Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

SBI Health Insurance Policy Download

SBI General Insurance was launched in the year 2009 [1] as a joint venture between the State Bank of India (SBI) and the Insurance Australia Group (IAG). In the year 2020, IAG sold its stakes making SBI own 70% of the stakes in the company, Napean Opportunities LLP (Premji Invest affiliate) 16.01%, Honey Wheat Investment Ltd. (an entity forming Warburg Pincus Group) 9.99%, PI Opportunities Fund-1 2.35% and Axis New Opportunities AIF-I 1.65% stake in the company. [2] The SBI General Health Insurance company has a claim settlement ratio (CSR) of 66.08% [3] and has served over 55.55 crore customers so far. By reading the contents of this page, you will be able to understand what is policy download, how to access your health insurance policy documents, how to download your SBI General Insurance’s health policy, and how to resolve your policy-related queries through SBI and InsuranceDekho.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

What is a Health Insurance Policy Document?

A health insurance policy document is a document that establishes a legally binding agreement between the insurance company and the policyholder. This document is crucial to validate your policy and may contain the following data:

  1. Policyholder’s name,
  2. Contact details (phone number, address, email ID),
  3. Terms and conditions of policy,
  4. Sum insured or the amount of coverage that a policyholder is getting within the plan,
  5. Premium amount to be paid monthly/annually
  6. Additional riders and opted add-on details
  7. Effective date of policy initiation and renewal
  8. Tax certificate
  9. Claim process
  10. Proposal details
  11. Health card

Importance of SBI Health Insurance Policy Document

Your SBI health insurance policy document is extremely important, the reasons are mentioned below:

  • Dispute Resolution: In case you disagree with any kind of insurer, this policy document will serve as a reference point for conflict resolution.
  • Proof of Coverage: This policy document also serves as a document of proof for the total sum insured or coverage being given to you as part of the contract between you and the insurance company.
  • Understanding Your Benefits: The policy document is a document that serves as a reference for understanding all the benefits that you may receive as part of your policy agreement.
  • Protection Against Fraud: To ensure you are protected against any fraud at the time of claim settlement, this policy document is crucial.
  • Educational Tool: A policy document has various nomenclature and jargon listed that are used in the insurance sector and which will be important for you to understand your policy better.

How To Check SBI Health Insurance Policy Status And Download Policy PDF?

Online Mode

To check your policy status or to download your SBI health insurance policy PDF, either visit InsuranceDekho or SBI General Insurance’s website. The steps for both are listed below:

Check Policy Status or Download Policy PDF on InsuranceDekho

Step 1: Log on to InsuranceDekho’s Website

To check your policy status or download a policy PDF through InsuranceDekho, click on the ‘My Login’ button visible on the top right of the main page when you visit www.insurancedekho.com

Step 2: Enter Mobile Number & OTP

Enter your mobile number and OTP verification code

Step 3: Check The Status or Download Policy PDF

Once you enter the dashboard, you can select the option to check the status of your policy or download the policy PDF. You can also track your 5 previous service requests from the same portal.

Check Policy Status on SBI General Insurance Website

Step 1: Visit SBI General Insurance’s Download Policy Page

Visit the download policy page of the insurer. Enter your policy number, date of birth, enter the captcha, and press next. [4]

Step 2: Check Policy Status or Download Policy PDF

You will now be redirected to the dashboard from where you can check your policy status. Additionally, you can also click on the Quick Links tab on the extreme right of the page and click on policy download to be redirected to the customer portal where you can write to the customer care team for assistance.

Offline Mode

To check the policy status or to download the policy PDF of SBI General’s health insurance, connect with InsuranceDekho’s support team: support@insurancedekho.com

SBI Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Top-up (1)
Name of PlanSum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium

Important Details in a Policy Document

Your SBI General Insurance Policy document can help you with the following:

  1. Coverage Details: You can review and verify your coverage details with the help of your policy document.
  2. Sum Insured: You can also check the information regarding the total annual sum insured available to you under your insurance plan through your policy document.
  3. Tax Exemption Receipt: To save taxes under Section 80D of the Income Tax Act, refer to the tax exemption receipt that you receive with your policy document.
  4. Policy feature details: Your policy document also contains details of the features associated with your policy and important factors to keep in mind during claim settlement.
  5. Add-ons and Riders: In case you have opted for some add-ons or riders, those are listed in your policy document.
  6. Renewal Details: The date of renewal of your policy can also be found in your policy document. It is important to make note of it for future reference at the time of renewal.

How to report issues related to your SBI Health Insurance policy?

To report issues related to your SBI health insurance policy, refer to the following [5]:

  • Call on 1800-102-1111
  • For claims-related queries, contact their toll-free number 1800 22 1111, or SMS "CLAIM" to 561612 and get your claim number/reference number
  • You can visit the Contact Us page on SBI General Insurance’s website and select from the options below:
    • Quick Assist: Quick Assist will redirect you to the customer portal where you can share your queries.
    • Queries & Suggestions: Click on the queries and suggestions button to get to the form page where you can add your details and share your queries in the remarks section, enter the captcha, and submit your queries.
    • View Location Map: You can also choose to visit the nearest branch office by clicking on the view location map button.

If a case arises where you are not satisfied with the customer service of SBI General Insurance, you can reach out to their grievance and redressal team below:

You can also get assistance from InsuranceDekho by connecting through the details shared below:

You may also choose to connect with Mr. Rohit Khurana, the Grievance Redressal Officer, at grievance@insurancedekho.com.In case your issue persists, you can escalate it to the Principal Officer at PO_GIBPL@girnarinsurance.com. Visit our Grievance Redressal page to learn more.

Official Website of SBI General Insurance

For more details on the SBI General Insurance policy document, visit

https://www.sbigeneral.in/contact-us

References

  1. https://www.sbigeneral.in/about-us
  2. https://www.sbigeneral.in/
  3. https://www.insurancedekho.com/health-insurance/companies
  4. https://www.sbigeneral.in/policyprint/healthpolicyothers
  5. https://www.sbigeneral.in/contact-us

Health Insurance News

User Reviews

Write your review
What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Customer service is great

    SBI Health Insurance has shown me to be a trustworthy ally during my medical journey. It was easy to go through InsuranceDekho's extensive coverage options and select the best plan for me. I appreciate their commitment to customer satisfaction and the kind, helpful personnel that is always on hand to handle my issues. I know my health is being taken care of with SBI Health Insurance.

    V
    SBI
    By Vritti Singh
    On: Jun 27, 2024
  • Claim Process is straightforwa...

    Through InsuranceDekho, I was able to obtain SBI health insurance, and thus far, everything has gone well. The claims procedure is simple, and the coverage is comprehensive, covering a wide range of necessary health treatments. When I need support, the customer service staff is always there to help. I feel confident in my coverage and am overall extremely delighted with my purchase.

    U
    SBI
    By Ujjwal Arora
    On: Jun 18, 2024
  • Simple and quick process with ...

    InsuranceDekho made buying SBI Health Insurance a breeze. I had no trouble comparing plans, thanks to their user-friendly interface and detailed information. The assistance I received was top-notch, guiding me every step of the way to ensure I made an informed decision. Overall, it was a seamless and satisfying experience.

    A
    SBI
    By Anurag Shashwat
    On: Jun 18, 2024
  • Easy Claim Process

    I recently bought the SBI Health Insurance from InsuranceDekho and had an excellent experience with it. During challenging times, the straightforward and hassle-free claim submission process was a huge relief. Furthermore, their customer service representatives were always there to assist and direct me with any queries or issues I encountered.

    N
    SBI
    By Nikita Agarwal
    On: Jun 06, 2024
  • Comparing health insurance mad...

    Finding insurance was made simple by InsuranceDekho! After entering my information, I was presented with a list of possibilities. I got the finest deal when I purchased security for my family and myself because SBI health insurance covered us.

    R
    SBI
    By Ria Chauhan
    On: May 29, 2024