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Liberty Third Party Bike Insurance

Liberty General Insurance has been successfully shielding the public from the unforeseen events of life over time. It provides protection against the legal and financial liabilities to the third party. This also helps the policyholders to fulfil the statutory requirements as per the law.

Liberty General Insurance has tried to enhance the experience of the policyholders by digitalizing the process. Liberty third party bike insurance policy provides basic coverage at an affordable cost.

Liberty Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party Bike Insurance

Comprehensive Bike Insurance

Coverage

A third party insurance policy provides coverage for the third party liabilities that may arise during an unforeseen event. Third party liabilities include bodily injuries, death or damage to the property of the third party that may occur during an accident or an unforeseen event. This type of two-wheeler insurance policy provides legal and financial assistance.

This is a holistic insurance policy for a two-wheeler, A comprehensive insurance policy provides coverage for damages to the two-wheeler and third party liabilities that may arise during an accident or an unforeseen event. This policy provides both financial assistance in case damages to the insured two-wheeler and legal assistance in case of any third party liabilities.

Nature of Requirement

This type of insurance policy is mandatory while driving a two-wheeler in India according to the Motor Vehicles Act. If a person is caught driving the two-wheeler without a third party insurance policy he/she shall be fined and/or imprisoned.

This type of two-wheeler insurance policy is not compulsory but is generally opted for because of the type of coverage provided. After purchasing a comprehensive you will not require a third party insurance policy.

Add-ons Availability

No add-on covers can be availed under a third party insurance policy as this policy provides limited coverage.

Add-on covers can be availed under a comprehensive insurance policy. Some add-on covers offered by Liberty General Insurance are Depreciation Cover, Consumables Cover, Gap Value Cover, Roadside Assistance Cover and Engine Safe Cover.

Cost

Quite affordable as the coverage provided under a third party insurance policy is quite basic.

A comprehensive insurance policy is expensive as compared to a third party insurance policy as this type policy provides extensive coverage.

What All Is Covered Under Liberty Third Party Bike Insurance Policy?

The coverages provided by Liberty third party bike insurance policy are described below.

  1. Financial Liabilities: A third party insurance policy provides coverage for any property damage of the third party that may arise during an accident involving the insured two-wheeler. A compensation for the third party property damages for upto Rs. 1 Lakh shall be provided under such circumstances
  2. Legal Assistance: A third party insurance policy comes in handy in case of third party liabilities such as bodily injuries, disability or demise of the third party in case of an accident or an unforeseen event involving the insured vehicle. In such cases the compensation shall be fixed by the court of law.

Helps to Comply with Legal Provisions: One of the main reasons why a third party insurance policy is purchased is because of the legal provisions. A third party insurance policy is compulsory while driving a two-wheeler in India as per the Motor Vehicles Act. A third party liability insurance policy helps a policyholder to comply with legal provisions.

What All Is Not Covered Under Liberty Third Party Bike Insurance Plan?

The third party insurance cover offers limited insurance coverage which every policyholder needs to be aware of. Here are the points which are not covered under the third party bike insurance policy:

  • Damages sustained by the insured two-wheeler shall not be covered under a third party insurance policy
  • Compensation for the bodily injuries suffered by the policyholder during an accident or an unforeseen event will not be provided to under a third party insurance policy
  • Driving the insured two-wheeler under the influence of alcohol/drugs/other intoxicants is not covered
  • Driving the insured two-wheeler without a valid license is not covered.

Key Benefits of Purchasing Liberty Third Party Bike Insurance

A two wheeler insurance policy is mandatory in India because it provides limited coverage by covering third party liabilities but below mentioned reasons can justify why third party insurance policies are very beneficial in times of crisis:

  1. Legal and Monetary Assistance: Prime advantage of purchasing a third party insurance policy is that this type of two-wheeler insurance policy provides protection from the third parties liabilities such as injuries, disability, any kind of property damage or demise of the third party which may occur during an unforeseen event. Legal and monetary assistance is provided to the policyholder in case any of the mentioned situations occur. The third-party insurance policy provides restricted coverage but it's very beneficial for a person who drives their two-wheeler on a regular basis.
  2. Sense of Security: Although a third party policy does not cover its own damages it does provide monetary and legal assistance for the third party liabilities that may occur during an unforeseen event. Since it is a mandatory insurance cover for every two-wheeler owner/driver one has to have this policy while driving a two-wheeler in India. Once you have purchased a two-wheeler third party insurance policy you can drive your two-wheeler legally as per the Motor Vehicles Act.
  3. Affordable Coverage: Two-wheeler third party insurance policy is the most basic coverage policy for a two-wheeler. Due to the nature of coverage of a third party insurance policy the premiums for the policy are quite affordable. Hence, third party insurance policies are very affordable.

Explore Liberty Bike Insurance

Must Read Articles before buying Liberty Bike Insurance

Liberty Bike Insurance User Reviews

4.8
Rating based on
386 User reviews
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What users are saying
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  • Accessible Anytime, Anywhere

    I'm happy because I can use the special tool, the premium calculator of InsuranceDekho. It helps me to figure out the insurance costs of Liberty Bike Insurance any time i want as per my feasibility. It's really handy and works well with my hectic life.

    Read More

    J
    By Jahul Akhtar
    On: June 5, 2024
  • Peace of Mind with Every Drive...

    Every time I hit the road with my Mahindra bike, I have peace of mind knowing that InsuranceDekho's Liberty Bike Insurance Policy’s own damage coverage has my back. It's a reassuring feeling that money can't buy.

    Read More

    By Prakash Thapa
    On: November 21, 2023
  • No Hidden Costs, No Surprises

    I appreciate how the premium calculator provided clear estimates for my Bajaj bike, leaving no room for hidden costs or surprises while purchasing the Liberty Bike Insurance Policy. What you see is what you get, and that's a relief.

    Read More

    By Santosh Singh
    On: November 15, 2023
  • Cost-Efficient Legal Complianc...

    InsuranceDekho's Third-Party Insurance provides cost-efficient legal compliance. The Liberty Bike Insurance Policy is a basic, yet necessary, policy for my Aprilia bike that safeguards against liabilities while keeping your expenses in check.

    Read More

    Y
    By Yash Paul
    On: October 17, 2023
  • Confidently Protected with Ins...

    I bought the Liberty Bike Insurance Policy from InsuranceDekho. The policy provides me with confidence in the protection for my BMW bike. Their efficient claims processing reassures me that I'm in good hands.

    Read More

    M
    By Mukul Pahwa
    On: September 20, 2023
  • No-Claim Bonus Protection for ...

    The no-claim bonus protection offered by InsuranceDekho’s Liberty Bike Insurance Policy is a fantastic feature of their comprehensive coverage. It rewards careful driving habits. Happy to have secured my Hero bike under this policy.

    Read More

    S
    By Saket Bhasin
    On: September 15, 2023
  • Recommended for Responsible Ca...

    I recommend InsuranceDekho's third-party car insurance to responsible car owners who prioritize legal compliance and road safety. I bought the Liberty Bike Insurance Policy and added this benefit to the policy for my Aprilia bike and could not be more happier and secure.

    Read More

    By Rajeev Rai
    On: September 13, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency of InsuranceDekho's premium calculator. I made a wise decision to secure my Royal Enfield with them. It broke down the premium for my Liberty Bike Insurance Policy into understandable components, making it easy to budget.

    Read More

    S
    By Saksham Yadav
    On: September 11, 2023
  • Great for High-End Repairs

    High-end repairs can be expensive, but InsuranceDekho's Zero Depreciation Policy makes them affordable. The Liberty Bike Insurance Policy covers the repair costs without factoring in depreciation for my Royal Enfield.

    Read More

    R
    By Ramit Sarkar
    On: September 5, 2023
  • True Partner in Recovery

    InsuranceDekho has been a true partner in my recovery after accidents. The Liberty Bike Insurance Policy’s efficient claim processing for my for my Triumph bike and support have eased the post-accident stress.

    Read More

    P
    By Prashant Budhiraja
    On: September 1, 2023
  • No Compromises on Safety

    Choosing InsuranceDekho's Comprehensive Coverage along with the Liberty Bike Insurance Policy means no compromises on safety. The policy's extensive coverage ensures that my Kawasaki bike and I are safeguarded against unexpected events.

    Read More

    K
    By Kalzang Murry
    On: August 29, 2023
  • Renewal Benefits for Loyal Cus...

    InsuranceDekho offered renewal benefits for their loyal customers, incentivizing me to renew my Liberty Bike Insurance Policy for my Royal Enfield bike with them.

    Read More

    R
    By Rohan Kalra
    On: August 25, 2023
  • Instant Results for Immediate ...

    I loved how fast InsuranceDekho's premium calculator provided results. It allowed me to make quick decisions without any delays to purchase the Liberty Bike Insurance Policy for my newly bought Aprilia bike.

    Read More

    A
    By Ashwini Kahlon
    On: August 23, 2023
  • Highly Recommended for Third-P...

    I highly recommend InsuranceDekho for third-party car insurance. The Liberty Bike Insurance Policy offers a reliable and straightforward solutions for legal compliance. Happy to have secured my TVS bike under this plan.

    Read More

    S
    By Satvinder Singh
    On: August 22, 2023
  • Seamless Policy Purchase

    The policy purchase and renewal process for InsuranceDekho's comprehensive coverage is seamless and user-friendly. I was bale to buy the Liberty Bike Insurance Policy for my Aprilia bike with ease. It's convenient and time-saving.

    Read More

    By Jatin Lokhandwala
    On: August 16, 2023
  • Trustworthy Partner for Car In...

    InsuranceDekho has proven to be a trustworthy partner for car insurance claims. When I asked their help to file my claim for the Liberty Bike Insurance Policy for my KTM bike, they handled my claim professionally and without any hassle.

    Read More

    R
    By Rajdeep Yadav
    On: August 11, 2023
  • Accurate Premium Estimates for...

    InsuranceDekho's premium calculator provided me with accurate estimates for different insurance plans. Having this information helped me make an informed decision about the Liberty Bike Insurance Policy that was best suited for my needs for my Royal Enfield.

    Read More

    S
    By Samagya Gupta
    On: August 9, 2023
  • Affordable Premiums for Third-...

    I found InsuranceDekho's third-party car insurance for my Yamaha bike to have affordable premiums. The Liberty Bike Insurance Policy is the perfect option for budget-conscious bike owners. Definitely would recommend the policy to others.

    Read More

    A
    By Amit Patel
    On: August 8, 2023
  • Loyalty Benefits

    InsuranceDekho rewarded my loyalty with special benefits and discounts during the Liberty Bike Insurance Policy renewal process for my Benelli bike. Thank you InsuranceDekho for looking out for the loyal clients.

    Read More

    A
    By Aryan Khan
    On: July 31, 2023
  • Own Damage Insurance - A Neces...

    I used to underestimate the importance of own damage insurance until I had to repair my Triumph bike after an accident. Thankfully, the Liberty Bike Insurance Policy’s coverage took care of the expenses, and I realized it was a necessity.

    Read More

    M
    By Mihir Khan
    On: July 28, 2023
  • Excellent Customer Support Dur...

    I had a minor accident, and I called InsuranceDekho's customer support for guidance on filing a claim with the Liberty Bike Insurance Policy for my Honda bike. They were extremely helpful, guiding me through the entire process and making it stress-free. Kudos to the support team!

    Read More

    V
    By Vipul Verma
    On: July 24, 2023
  • Helpful in Understanding Premi...

    InsuranceDekho's premium calculator is helpful in understanding the factors that affect the premium. By adjusting different parameters, I can see how the premium changes for the Liberty Bike Insurance Policy that I bought for my Triumph bike.

    Read More

    L
    By Laxman Pradip
    On: July 20, 2023
  • Efficient Customer Support

    The customer support team at InsuranceDekho was efficient in addressing my queries related to my Honda bike’s third-party policy for my Liberty Bike Insurance Policy. Their professionalism and guidance were commendable.

    Read More

    N
    By Nitin Bagade
    On: July 19, 2023
  • Enhanced Coverage with Add-Ons

    I opted for add-ons with InsuranceDekho's comprehensive policy to enhance the coverage for my Liberty Bike Insurance Policy. Features like zero depreciation and roadside assistance provided additional benefits for my Hero bike.

    Read More

    By Jayant Joshi
    On: July 17, 2023
  • Quick and Efficient

    The cashless garages associated with InsuranceDekho offer prompt and efficient service. My Aprilia car was repaired within the promised timeframe as it was insured with the Liberty Bike Insurance Policy, and the quality of work was excellent.

    Read More

    By Lavi Jain
    On: July 13, 2023
  • Smooth Premium Payment Options

    InsuranceDekho offered smooth premium payment options for the Liberty Bike Insurance Policy’s renewal. Their online platform allowed me to pay securely using various payment methods, including net banking and debit/credit cards for my BMW bike.

    Read More

    A
    By Aadit Jain
    On: July 11, 2023
  • Flexibility in Choosing Repair...

    InsuranceDekho's own damage car insurance that I purchased along with the Liberty Bike Insurance Policy for my TVS bike offered flexibility in choosing a repair garage. I had the freedom to select a preferred garage from their network, allowing me to maintain a trusted relationship with my service provider.

    Read More

    A
    By Arjun Grover
    On: July 10, 2023
  • Worthwhile Investment for New ...

    Opting for InsuranceDekho's zero dep car insurance was a worthwhile investment for my new Vespabike. The Liberty Bike Insurance Policy protected me from the financial impact of depreciation and allowed me to maintain the bike's value.

    Read More

    R
    By Rohan Chadha
    On: July 6, 2023
  • Hassle-free Claims Settlement...

    InsuranceDekho handled my claims settlement process with utmost professionalism. They took charge of communicating with the third party involved, assessing the damages, and settling the claim. Their efficiency and expertise in handling third-party claims made the entire process hassle-free for me. I appreciate their dedication to resolving claims fairly and promptly. I am glad that I took the Liberty Bike Insurance Policy for my Aprilia bike.

    Read More

    V
    By Vivek Kandpal
    On: July 4, 2023
  • Comparative Premium Analysis

    The premium calculator allowed me to compare premiums from multiple insurance providers. It presented the calculated premiums side by side, making it easy to evaluate the cost-effectiveness of different policies. This feature empowered me to choose the Liberty Bike Insurance Policy for my Benelli bike that offered the best value for money based on the coverage and premium amount. Thanks to InsuranceDekho for this feature.

    Read More

    S
    By Sandeep Joshi
    On: June 30, 2023
Liberty Reviews

Liberty Third Party Bike Insurance FAQs

  • Why do I need Liberty third party bike insurance?

    The reasons to get the Liberty third party bike insurance policy are as follows:

    • It is mandatory as per the Indian Motor Tariff.
    • This policy saves you from the financial and legal liabilities towards the third party in case of an accident.

  • Can I stretch the coverage of Liberty third party bike insurance policy?

    No, the coverage of the Liberty third party bike insurance policy can not be stretched as it does not offer any add-on.

  • What documents do I need to get the Liberty third party bike insurance policy?

    The necessary documents required to get the Liberty third party bike insurance policy are listed below:

    • Personal details of the policyholder such as name, contact number etc.
    • Address Proof (Aadhar card, Voter Id, PAN Card or Passport)
    • Photo ID proof
    • Certificate of Registration of the bike
    • Existing policy number (If any)
    • Copy of valid driving license.

  • Do I get any compensation for the damage of my bike in case of an accident?

    No, the third party bike insurance does not cover the damage of the insured’s bike under any circumstances even in case of an accident.

  • How can I pay the premium of the Liberty third party bike insurance?

    The payment for the premium of the Liberty third party bike insurance policy can be done in the following ways:

    • Visit the nearest branch
    • Go to the official website of Liberty General Insurance
    • Contact the support team of Liberty General Insurance by dialling the toll-free helpline number 1800-266-5844.
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