What if someone attempted to suicide infront of my vehicle?

If a third party dies or suffers injuries in attempting suicide in front of the insured’s car, the insurance company is not liable to pay any compensation. Moreover, an attempted suicide, if proved in the court of law, does not fall as a liability on the policyholder also.

How much liability will I have to bear for compensating third party injuries?

The exact compensation amount is decided by a court of law. However, your part of liability depends on the nature of injury incurred by the third party. In the case of loss of one limb or sight of one eye, you have to bear 50% of the total compensation amount, whereas, in case of loss of 2 limbs/2 eye-sight or permanent disability, the entire amount is paid by the insurer.

What is the limit in indemnifying the number of third parties injured/died in an accident?

The number of persons (third parties), for which the company will pay compensation, depends on the premium paid and is mentioned in the policy document.

Magma Third Party Car Insurance

CASHLESS GARAGES 4,000
CLAIMS SETTLED 97.10%

Key Features:

Covers Third Party Person
Covers Third Party Property

Calculate Your Car Insurance Price Online

Select your car brand

Brand

Maruti
Hyundai
Honda
Toyota
Mahindra

Which city is your car registered in?

Ahmedabad
Bangalore
Chandigarh
Chennai

City

When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

Magma Third Party Car Insurance

Compensating a third party after an unforeseen road mishap can prove to be an expensive expense. Also, the first offence of driving a car without a third party car insurance cover is punishable by a fine of Rs. 2,000 and/or imprisonment of up to 3 months. Thus, it is important for every car owner in India to have at least a third party car insurance policy. Magma General Insurance offers third party car insurance cover which allows the policyholder to claim indemnification for expenses incurred in compensating a third party for life and property damage.

Magma offers both 1 year as well as long-term third party car insurance policies.

Magma Third Party Car Insurance Policy Vs Comprehensive Car Insurance Policy

Basis	Third Party Policy	Comprehensive Cover
Extent Of Cover	Magma third party car insurance cover allows the insured to get compensation for injury/death of a third party and up to Rs 7.5 lakh reimbursement for third party property damage.	Magma comprehensive car package policy provides coverage for own damages sustained by the insured’s vehicle in addition to third party liabilities.
Availability Of Add-on Cover	No add-on covers are available with the third party/ liability only policy.	A range of add-on covers such as NCB Protection and Zero Depreciation are available with the comprehensive policy.
Legal Requirement	It is the most basic cover available for car owners to fulfil the legal compulsion of having a policy cover for their car.	A comprehensive cover is not a compulsory requirement for car owners but it is advised to have this insurance cover.

Magma Third Party Car Insurance Coverage

A Magma third party car insurance policy comes with the following coverage:

Limited liability cover for bodily injuries incurred by a third party liabilities.
Unlimited liability cover in case of death of a third party.
Cover of up to Rs 7.5 lakh for third party property damage.

Magma Third Party Cover does not provide coverage for the following:

Loss or damages incurred by the insured vehicle due to an accident or any external factor.
Bodily damage of the policyholder, if not opted for a personal accident cover

Explore Magma Car Insurance

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Magma Car Insurance User Reviews

5.0

Rating based on

91 User reviews

Write your review

What users are saying

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Third Party
Most Helpful
Comprehensive
Zero Depreciation
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Flexible payment modes
InsuranceDekho offers flexible modes of payment. I purchased a Magma HDI car insurance policy from them for my Toyota Yaris car and made the payment online within a few easy steps.
Read More
A
By Amit Yadav
On: July 10, 2020
Thank you team for suggestion
InsuranceDekho helped me buy a Magma HDI car insurance policy for my Hyundai Santro car in a few minutes. I like the policy benefits and would like to thank the team for the great suggestion.
Read More
J
By Jayant Rajput
On: July 9, 2020
Thanks for the help team!
I really want to thank the team at InsuranceDekho who helped me buy Magma HDI car insurance policy or my Skoda Rapid car in a few simple steps online. I really liked the policy and I am satisfied with the benefits.
Read More
N
By Naman Rishi
On: July 3, 2020
Great customer support
Magma HDI’s car insurance policy is great. I purchased it for my Hyundai Santro car last week from InsuranceDekho and the policy covers my car against many benefits. I really liked the policy and InsuranceDekho’s services.
Read More
R
By Reyansh Arora
On: July 2, 2020
Renewal in just a few minutes
I purchased Magma HDI car insurance policy from InsuranceDekho for my Chevrolet Beat car and recently renewed it from them only. The process was really smooth and quick.
Read More
A
By Abhinav Kapoor
On: June 26, 2020
Easy to make claim under my c...
It was not only easy to purchase Magma HDI car insurance policy online from InsuranceDekho for my Ford Aspire car but also to make a claim under it.
Read More
B
By Bobby Gogoi
On: June 25, 2020
Renewed my plan in minutes
The policy renewal process takes just a few minutes at InsuranceDekho for my Magma Insurance firm with which I could get my Hyundai Grand i10 car. It was an awesome experience.
Read More
L
By Lalit Singhal
On: June 4, 2020
Swift claim settlement
I got my Magma insurance plan, which I purchased to cover my Tata Harrier, easily settled with the help of InsuranceDekho executives. They have full knowledge of the processes and insurers.
Read More
V
By Vishal Bhandari
On: June 2, 2020
Got insurance plan in minutes
I have a Magma insurance plan that I got in a few minutes from InsuranceDekho for my Honda Amaze car. I am very amazed and happy with the issuance process of the insurance platform.
Read More
H
By Hina Goel
On: May 29, 2020
Availability of paperless oper...
I did not require any paperwork for buying, requesting a claim, and renewing my plan with Magma insurance that I bought for my Hyundai Creta car. Thanks to InsuranceDekho.
Read More
K
By Karan Kale
On: May 27, 2020
Zero use of paper in processes
I did not require to go through any paperwork to get any insurance process. Magma Insurance is a great insurer which gave me all its services for my Maruti Wagon R car through digital systems.
Read More
R
By Rohit Gurnani
On: May 21, 2020
Quick Claim settlement
I got my insurance claim in a few minutes from Magma Insurance. The insurer has been insuring my Hyundai Santro for more than 2 years.
Read More
H
By Hemant Khatri
On: May 19, 2020
Hi-tech insurance services
The Magma General Insurance firm provided me with insurance services at a click without any type of paperwork. I have its own-damage policy for my Maruti Swift Dzire.
Read More
A
By Ashish Sahni
On: May 15, 2020
Exceptional solutions offered
I am surprised and happy to find such great car insurance services for my Ford Figo car. Thanks to Magma car insurance plan for offering such exceptional solutions.
Read More
A
By Abhishek Oberoi
On: May 13, 2020
Settles my claim easily
I was very impressed with the claim settlement procedure of Magma insurance. I hold its policy to secure my Maruti Suzuki Baleno car and get my claim very quickly and easily.
Read More
D
By Deepak
On: May 11, 2020
Quality quotes to choose from
There are many car insurance quotes made available by Insurance Dekho to compare them and select the best among them. I chose its Magma car insurance plan for a Honda Amaze car.
Read More
J
By Jia Mehta
On: May 7, 2020
Services at a good price
The Magma insurance firm gave me the best car insurance services at the most reasonable rates. I purchased its plan for my Mahindra Bolero Power Plus.
Read More
N
By Neeraj
On: April 30, 2020
Prompt and paperless operation...
I do not have to produce any paper or go through any paperwork to purchase, request a claim, or renew my plan at Magma general insurance, that I bought for my Hyundai Creta car.
Read More
K
By Karan Doblekar
On: April 28, 2020
Add-on benefits available
The Magma Insurance Company offers a lot of add-ons to its customers that assist them to secure their cars in a better manner. I have their policy for my Tata Nexon.
Read More
D
By Deepanshu Luthra
On: April 24, 2020
Great customer care services
The support services of Magma Insurance firm has been magnificent. Their teamwork every day which helps me clear all my doubts related to my Maruti Alto K10 car’s insurance whenever I want.
Read More
A
By Amit Jha
On: April 22, 2020
Renewal process in no time
I could easily renew my Magma insurance policy that I bought for my Toyota Camry car in just 2 steps and no time at insurancedekho.com. I highly appreciate this service.
Read More
K
By Kaveesh Oberoi
On: April 20, 2020
Easy to pay methods
Magma insurance firm holds several payment methods to pay while purchasing or renewing a plan. I bought this plan for my Honda Amaze car.
Read More
A
By Amit Bhulani
On: April 16, 2020
Swift policy issuance
The Magma Insurance Company issued the car insurance plan for my Tata Tiago car in just a few minutes. I am quite happy with their prompt services.
Read More
K
By Kedar Sharma
On: April 14, 2020
Great service
it was good assistance from your side in getting my insurance claim of theft vehicle. thank you
S
By Suraj Yadav
On: April 13, 2020
Many modes to pay
The Magma Insurance policy gave me several payment options to pay for the insurance purchase and renewal process of my Maruti S-Presso.
Read More
K
By Kanishk Malhotra
On: April 8, 2020
Simple and secured payment
With Insurance Dekho, I got various easy payment options that assisted me in paying for my car insurance plan of Magma Insurance for my Toyota Etios Cross.
Read More
P
By Prateek Khare
On: April 6, 2020
Offers the best advice
I bought a car insurance policy for Magma on the advice of the Insurance Dekho team. They helped me with a plan that exactly suits my requirements.
Read More
U
By Umang Deshmukh
On: April 2, 2020
Quick claim settlement
I had a Magma insurance plan. But didn’t know about the claim settlement process. The Insurance Dekho team helped me out in getting my claim at the earliest then.
Read More
T
By Tanuja Verma
On: March 31, 2020
Value-adding Website
The insurancedekho.com website is a place that adds value to your life. It brings all car insurance-related solutions for you at a click.
Read More
A
By Animesh Prasad
On: March 27, 2020
Superb experience
I wanted to buy a Magma car insurance policy. I must say that I got complete support from the InsuranceDekho team. All my queries were answered. Also, the purchase process was easy and hassle-free.
Read More

By Tauseef Ansari
On: March 25, 2020

Magma Reviews

Magma Third Party Car Insurance FAQs

What if someone attempted to suicide infront of my vehicle?
If a third party dies or suffers injuries in attempting suicide in front of the insured’s car, the insurance company is not liable to pay any compensation. Moreover, an attempted suicide, if proved in the court of law, does not fall as a liability on the policyholder also.
How much liability will I have to bear for compensating third party injuries?
The exact compensation amount is decided by a court of law. However, your part of liability depends on the nature of injury incurred by the third party. In the case of loss of one limb or sight of one eye, you have to bear 50% of the total compensation amount, whereas, in case of loss of 2 limbs/2 eye-sight or permanent disability, the entire amount is paid by the insurer.
What is the limit in indemnifying the number of third parties injured/died in an accident?
The number of persons (third parties), for which the company will pay compensation, depends on the premium paid and is mentioned in the policy document.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
More than 45 Lac happy customers
Claim Support available all 7 days of the week

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