What are the variants covered under United India Individual Health Insurance policy?

Individual Health Insurance by United India Insurance comes in the form of three variants, namely Platinum, Gold, and Senior Citizen that vary in their features and benefits.

What is the sum insured range for United India Individual Health Insurance policy?

For Individual Health Insurance policy, the sum insured options range between Rs. 2 Lakh to Rs. 20 Lakh.

What is the eligibility criteria for United India Individual Health Insurance policy?

While the minimum entry age to buy Individual Health Insurance policy is 18 years, the maximum entry age is 65 years.

What is the exit age for United India Individual Health Insurance Policy?

Individual Health Insurance policy does not come with an exit age. The policy is lifelong renewable.

Are maternity expenses covered under United India Individual Health Insurance?

No! Individual Health Insurance does not cover maternity expenses.

What is the policy term for United India Individual Health Insurance?

Individual Health Insurance can be purchased for the period of 1 year. The policy is renewable annually.

Are there any optional covers with United India Individual Health Insurance policy?

Ambulance charges and Hospital Daily Cash Benefit are the two optional covers you can avail under Individual Health Insurance policy.

Does United India Individual Health Insurance cover organ donor’s medical expenses as well as organ transplant?

Yes! The policy covers organ donor’s medical expenses. Additionally, it covers organ transplant hospitalisation expenses (excluding cost of organ) incurred for/by a donor within the sum insured of the insured individual.

Are Good Health Incentives a part of United India Individual Health Insurance policy?

Yes! Individual Health Insurance offers health check-up incentives every three claim-free years up to 1% of average SI per insured person subject to a maximum of Rs. 5000.

What is the waiting period for pre-existing conditions under Individual Health Insurance policy?

The waiting period for pre-existing conditions under Individual Health Insurance policy is 48 months.

United India Individual Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	78.03%
COVID-19 Cover	Yes
Network Hospitals	7,000+
Policies Sold	11,82,067
Renewability	Lifelong

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United India Individual Health Insurance Policy Brochure

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Jul 19, 2019

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United India Health Insurance Plan List

Family (3)
Individual (2)
Senior Citizen (2)
Parents (1)
Critical Illness (1)
Kids (1)
Woman (1)

Name of Plan	Sum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years	1 Lakh	Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium

United India Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years	3 Lakh	Check Premium

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FAQs on Individual Health Insurance Policy Health Insurance Plan

What are the variants covered under United India Individual Health Insurance policy?
Individual Health Insurance by United India Insurance comes in the form of three variants, namely Platinum, Gold, and Senior Citizen that vary in their features and benefits.
What is the sum insured range for United India Individual Health Insurance policy?
For Individual Health Insurance policy, the sum insured options range between Rs. 2 Lakh to Rs. 20 Lakh.
What is the eligibility criteria for United India Individual Health Insurance policy?
While the minimum entry age to buy Individual Health Insurance policy is 18 years, the maximum entry age is 65 years.
What is the exit age for United India Individual Health Insurance Policy?
Individual Health Insurance policy does not come with an exit age. The policy is lifelong renewable.
Are maternity expenses covered under United India Individual Health Insurance?
No! Individual Health Insurance does not cover maternity expenses.
What is the policy term for United India Individual Health Insurance?
Individual Health Insurance can be purchased for the period of 1 year. The policy is renewable annually.
Are there any optional covers with United India Individual Health Insurance policy?
Ambulance charges and Hospital Daily Cash Benefit are the two optional covers you can avail under Individual Health Insurance policy.
Does United India Individual Health Insurance cover organ donor’s medical expenses as well as organ transplant?
Yes! The policy covers organ donor’s medical expenses. Additionally, it covers organ transplant hospitalisation expenses (excluding cost of organ) incurred for/by a donor within the sum insured of the insured individual.
Are Good Health Incentives a part of United India Individual Health Insurance policy?
Yes! Individual Health Insurance offers health check-up incentives every three claim-free years up to 1% of average SI per insured person subject to a maximum of Rs. 5000.
What is the waiting period for pre-existing conditions under Individual Health Insurance policy?
The waiting period for pre-existing conditions under Individual Health Insurance policy is 48 months.

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Claim Process at United India Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
United India Health Insurance
1-800-425-33333Mon to Fri 10:00 AM to 5:45 PM
customercare@uiic.co.in