How to buy and apply for Universal Sompo Health Insurance plan?

You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

Are pre-existing diseases covered in Universal Sompo Health Insurance?

Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

How long does TPA take to approve the claim?

Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

How long does it take to clear the bills?

Once all the relevant documents are received, it normally takes 7 days to settle the bills.

What is a health card?

A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Universal Sompo Individual Health Insurance User Reviews

205 reviews Rate This

Universal Sompo

Highlights

Claim Settlement	Available
Claim Settlement Ratio	96%
In-House Claim Settlement	Available
Network Hospitals	4,000+
Starting Premium for Rs. 5 lakh Coverage	Rs. 527/month
Starting Premium for Rs. 5 lakhs SI	Rs. 475/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Individual Health Insurance Plan

4.0

Based on

28 User reviews

Peace of Mind for the Future
InsuranceDekho's health insurance policy has given me tremendous peace of mind for the future. Knowing that my loved ones will be protected with the Universal Sompo- Individual Health Insurance Plan in case of any unfortunate event brings a sense of security and comfort.
S
Sumit Verma
On: Jul 18, 2023
Quick Services
My purchase of the Universal Sompo- Individual Health Insurance Plan was admirable with InsuranceDekho. I bought this plan to secure myself and my family from an unexpected medical emergency. The services of the company were fast and quick. The customer support team was resolving all my queries related to the health plans quickly.
K
Khishi Batra
On: Jun 22, 2023
Good job sir!
I brought my health insurance plan from Gyan in Insurancedekho and he helped me understand all the pros and cons of buying this plan. Although i had already understood the plan by reading the brochure on their website, but called on their toll free number to confirm a few things. It went well.
A
Ashish Kwatra
On: Feb 24, 2020
Customer care executives cleared all my doubts
Individual plan from universal sompo is a good one if you are not married. I purchased it for myself a year back from insurancedekho and it was the best decision i made for myself. I ope this plan reduces financial burden for me and prove to be a beneficial one in future.
H
Hirendran Duraiswami
On: Feb 24, 2020
No age limit for renewal
What I liked the most about this plan was easy buying, comprehensive coverage, and even nominal premium. I brought this plan on the advice of a friend who was already covered under it and was satisfied with the services of the insurer. It has been great until now and i plan to renew it again.
A
Abhinav Jaiswal
On: Feb 11, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Nice job Universal sompo
Universal sompo offers health insurance plans that are unique not only because they offer great coverage benefits to thepolicyolders, but also are easy to buy too if you choose insurancedekho for your health care requirements. They advised me to buy this plan as i was new to health insurance, and i did it
J
Jogindar Yadav
On: Feb 11, 2020
Nice health plan.
Individual health insurance plan from Universal Sompo is not only an easy to understand product, but also covers me for many health care expenses. I was already covered under a group health insurance plan from my employer but wanted more coverage so decided to buy this plan and am happy with it.
A
Akash Chaudhary
On: Jan 31, 2020
Must buy it from ID
Insurancedekho offers the best services according to me. Earlier i brought my health insurance plan from some other insurer and i didnt like the process. But this time i chose insurancedekho after looking it on an advertisement. The services are good and I liked how quickly i was able to purchase it.
S
Shivangi Kaushik
On: Jan 31, 2020
Good plan .
Universal Sompo plans are easy to understand and so is its individual health insurance plan. The good thing apart from many benefits in this plan is that it gives up to 50% increase in sum insured for every claim free year up to a certain limit. You’ll like this plan
S
Sakshi Sinha
On: Jan 10, 2020
More benefits less premium.
It is really easy to buy health insurance plans online from insurancedekho. You only need to call on 1800 1205 698 and share a few details. They will send you a link on your e-mail id from where you can make payment for the plan. They have a secured payment gateway..
J
Jitesh Singhal
On: Jan 10, 2020
Affordable premium
Individual health insurance plan is as useful as it is easy to understand. One can take help from the customer care executives at insurancedekho to understand the plan well.. They will tell you in detail abt inclusions and exclusions of the plan.t they will also help you compare this product with others.
D
Dhruv Kaushik
On: Dec 24, 2019
Make the right choice by taking this
I chose Individual health insurance plan from universal sompo first of all bcs universal sompo is a trustworthy company with high claim settlement ratio.. And secondly, i liked the plan.. The customer care executives solved my doubts that i had.. I got the policy documents on time too
M
Mandeep Kaur
On: Dec 24, 2019
Iam hopeful with this plan
I thankfully got this plan at minimum premium which was not expected.. Also, the individual plan is really suitable for me as the other members of the family are already covered under their plans that their employers have provided.. I think this is a good investment for me.
D
Dhairya Malhotra
On: Dec 10, 2019
Appreciable!!
Insurancedekho did a commendable job for me at the time of claim settlement. Was dicy in the beginning but now i have full faith on the company as well as its employees. They always answered my calls to solve grievances at the time of claim settlement.. I liked their services
M
Mukesh Aggarwal
On: Dec 10, 2019
Nice plan.. Can go for it
Individual plan i had purchased last month and have no complaints from it as such. The plan is good and offers me many coverage features such as pre and post hospitalisation expenses, daily hospital benefits, daycare treatment, and ambulance charges.. Other than these also there is wide coverage.
N
Narendar Rathore
On: Dec 02, 2019
Wide coverage ..
I have started earning lately and buying a health insurance plan was one of the best investments i have made for myself so far. I called on the toll free number of insurancedekho and they helped me throughout the entire process from selecting a plan to purchasing it online. Good service
P
Pankaj singh ahluwalia
On: Dec 02, 2019
Nice services.. Liked buying from them
It is never too late to get insured under a good health insurance plan.. i read articles abt the same when i landed on the insurancedekho's website and thought to purchase it. I dont have much income so they offered me affordable plan.. Happy now with this plan
J
Jinna Satyanarayana Raju
On: Nov 21, 2019
Best broker
If you have any thoughts on buying health insurance, then id is the best broker that you can get in touch with for your needs. I talked to them after seeing their ad on tv..And they helped me select the right plan..haven’t made any claim yet..but the plan is satisfactory
S
Sanoj Kumar Gautam
On: Nov 21, 2019
Brought it for my friend.
I helped my friend Vinod buy this policy from insurancedekho. I knew that this insurance broker handles the customers really well and provides them the products at best price online and that too within a few minutes. Which was the reason for my recommendation. I will choose this for renewals too
w
wahed hussaini
On: Nov 12, 2019
Great protection
Individual health insurance policy from universal sompo is a nice policy and got me satisfied with the many benefits that it offers at nominal premium. It gives me pre and post hospitalisation cover, daily hospital benefit, domiciliary hospitalisation and ambulance charges and many other features which you can find in its brochure
A
Amit kumar gautam
On: Nov 12, 2019
Good user interface of insurancedekho
I can say this because i have purchased two policies from isnurancedekho and i had faced no real issues in making payment or otherwise. This is a reliable company with reliable and useful products. I liked my individual health insurance plan that universal sompo offers. I give it full marks.
y
y kiran kumar
On: Nov 01, 2019
Good benefits under individual plan
I found out about universal sompo from my friend who works with insurancedekho and also helped me buy a plan from there. My individual health insurance covers me against all unforeseen healthcare expenses like pre hospitalisation expenses, post hospitalisation expenses, ambulance charges, domiciliary hospitalisation cover etc. Liked it!!!
N
Nazim
On: Nov 01, 2019
Good service at insurancedekho
Everything goes in the set manner at insurancedekho. The customer care people not even call you again and again if you are not interested in buying a particular policy. They follow the process and let you decide whether you want a policy or not. They guide you throughout the process, help you in making payment too.
V
Vishal Sagar
On: Oct 22, 2019
Good sales.. 4 on 5 stars
I am an adult and was searching for a good health insurance plan for myself but was a bit skeptical about whether to add my family under it or not as they already have a plan. Ravi from insurancedekho explained me about what will be the best choice for me and i agreed to his choice of going for individual health plan from universal sompo as it would be more beneficial. I’m satisfied
P
Prashant Kulshreshtha
On: Oct 09, 2019
Facilities provided under this plan are best
I have read about a few other plans in the market too but found this plan from universal sompo the best considering the number of benefits I get under this and the ease which I got while buying this plan from insurancedekho.. The plan provides me in patient hospitalisation expenses, pre and post hospitalization expenses etc
V
Venu
On: Oct 09, 2019
Best individual plan
I was looking for an affordable plan to cover my 4 month old child and the insurancedekho team suggested me to go for Universal Sompo Individual Health Insurance Plan. This is the best affordable plan to cover my 4 month old child with low premium.
A
Amit Tiwari
On: Sep 26, 2019
Affordable and best
Universal Sompo Individual Health Insurance Plan provides cover to my whole family. It covers my spouse, my children and my parents in a single plan. The plan also offers me the add-on benefit of critical illness cover. Also, there is quick and hassle-free buying of the policy through InsuranceDekho.
B
Bhujan Singh
On: Sep 26, 2019
Good execution of process
The buying process was smooth... I was explained everything over a call. To know th details about this plan, you can call on the toll free number of insurancedekho and they will get in touch with you. They will not only help you decide which plan to buy, but also help you make payments, and in claim process too..good service
Y
Yogesh surendraprasad bhatt
On: Invalid date

13091 Universal Sompo Cashless Network Hospitals in India

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FAQs

How to buy and apply for Universal Sompo Health Insurance plan?
You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.
Are pre-existing diseases covered in Universal Sompo Health Insurance?
Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.
How long does TPA take to approve the claim?
Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.
How long does it take to clear the bills?
Once all the relevant documents are received, it normally takes 7 days to settle the bills.
What is a health card?
A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com