ManipalCigna Health Insurance Plans

No. of Plans Offered

12

Sum Insured

Up to 25 Crore

Claim Settlement Ratio

93.40%

No. of Products and Services

17

Network Hospitals

8900+

Plan Name

Plan Type

Age

Sum Insured

ManipalCigna Sarvah

Individual, Family and Multi Individual

Adult: 18 Years

Child: 91 days

Rs. 5 Lakh to Rs. 3 Cr

Pro Health Prime

Individual, Family and Multi Individual

Adults: 18 years to no limit

Children: 91 days to 25 years

Rs. 3 Lakh to Rs. 1 Cr

Pro Health

Individual, Family and Multi Individual

Adults: 18 years to no limit

Children: 91 days

Rs. 2.5 Lakh to Rs. 50 Lakh

Life Time Health

Individual, Family and Multi Individual

Adults: 18 years to 65 years

Children: 91 days to 25 years ( Family floater plan)

Rs. 50 Lakh to Rs. 3 Cr

Pro Health Select

Individual, Family and Multi Individual

Adult: 18 years

Children: 91 days

Rs. 3 Lakh to Rs. 25 Lakh

Super Top Up

Individual, Family and Multi Individual

Adult: 18 years to No limit

Children: 91 days to 23 years ( Family floater policy )

Rs. 3 Lakh to Rs. 30 Lakh

Arogya Sanjeevani Policy

Individual, Family and Multi Individual

Adult: 18 years to 65 years

Children: 91 days to 23 years ( Family floater policy

Rs. 50,000 to Rs. 10 Lakh

A Lifestyle Protection-Accident Care

Individual, Family and Multi Individual

Adult: 18 years to 80 years

Children: 5 years to 25 years

Rs. 50,000 to Rs. 10 Cr

Accident Shield

Individual and Family

Adult: 18 years to 70 years

Children: 5 years to 25 years

Rs. 5 Lakh to Rs. 25 Cr

Saral Suraksha Bima

Individual, Family and Multi Individual

Adult: 18 years to 70 years

Children: 3 months to 25 years

Rs. 2.5 Lakh to Rs. 1 Cr

Secure Health

Individual

Adult: 18 years to 65 years

Children: 0 days to 17 years

Rs. 4 Lakh to Rs. 5 Lakh

A Lifestyle

Protection- Critical care

Individual and Family

Minimum age - 18 years

Maximum age- 65 years

Rs. 1 Lakh- Rs. 25 Cr

Pro Health Cash ( Daily Hospital Cash)

Individual and Multi Individual

Adult: 18 years to 65 years

Children: 91 days to 17 years

Rs. 500 - 5000 /Day

ProHealth Group Insurance

Employer and Employee Group

No minimum or maximum age to enter the policy

Upto Rs. 1 Cr

Global Health Group Policy

Employer and Employee Group

Adult: 18 years to 95 years

Children: 1 day to 25 years

Up to $ 10 million

A Lifestyle

Protection- Group Policy

Employer and Employee Group

Adult: 18 years to 75 years

Children: 5 years to 25 years

Upto 50 Cr

Group Overseas Travel Insurance Policy

Employer and Employee Group

NA

Up To $ 50 Lakh

FlexiCare Group Insurance Policy

Employer and Employee Group

NA

Up To Rs. 5 Crore

Plan Name

Key Features

Pro Health Prime

• Non-medical expenses are covered
• You can choose a room of any category
• Unlimited number of restorations available for the sum insured
• OPD expense coverage is also available in this plan

Pro Health

• A cumulative bonus of up to 200% of the sum insured will be given at the time of renewal
• Health checkup facilities at network hospitals
• Expert opinion on listed critical illness

Life Time Health

• You can customise your plan as per the changing life stages and with optional packages such as global OPD and specialised packages for women.
• You will get coverage for 24 major illness treatments abroad
• No capping on room rent for global hospitalisation

Pro Health Select

• You will get a 10% discount on covering more than 2 members in the same individual policy
• There is no maximum age limit to get entry into the plan
• Domiciliary Treatment facilities are available in this plan
• Donor expenses are covered up to the sum insured

Super Top Up

• At an affordable premium, you will get additional coverage of up to 30 lakh
• You can choose the hospital of your choice
• You will get coverage for AYUSH treatment as well

Arogya Sanjeevani Policy

• You will get a cover for Modern & Advanced Treatments
• Cashless treatment at more than 6500+ hospitals
• You can choose your sum insured according to your needs and demands.

A Lifestyle

Protection-Accident Care

• Your family will get 100% of the sum insured in case of accidental death.
• 200% of the sum insured will be given if total disability happens during travelling as a fare-paying passenger.
• There are several benefits like education funds, emergency ambulance cover, broken bone cover etc.

Saral Suraksha Bima

• Your family will get 100% of the sum insured in case of accidental death.
• Cumulative bonus for every claim-free year
• Education expenses of dependent children will be covered after the accident of an individual.

Secure Health

• Allopathic & AYUSH treatment coverage is available
• You can avail the benefit of coverage for cataract treatment
• This plan covers Pre and post-medical hospitalisation expenses

A Lifestyle

Protection- Critical care

• This plan covers 15 to 30 critical illness as per the plan
• You will get access to the online wellness programs
• You will get an extra 10% discount on adding more than 2 family members in one single policy

Pro Health Cash ( Daily Hospital Cash)

• Worldwide cover for illness or injury
• You will get cash directly into your account when you need it the most
• You will get daily cash benefits ranging between Rs. 500 to Rs. 5000 during hospitalisation

Plan Name

Key Features

Prime Senior

• You can choose room of any category during hospitalisation.
• There is the benefit of unlimited restoration of the sum insured even after making a claim for the same illness again and again.
• Cumulative bonus for every claim-free year.

Plan Name

Key Features

ProHealth Group Insurance

• The benefit of Domiciliary hospitalisation is available in this plan.
• You will get the coverage for organ donor expenses.
• Pre and post-hospitalisation expenses get covered.

Global Health Group Policy

• Non-allopathic treatment is covered in this plan
• You will get the benefit of a private ambulance.
• In-patient Hospitalisation and Day Care treatment expenses will be covered.

A Lifestyle

Protection- Group Policy

• Personal accidents and critical illnesses are covered
• The cost of support items will be reimbursed after acceptance of the claim.
• Spouses and children are also eligible to get covered under this plan.

Group Overseas Travel Insurance Policy

• You can choose your base plan and optional coverage according to your needs.
• In this single plan, you will get coverage for both travel inconveniences and medical expenses.
• 100% of the sum insured will be given in the case of accidental death.

FlexiCare Group Insurance Policy

• The benefit of air ambulance is available in this plan.
• Home nursing expenses will be covered in this plan.
• Coverage for AYUSH treatment is available in this plan.

Plan Name

Variants

Riders

Manipal Sarvah Health Insurance

• Sarvah Pratham
• Sarvah Uttam
• Sarvah Param

• Accident Hospitalization Cover
• Health Check-up
• Air Ambulance

Pro Health

• Preferred
• Accumulate
• Plus
• Premier
• Protect

• Critical Illness Add-on Cover
• ManipalCigna HEALTH 360
• SHIELD
• Any room category
• OPD coverage

Super Top Up Plus

• NA

• Reduction in Pre-existing Disease Waiting Period
• Critical Illness Add-on Cover
• ManipalCigna Health 360 - OPD

Prime Senior

• Prime Senior Classic
• Prime Senior Elite

• Reduction in the PED Waiting period
• Unlimited 100% restoration
• of Sum Insured
• Any Room Upgrade

Prime Advantage

• NA

• Coverage for Non-Medical items
• Infertility treatment
• Cumulative Bonus Booster

Prime Protect

• NA

• Cover Non-Medical Expenses
• Personal Accident Coverage
• Infertility Treatment