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Universal Sompo Complete Healthcare Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Complete Healthcare Insurance
4.0
Based on
30 User reviews
  • Comprehensive policy

    I have taken this policy almost 5 months back from insurancedekho and had recently experienced claim under it. My experience was good unlike the experiences that i had heard from other people. The company is good and it listens to the grievances of the customers very patiently. Good job!!  

    m
    maneesh
    On: Nov 12, 2019
  • Extraordinary comprehensive plan..

    This is the best plan offered by universal sompo.. It is the comprehensive one with all the benefits like ambulance charges, daycare procedures, daily hospital benefit, and pre and post hospitalisation benefits. It is always good to buy policies from insurance dekho and i have recommended it to my friends too  

    V
    Varun
    On: Nov 12, 2019
  • essential variant is good one

    Iam covered under complete healthcare insurance along with my family. I got this advice of buying this plan from customer care executives of insurancedekho who also suggested me to buy the essential variant offered by universal sompo under this plan. It is offering me many benefits including pregnancy related expenses too.     

    K
    K M Pradeepa
    On: Nov 01, 2019
  • Flawless.. Had a great feeling after purchasing

    The buying experience that insurancedekho gave me when i brought complete health care plan from them was really flawless. I dint have to think so much about the plan as they informed me about the pros and cons of the product and helped me buy it online within a few minutes.   

    S
    Sanjeev Arora
    On: Nov 01, 2019
  • Good services at insurancedekho

    Iam insured under complete healthcare insurance by universal sompo. I brought my policy from insurancedekho at affordable prices. There website is also very user friendly and the sales people explained me about the plan very well. I am thinking to renew this policy only because Iam satisfied wit this plan for my family.   

    C
    Chandra Shekhar
    On: Oct 22, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Cost effective as compared to other policies

    I surveyed from other health insurance companies as well before buying comprehensive compete healthcare plan of universal sompo from insurancedekho. Also, my friend was already covered under it so he suggested me this policy for family. The premium of this policy are lesser as compared to others...so i got it!!  

    C
    Chandresh
    On: Oct 22, 2019
  • Received claim

    I claimed for medical expenses under the complete healthcare plan offered by Universal sompo which i brought from insurancedekho. Earlier they were taking some time but insurancedekho helped me get my money back soon. I thank insurancedekho for the help at the time of claim. One can rely on this company.   

    M
    Mamta
    On: Oct 09, 2019
  • Can trust universal sompo for claims

    I have heard bad stories regarding claim settlement from friends who are not covered universal sompo plans. I suggested them this company as i have made claim twice and my experience was a smooth one with them.   

    A
    Amol jagtap
    On: Oct 09, 2019
  • Humble team

    After reading about a few plans from the website of insurancedekho, I was convinced to go for Universal Sompo health insurance plan not just because of its low premium, but also because the brochure given explained every detail about the pros and cons of buying it. Then I called at the toll-free number of customer care of insurance Dekho and they helped me buy the product in a few hours.   

    K
    Kaushlendra Tiwari
    On: Sep 25, 2019
  • Fair claim process

    Although it feels really bad when your dear ones are ill or are hospitalised, but with the help of customer care people in InsuranceDekho I got my money back which I paid at the time of treatment of my younger sister. The claim process of the company is fair and the person I talked to in Insurancedekho helped me through the entire claim settlement process even when I called him at night.  

    A
    Arjun Dnyandeo Tidke
    On: Sep 25, 2019

11505 Universal Sompo Cashless Network Hospitals in India

FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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