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Universal Sompo Individual Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Individual Health Insurance Plan
4.0
Based on
28 User reviews

  • Peace of Mind for the Future

    InsuranceDekho's health insurance policy has given me tremendous peace of mind for the future. Knowing that my loved ones will be protected with the Universal Sompo- Individual Health Insurance Plan in case of any unfortunate event brings a sense of security and comfort.

    S
    Sumit Verma
    On: Jul 18, 2023

  • Quick Services

    My purchase of the Universal Sompo- Individual Health Insurance Plan was admirable with InsuranceDekho. I bought this plan to secure myself and my family from an unexpected medical emergency. The services of the company were fast and quick. The customer support team was resolving all my queries related to the health plans quickly.

    K
    Khishi Batra
    On: Jun 22, 2023

  • Good job sir!

    I brought my health insurance plan from Gyan in Insurancedekho and he helped me understand all the pros and cons of buying this plan. Although i had already understood the plan by reading the brochure on their website, but called on their toll free number to confirm a few things. It went well.    

    A
    Ashish Kwatra
    On: Feb 24, 2020

  • Customer care executives cleared all my doubts

    Individual plan from universal sompo is a good one if you are not married. I purchased it for myself a year back from insurancedekho and it was the best decision i made for myself. I ope this plan reduces financial burden for me and prove to be a beneficial one in future.   

    H
    Hirendran Duraiswami
    On: Feb 24, 2020

  • No age limit for renewal

    What I liked the most about this plan was easy buying, comprehensive coverage, and even nominal premium. I brought this plan on the advice of a friend who was already covered under it and was satisfied with the services of the insurer. It has been great until now and i plan to renew it again.   

    A
    Abhinav Jaiswal
    On: Feb 11, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Nice job Universal sompo

    Universal sompo offers health insurance plans that are unique not only because they offer great coverage benefits to thepolicyolders, but also are easy to buy too if you choose insurancedekho for your health care requirements. They advised me to buy this plan as i was new to health insurance, and i did it  

    J
    Jogindar Yadav
    On: Feb 11, 2020

  • Nice health plan.

    Individual health insurance plan from Universal Sompo is not only an easy to understand product, but also covers me for many health care expenses. I was already covered under a group health insurance plan from my employer but wanted more coverage so decided to buy this plan and am happy with it.   

    A
    Akash Chaudhary
    On: Jan 31, 2020

  • Must buy it from ID

    Insurancedekho offers the best services according to me. Earlier i brought my health insurance plan from some other insurer and i didnt like the process. But this time i chose insurancedekho after looking it on an advertisement. The services are good and I liked how quickly i was able to purchase it.   

    S
    Shivangi Kaushik
    On: Jan 31, 2020

  • Good plan .

    Universal Sompo plans are easy to understand and so is its individual health insurance plan. The good thing apart from many benefits in this plan is that it gives up to 50% increase in sum insured for every claim free year up to a certain limit. You’ll like this plan   

    S
    Sakshi Sinha
    On: Jan 10, 2020

  • More benefits less premium.

    It is really easy to buy health insurance plans online from insurancedekho. You only need to call on 1800 1205 698 and share a few details. They will send you a link on your e-mail id from where you can make payment for the plan. They have a secured payment gateway..   

    J
    Jitesh Singhal
    On: Jan 10, 2020

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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