim to receiving the settlement, everything is clear and well-organized.

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    M
    By Mihika Pathak
    On: August 29, 2023
  • Could easily purchase an own d...

    On the InsuarnceDekho portal, I could easily buy the Royal Sundaram Car Insurance Policy for my Renault car. I was able to do the same in 3 easy steps. Because of this policy, now my car is financially protected in case of any unforeseen incidents.

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    S
    By Sirisha Anand
    On: August 25, 2023
  • Informational Insights into In...

    Using InsuranceDekho's premium calculator was not only about getting quotes but also an educational experience. I learned more about insurance coverage and its importance. And with the help of the information, I could buy the Royal Sundaram Car Insurance Policy for my Skoda.

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    N
    By Naveen Dutt
    On: August 23, 2023
  • Simple and Hassle-Free Policy ...

    The Royal Sundaram Car Insurance Policy purchase process for third-party car insurance on InsuranceDekho's platform was simple and hassle-free. It took just a few minutes to secure my Skoda car.

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    By Dimpy Sandhu
    On: August 10, 2023
  • A Must-Have Tool for Car Owner...

    If you own a car, InsuranceDekho's premium calculator is a must-have tool. It simplifies the process of comparing and selecting the right insurance policy, giving you peace of mind knowing you made the best choice. Because of this tool, I was able to secure the Royal Sundaram Car Insurance Policy for my BMW.

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    A
    By Arti Luthra
    On: August 8, 2023
  • Smooth and Transparent Claims ...

    The claims documentation process for the Royal Sundaram Car Insurance Policy with InsuranceDekho was seamless and transparent. They guided me through each step, and there were no hidden surprises for my Chevrolet car. A reliable insurer for sure.

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    D
    By Daman Bhasin
    On: July 31, 2023
  • Incredible Savings on Repairs ...

    I had to get my car's bumper repaired, and thanks to InsuranceDekho's zero depreciation cover, I didn't have to pay a single penny from my pocket. The Royal Sundaram Car Insurance Policy that I purchased for my BMW came as an amazing plan for my car. It's an investment that pays off!

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    P
    By Preeti Babbar
    On: July 25, 2023
  • Prompt process

    InsuranceDekho's own damage policy has proven to be trustworthy and reliable. The prompt and efficient claim settlement under the Royal Sundaram Car Insurance Policy for my Land Rover, along with their customer-centric approach, earned my trust as a satisfied customer.

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    N
    By Nishtha Batra
    On: July 21, 2023
  • No Claim Bonus Benefits

    InsuranceDekho provided attractive No Claim Bonus benefits during the renewal of my Royal Sundaram Car Insurance Policy for my Tata car. It rewarded me for safe driving and loyalty.

    Read More

    R
    By Rajveer Singh
    On: July 19, 2023
  • Skilled Mechanics

    The cashless garages recommended by InsuranceDekho have skilled mechanics who are well-versed in handling various car models. I was confident that my Toyota car was in good hands. Happy to have landed with the Royal Sundaram Car Insurance Policy and got additional benefits.

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    P
    By Pratik Bist
    On: July 17, 2023
  • Smooth and Efficient Claim Pro...

    I recently had to file a car insurance claim for my Kia car with InsuranceDekho, and I must say that the process was incredibly smooth and efficient for the Royal Sundaram Car Insurance Policy. From the initial claim submission to the final settlement, everything was handled with professionalism and promptness. Highly recommended!

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    S
    By Sanya Chhadda
    On: July 13, 2023
  • Peace of Mind during Accidents...

    Having InsuranceDekho's zero depreciation car insurance gave me peace of mind during accidents. I knew that my Royal Sundaram Car Insurance Policy would cover the full cost of repairs for my Honda car without deducting any depreciation, minimizing the financial burden.

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    M
    By Madhu Iyengar
    On: July 11, 2023
  • Competitive Premium Rates

    I found InsuranceDekho's premium rates for car insurance renewal to be competitive. I renewed the Royal Sundaram Car Insurance Policy for my Chevrolet car and they offered affordable premiums without compromising on coverage. It was a great value for money.

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    M
    By Maya Mahapatra
    On: July 7, 2023
  • Transparent Assumptions and Fa...

    The premium calculator facility available at InsuranceDekho disclosed the assumptions and factors used in the premium calculation. It explained the underlying data and considerations taken into account, which further helped me to buy the Royal Sundaram Car Insurance Policy for my Renault car. Transparency gives you trust in the process.

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    By Medhavi rajpal
    On: July 5, 2023
  • Quick Settlement

    When I filed a claim with my third-party Royal Sundaram Car Insurance Policy for my Ford, InsuranceDekho settled the claim very quickly. I was very happy with how quickly the process was handled.

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    By Fiona D’Souza
    On: June 29, 2023
  • Peace of Mind

    I was very impressed with the customer service at the cashless garage. The executives were always friendly and helpful, and they went out of their way to ensure I was satisfied with the repairs. I felt like I could relax and let them take care of everything. So thankful to InsuranceDekho for helping me select the Royal Sundaram Car Insurance Policy for my BMW.

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    By Priyanka Vats
    On: June 27, 2023
  • Unmatched Support in Times of ...

    When my Chevrolet car suffered significant damage due to a hailstorm, my Royal Sundaram Car Insurance Policy with the own damage benefit came to the rescue. InsuranceDekho promptly arranged for repairs and covered all expenses, ensuring I received unmatched support during this challenging time. I couldn't be more grateful for the peace of mind this policy brings.

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    V
    By Veer Rawal
    On: June 23, 2023
  • Timely Claims Settlement

    One of the standout aspects of the car insurance claim with the Royal Sundaram Car Insurance Policy was the timely settlement. Once all the required documents were submitted, InsuranceDekho promptly assessed the claim and processed the settlement. I received the reimbursement for the damages within a reasonable timeframe for my Chevrolet.

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    By Poonam Rauthan
    On: June 21, 2023
  • Comparison of Premiums from Mu...

    Some premium calculators at InsuranceDekho offer the option to compare premium quotes from multiple insurers. It allows me to evaluate different insurance providers and select the one that offers the best coverage at a competitive premium. I ended up buying the Royal Sundaram Car Insurance Policy for my Chevrolet car from them.

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    S
    By Simar Singh
    On: June 19, 2023
  • Protection Against Unpredictab...

    With comprehensive coverage, I'm protected against unpredictable natural disasters such as floods, storms, or earthquakes. It's reassuring to know that my Chevrolet car is covered in such unforeseen circumstances with the Royal Sundaram Car Insurance Policy. After much looking around, I bought this policy from InsuranceDekho.

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    T
    By Tanya Kumar
    On: June 15, 2023
  • Transparent Terms and Conditio...

    The terms and conditions of the third-party coverage were transparent and clearly outlined in the Royal Sundaram Car Insurance Policy. I knew exactly what was covered and the limits of the coverage, ensuring clarity and understanding while securing my Volvo from InsuranceDekho.

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    By Pranshant Gangwar
    On: June 13, 2023
Royal Sundaram Reviews

FAQ's

  • What are the details enlisted on the Royal Sundaram car insurance policy?

    The Royal Sundaram car insurance policy will contain details such as policy term, premium paying term, IDV, premium details, and car details.

  • Can I download Royal Sundaram car insurance policy from InsuranceDekho?

    Yes, you can download Royal Sundaram car insurance policy from InsuranceDekho’s website.

  • Can I renew Royal Sundaram car insurance policy?

    Yes, you can renew your Royal Sundaram car insurance policy but before its expiry date.

FAQ
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