SBI Health Insurance FAQs

The eligibility for purchasing an SBI cancer plan is 18-70 years for adults in an individual plan and 91-day-old children to 70-year-old adults in a family floater-based plan.

Yes, SBI Health Insurance provides cashless treatment for cancer-related expenses.

Yes, the SBI Health Insurance cancer plan provides coverage for chemotherapy and radiation therapy for cancer diagnosed after purchasing the plan. Pre-existing cancer is not covered under SBI Health Insurance plans.

The only exclusion in SBI Health Insurance’s cancer plan is that it does not provide coverage for advanced-stage cancer and pre-existing cancer diagnosis.

Claims are resolved by SBI Health Insurance in 30 days or less.

Yes, you can track your claim status on SBI Health Insurance's official website.

The following documents are required to file a claim, a copy of the claim intimation, original hospital bills, payment receipts, detailed hospital bill breakdown, and pharmacy bills.

If your claim is delayed, the first step you need to take is to get in touch with your insurance provider for a follow-up regarding your claim request.

Yes, you can purchase an SBI Critical Illness plan as a standalone policy.

The SBI Health Critical Illness plan has an age restriction of 18 to 65 years old.

Yes, you can pay an extra premium to waive the waiting period for SBI Health Critical Illness claims.

No, SBI Health Insurance offers a critical illness plan as an individual plan and not as a family floater plan.

A kid must be three months old and an adult must be eighteen years old to qualify for an SBI Health diabetes plan. The age to exit is sixty-five.

SBI Health Insurance offers diabetes coverage after a 90-day waiting period to their policyholders.

Yes, under SBI Health's diabetes-related insurance plans, the policyholder will receive coverage for insulin and other medications.

Yes, routine check-ups and screenings for diabetes are covered under the SBI Health plan.

The Proposer, spouse, dependent children and dependent parents can be covered under the family floater plan offered by SBI General Insurance.

Given below are some of the benefits of purchasing family floater health insurance plan from SBI General Insurance-

• Cover for ambulance charges including air ambulance up to Rs. 1 Lakh
• Expenses for up to 142 daycare procedures
• Cover for organ donor expenses
• Cover for up to 60 days of pre-hospitalisation expenses
• Cover for up to 90 days of post-hospitalisation expenses
• Automatic reinstatement of the sum insured
• Cover for AYUSH treatments
• Tax benefits

SBI General’s family floater health insurance plan i.e. Arogya Premier Policy offers sum insured options between Rs. 10 lakh and Rs. 30 lakh.

SBI General Insurance provides a free look period of 15 days to the policyholders.

Most of the health insurance plans offered by SBI General Insurance are available for a tenure of 1 year, 2 years, or 3 years.

SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

There are 6,000+ well-equipped network hospitals covered under SBI General Insurance.

SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

The toll-free number of SBI General Insurance is 1800 221 111.

Yes. SBI General Insurance offers Arogya Plus Policy which is specially designed for individuals. Though, this policy is also available on a floater basis, but because of lower and accessible sum insured options, it is most desired as an individual policy.

The individual health insurance policy offered by SBI General Insurance is available in sum insured options ranging from Rs. 1 lakh to Rs. 3 lakh.

Yes. 30 days pre-hospitalisation cover and 60 days post-hospitalisation cover is provided to kids under health insurance plans offered by SBI General Insurance.

The sum insured options under SBI General Health Insurance - Retail Policy range from Rs. 50,000 to Rs. 5 lakh.

Yes, SBI Health’s maternity plan has a waiting period ranging from 9 months to 4 years.

Yes, you can purchase a maternity plan if you are already pregnant, however, the coverage will only be available after the waiting period.

Yes, the SBI Health Insurance maternity plan covers prenatal, delivery, and postnatal care coverage to their policyholders.

Yes, the SBI Health Insurance maternity plan covers newborn baby treatment costs.

Yes, SBI Health Insurance’s maternity plan provides both normal and cesarean deliveries under their coverage.

Parents can purchase a health insurance policy from SBI General Insurance up to the age of 65 years.

Listed below are the benefits of purchasing health insurance plans for parents from SBI General Insurance-

• Cover for domiciliary hospitalisation
• Cover for selected daycare procedures
• Ambulance charges up to a certain limit
• Cover for in-patient hospitalisation expenses
• Parental care expenses for parents over 60 years of age

No, SBI Health does not offer any specific plans for athletes or people with active lifestyles. However, they offer healthy people bonuses and benefits during the renewal of their health policy.

Yes, SBI Health Insurance offers bonuses or discounts on premiums while renewing their policy for a person with a healthy lifestyle.

Yes, SBI Health Insurance offers AYUSH treatments for certain conditions.

Yes, you can pay your premium in instalments with SBI Health Insurance. It is only offered on a monthly, quarterly, half-yearly, or annual basis, though.

You can port from one policy to another when your current policy is due for renewal.

Yes. But remember that portability is applicable only within similar products.

Your options for plans will determine the premiums. Age, underlying medical issues, etc. are other factors.

Yes, you can pay SBI Health Insurance premium monthly.

The SBI Health Insurance plan's premium may vary based on factors like age, add-ons, and pre-existing medical problems. It also depends on the kind of plan that you can buy.

Yes, SBI Health Insurance allows you to reduce your premium by selecting a greater deductible. However, you should only choose this course of action if you are healthy and free from significant illnesses or medical conditions.

Yes, it is possible for a policyholder to renew their coverage after it has expired, but only within the grace period.

A policyholder can renew their coverage before the renewal date. They can renew their policy 15 days before the renewal date under SBI Health Insurance.

Yes, you can make modifications to your SBI Health Insurance coverage when renewing your current insurance.

Yes, you can change the amount of your sum insured at renewal if you decide to add to or subtract from your existing policy.

Listed below are the benefits of purchasing a health insurance plan for senior citizen from SBI General Insurance-

• Cover for OPD expenses
• In-patient hospitalisation cover
• Domiciliary hospitalisation cover
• Up to 142 daycare procedures covered
• 60 days pre-hospitalisation expenses covered
• 90 days post-hospitalisation expenses covered
• Emergency ambulance cover up to a certain limit
• Reimbursement of alternative treatment under AYUSH

The health insurance policy for senior citizen offered by SBI General Insurance is available for policy terms of 1 year, 2 years, and 3 years.

The policyholder's maximum allowable tax deduction is Rs. 25,000 for themselves and their dependents, and Rs. 50,000 for senior persons.

No, tax benefits are only available for SBI Health Insurance premiums paid annually.

Indeed, premiums paid for SBI Health Insurance through a Health Savings Account (HSA) are tax deductible for policyholders.

No, NRIs are not subject to any limitations on the tax advantages associated with their SBI Health coverage premium.

Yes, you can claim coverage for pre-existing conditions under the SBI Health Top-Up plan. However, the coverage is only available after a certain waiting period.

The policyholder is expected to pay the remaining amount out of pocket when the cost exceeds both the basic plan and the top-up plan.

No, the SBI Health Top-Up plan does not cover hospitalisation expenses outside India.

Yes, an insurance holder may include riders in their SBI Health top-up plan under their particular requirements.

Given below are the benefits of purchasing women-oriented health insurance plans:

• Cover for in-patient medical expenses
• Cover for maternity expenses up to OPD limit
• Cover for up to 142 daycare procedures
• 60 days pre-hospitalisation cover
• 90 days post-hospitalisation cover
• Emergency ambulance cover up to a certain limit