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Universal Sompo Complete Healthcare Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Complete Healthcare Insurance
4.0
Based on
30 User reviews
  • Effortless Claims Process

    Filing a health insurance claim for my Universal Sompo- Complete Healthcare Insurance with InsuranceDeko is straightforward and efficient. They make an already stressful situation easier to handle.

    M
    Manjit Singh
    On: Sep 18, 2023
  • Critical illness coverage

    I bought a good health insurance plan that covers me for any critical illness. I chose Universal Sompo- Complete Healthcare Insurance. The plan has its own unique features and benefits. I bought this plan from the InsuranceDekho website. 

    S
    Suraj Pandey
    On: Jul 05, 2023
  • Three steps policy issuance

    Within just three easy steps, I could issue Universal Sompo’s Complete Healthcare Insurance plan. I landed on InsuranceDekho and got my free health quotes offered by multiple insurance companies. I compared the quotes to find the best deal. Finally, I paid for the plan using my credit card.

    K
    Kusum Agarwal
    On: Feb 19, 2021
  • Reasonable budget

    All the health insurance policies on InsuranceDekho have the widest coverage and optimum benefits, yet the prices offered are reasonable. When I was navigating through the website, this feature convinced me the most. I chose the platform to buy ICICI Lombard’s Complete Health Insurance Plan.

    R
    Rumpa Nath
    On: Feb 02, 2021
  • I get everything under my plan

    Complete healthcare by universal sompo is a plan that anyone can buy at anytime in the lifetime. The best thing is that it covers add on benefits which the policyholders can pay a little extra for and buy. Like critical illness cover, personal accident cover, hospital daily cash, sub-limits, treatment only in tiered hospital.  

    J
    Jayant Kodnani
    On: Feb 24, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Covers all my family members

    It covers up to 13 members of a family and the best thing is that comes with many add on benefits but at not so high premium amount. The buying process at insurancedekho is smooth enough and i was able to buy it from a good executive in just 5 minutes. Good job   

    R
    Raghvendra Kaushik
    On: Feb 24, 2020
  • Get all benefits

    ​Complete healthcare plan is the best product of universal sompo under which I am covered since 2 years. I was very happy with the product until the time i made claim. I did not expect that i will have to face such complication on making claim request. But Insurancedekho helped me in approval   

    R
    Rajshree Goswami
    On: Feb 11, 2020
  • Helpful team at ID

    Insurancedekho has the best team ever. Even when i did not think of getting my claims approved, the team at insurancedekho helped me fight for it. I get many coverage features under this plan for which i am happy and might also renew the same plan as suggested by Insurancedekho.   

    N
    Narayan Krishnamurthy
    On: Feb 11, 2020
  • All benefits are covered

    As the name suggests, this is a complete health insurance plan that keeps me covered against daycare procedures, vaccination expenses, emergency ambulance charges, gives no claim bonus, domiciliary hospitalisation expenses, convalescence benefit, 30 days pre hospitalisation expenses and 60 days post hospitalisation expenses.. I liked this plan.   

    R
    Rizky Fauziah
    On: Jan 31, 2020
  • I love this plan!!

    Complete health care insurance plan from universal sompo is really a great plan that offers me and my family many benefits. Also, it covers dental treatments arising from accidents which normally not all health insurance plans cover. I liked this plan and recommend to others too. You can take Insurancedekho’s help to buy   

    A
    Aziz Kagdi
    On: Jan 31, 2020
  • Thanks to Insurancedekho team

    The plan is a comprehensive one which offers many benefits to the policyholders. I have this plan for minimum sum insured that is Rs. 1 Lakh where some best benefits I get include pre and post hospitalisation coverage, maternity, OPD, AYUSH, HIV cover, etc. Iam satisfied with this plan until now.   

    B
    Basant Sharma
    On: Jan 10, 2020
  • Thank you for your help

    I thank Insurancedekho for their support in every time whenever one needs help. They are very polite all the time and give you the best option as per your needs. I really thank them for advising me to buy complete healthcare plan as it offers me many benefits.   

    P
    Pavan shirke
    On: Jan 10, 2020
  • Great plan that solves all your requirement..

    I am covered under this plan since a year now and enjoying its coverage features. I really think that everyone should own a good health insurance plan these days as health care expenses are soaring. I got this at affordable premium from insurancedekho..glad that i decided on the right thing  

    K
    Karuna Singhla
    On: Dec 24, 2019
  • Glad to have taken this

    It was the best decision of mine to have purchased this health insurance plan from insurancedekho.. they offer satisfactory services and offer you plans that suits your requirements the best. You can also give it a try as it has many benefits to offer and yet comes in affordable premium  

    M
    Mohit Sabharwal
    On: Dec 24, 2019
  • Reliable services of ID

    I don't really doubt the services of insurancedekho.. as i and my two friends have already purchased plans from them. One of them purchased car insurance and we two purchased health insurance..the product as well as services offered to me were satisfactory. I liked their services and will renew this plan too.    

    K
    Kannopriya Vij
    On: Dec 10, 2019
  • Process smooth as butter

    I gave a call on the toll free number of insurancedekho and after discussing with customer care executive, found that complete healthcare was the most suitable plan for me.. The buying process was smooth as butter..and plan has many coverage features.. lets see how policy works for me..  

    S
    Soni Sadana
    On: Dec 10, 2019
  • Dont miss this plan

    Until last year i had no health insurance plan and therefore i had to pay all the hospital bills from my own pocket which was obviously very painful. But now with the help of insurancedekho, i have purchased complete healthcare plan from universal sompo and hope it will save me in future    

    A
    Anuradha Goyal
    On: Dec 02, 2019
  • Helps at the time of emergency

    We often ignore the importance of health insurance until we face a health emergency. This is not an option, but buying health insurance is a necessity. I am very satisfied with my complete healthcare plan and recommend it to others too lokking for a comprehensive coverage in low premium  

    J
    Jeevika Chhabra
    On: Dec 02, 2019
  • i wish them all the best for future

    Amazing customer care service insurancedekho has.. they just ask you to call on their toll free customer care number that is 18001205698 and take all the headache of you getting insured under a relevant health insurance plan. I jave pirchased two policies until now from them and they have never disappoint me with their services.. good going team..  

    S
    SUNIL C DAMUDRE
    On: Nov 21, 2019
  • Completely satisfied.

    It is a comprehensive plan that comes at affordable premium. I was a little unsure of this product earlier but then discussed my issues with the customer service team in ID which solved all my grievances and made me a Happy and satisfied customer. Kudos to the team..  

    V
    VINAYAK VASANT MANKAR
    On: Nov 21, 2019
  • Comprehensive policy

    I have taken this policy almost 5 months back from insurancedekho and had recently experienced claim under it. My experience was good unlike the experiences that i had heard from other people. The company is good and it listens to the grievances of the customers very patiently. Good job!!  

    m
    maneesh
    On: Nov 12, 2019
  • Extraordinary comprehensive plan..

    This is the best plan offered by universal sompo.. It is the comprehensive one with all the benefits like ambulance charges, daycare procedures, daily hospital benefit, and pre and post hospitalisation benefits. It is always good to buy policies from insurance dekho and i have recommended it to my friends too  

    V
    Varun
    On: Nov 12, 2019
  • essential variant is good one

    Iam covered under complete healthcare insurance along with my family. I got this advice of buying this plan from customer care executives of insurancedekho who also suggested me to buy the essential variant offered by universal sompo under this plan. It is offering me many benefits including pregnancy related expenses too.     

    K
    K M Pradeepa
    On: Nov 01, 2019
  • Flawless.. Had a great feeling after purchasing

    The buying experience that insurancedekho gave me when i brought complete health care plan from them was really flawless. I dint have to think so much about the plan as they informed me about the pros and cons of the product and helped me buy it online within a few minutes.   

    S
    Sanjeev Arora
    On: Nov 01, 2019
  • Good services at insurancedekho

    Iam insured under complete healthcare insurance by universal sompo. I brought my policy from insurancedekho at affordable prices. There website is also very user friendly and the sales people explained me about the plan very well. I am thinking to renew this policy only because Iam satisfied wit this plan for my family.   

    C
    Chandra Shekhar
    On: Oct 22, 2019
  • Cost effective as compared to other policies

    I surveyed from other health insurance companies as well before buying comprehensive compete healthcare plan of universal sompo from insurancedekho. Also, my friend was already covered under it so he suggested me this policy for family. The premium of this policy are lesser as compared to others...so i got it!!  

    C
    Chandresh
    On: Oct 22, 2019
  • Received claim

    I claimed for medical expenses under the complete healthcare plan offered by Universal sompo which i brought from insurancedekho. Earlier they were taking some time but insurancedekho helped me get my money back soon. I thank insurancedekho for the help at the time of claim. One can rely on this company.   

    M
    Mamta
    On: Oct 09, 2019
  • Can trust universal sompo for claims

    I have heard bad stories regarding claim settlement from friends who are not covered universal sompo plans. I suggested them this company as i have made claim twice and my experience was a smooth one with them.   

    A
    Amol jagtap
    On: Oct 09, 2019
  • Humble team

    After reading about a few plans from the website of insurancedekho, I was convinced to go for Universal Sompo health insurance plan not just because of its low premium, but also because the brochure given explained every detail about the pros and cons of buying it. Then I called at the toll-free number of customer care of insurance Dekho and they helped me buy the product in a few hours.   

    K
    Kaushlendra Tiwari
    On: Sep 25, 2019
  • Fair claim process

    Although it feels really bad when your dear ones are ill or are hospitalised, but with the help of customer care people in InsuranceDekho I got my money back which I paid at the time of treatment of my younger sister. The claim process of the company is fair and the person I talked to in Insurancedekho helped me through the entire claim settlement process even when I called him at night.  

    A
    Arjun Dnyandeo Tidke
    On: Sep 25, 2019

13091 Universal Sompo Cashless Network Hospitals in India

FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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