Royal Sundaram Car Insurance Policy Download

India's most popular private-sector general insurance company, Royal Sundaram General Insurance, was formerly known as Royal Sundaram Alliance Insurance Company Limited. The company received its license from the Insurance Regulatory and Development Authority of India, or IRDAI, in 2000. They have a dedicated team of over 2000+ employees and have 161+ branches all over India. Royal Sundaram is committed to providing top-notch insurance solutions for their valued customers. (1). Here, we will talk about what is a policy document, what are the details mentioned in it, why it is important, how to download it, and how to check the status of this document.

What Is A Car Insurance Policy Document?

The car insurance policy document is a legal document that binds the insured person and the insurer. It clarifies that the insurer is bound to provide financial and sometimes legal benefits to the insured depending on the coverage amount mentioned in the document.

Importance Of Royal Sundaram Car Insurance Policy Document

The importance of the Royal Sundaram Car Insurance policy is discussed below.

Proof of Insurance: As the policy document is a legal document, it works as proof of the insurance agreement between the policyholder and the insurance company. The document legally binds the insurance provider to give you financial and legal assistance in times of need.

Coverage and Car Details: The policy document contains the policy coverage details, such as the sum insured, validity, and expiry date of the policy. The document also has information about the car that has been insured, such as chassis number, model, colour, manufacturing date, brand, and variant of the car for identification purposes.

Insured Declared Value (IDV): The Insured Declared Value or IDV of the car is the value calculated by the insurance company for your car at the time of registration or renewal. The insurer uses this value to evaluate your claim amount or the selling amount of the car when needed. The policy document contains the IDV value of your car.

Educational Tool: The policy document can also be used as a good educational tool for the policyholders who want to understand the policy nomenclature, as the document contains major jargon. Learning those jargons help the insured to understand the policy terms and conditions more clearly.

Inclusions and Exclusions: One of the most important information that your policy document contains is the inclusion and exclusions of the policy. This helps the policyholder to understand what situations their policy will cover and what it will not cover and saves them from having any false expectations. The document also mentions the claim filing procedure and the essential documents needed at the time of claim filing.

Important Details Mentioned In The Royal Sundaram Policy Document

Let’s understand the important details mentioned in the Royal Sundaram car insurance policy document.

• Policy Number: The most important that your policy document contains is your policy number. It is a unique number given to you by the insurance provider for easy identification of your policy. It also has details about the policy's premium.
• Policyholder Information: The policyholder’s personal information, such as their name, address, mobile number, and email, is written on the policy document. The document also has information about the insured car, such as its registration number, make, model, variant, engine number, chassis number, manufacturing year, number of seats, body type, and CC. It also has information about the RTO of the car.
• Geographical Area: The geographical area where your policy is valid is written on the policy document. This information gives the policyholder a clear idea about the area covered by the insurance.
• Compulsory Deductibles: The details of the compulsory deductibles under your policy are also mentioned in the document. Deductibles are the amount that you need to pay by yourself before the insurance company provides you with the claim amount.
• Policy Renewal and Contact Details: The document contains information about the policy's renewal date for the benefit of the policyholder so that they can remember to renew the policy on time. It also has contact details of the insurance officials with whom you can get in touch in case of emergencies.
• Terms and Conditions: All the terms and conditions of the policy are mentioned in the policy document. The policyholder should read all these terms and conditions to get a clear idea of the policy.

How To Download Royal Sundaram Car Insurance Policy Document From InsuranceDekho?

You can download the Royal Sundaram car insurance policy document from InsuranceDekho online and offline. Let’s discuss both ways in detail.

Online Process

Step 1: Log on to InsuranceDekho’s Website

Log on to www.insurancedekho.com and click on the ‘My Login’ option on the website.

Step 2: Enter Mobile Number & OTP

Then, enter your mobile number and OTP provided on the same number to verify it.

Step 3: Check The Status or Download Policy PDF

Once you land on the dashboard, you will be able to see all the policies you have taken through InsuranceDekho. Choose the Royal Sundaram car insurance, and then you will be able to download the document.

Step 4: Save PDF

Once you click on the download option, the document will be downloaded to your device.

Offline Process

To download the policy document in an offline way, you can get in touch with an InsuranceDekho advisor by calling +91-755-1196989 or you can email the customer care team at support@insurancedekho.com.

By following similar methods, you can download your car policy document from the Royal Sundaram official website as well.

How Can I Check My Royal Sundaram Car Insurance Policy Status?

First, log in to the InsuranceDekho portal and then follow all the steps mentioned in the above section to check the status of your Royal Sundaram car insurance policy.

How To Get A Hard Copy Of The Royal Sundaram Car Insurance Policy Document?

Once, it was mandatory in India to carry a hard copy of your policy document with you wherever you go. But now the Government has started the e-Vahan Bima app (2) which made it possible to carry the soft copy of the policy document with the insured. So, having a hard copy of the document is not always important as long as you have a soft copy of the same document.

How Can I Make Changes To My Royal Sundaram Car Insurance Policy Document?

If you wish to make changes to your Royal Sundaram car insurance policy document, then you can contact an InsuranceDekho advisor by emailing support@insurancedekho.com or calling +91-7551196989 to solve your issue.

Some common reasons why you might want to make changes in your policy document are listed below:

• Errors in personal or car details
• Incorrect details of inclusion and exclusions
• Issues with the premium amount
• Issues with insured value

Official Website

You can also go to the official website of Royal Sundaram Car Insurance to check the details of your policy: https://my.royalsundaram.in/car-insurance