SBI Arogya Top up Health Insurance Wordings

The premium for SBI Arogya Top up plan can be paid offline or through online mode. You can choose cash payment options at the branch or do online payment using your credit card, debit card or through net banking.  

Anyone between the age group of 3 months and 65 years can buy this policy. However, it is important to note that the policy is not issued to children. One adult needs to be covered if you want your child to be covered under this insurance plan. Also in case you want to go for a deductible of Rs. 5 Lakh or more, then maximum entry age will be extended to 70 years. There is no exit age.

Yes, you can buy the SBI Arogya Top up plan on the individual or family basis, whichever is suitable for you. 

No, there is no hard and fast rule to go for a pre-policy medical check-up up to the age of 55 years, especially if you have no medical history. 

The SBI Arogya Top up policy comes with extensive coverage benefits, including room rent, boarding expenses, anesthesia, blood, oxygen, operation theatre expenses, cost of pacemaker, intensive care unit, nursing expenses, charges for surgical appliances, costs of medicines & consumables, diagnostic expenses and x-ray, dialysis, chemotherapy, radiotherapy, internal implants and any medical expenses incurred, which is an integral part of the operation. Also, 60 days pre-hospitalisation and 90 days post-hospitalisation expenses are covered under the policy.