SBI Health Insurance for Parents

Health Insurance Policy-Retail by SBI Health Insurance is an ideal choice for the parents. Helping parents manage their medical treatment finances without spending their savings, Health Insurance Policy-Retail is nothing less than a boon. Be it a serious illness or an accident, Health Insurance Policy-Retail provides superior cover so that parents don’t lose their financial stability due to sky-rocketing medical costs. Easily available on both, individual and family floater sum insured basis, the policy comes in flexible plan options like Metro Plan, Semi Metro Plan and Rest of India. Overall, it is a worthy investment.

Key Features

• Comprehensive policy
• Guaranteed policy renewal
• Fair, transparent & quick claim process
• No need for medical test up to 45 years of age
• Tax benefits as per Sec 80D of the Income Tax Act
• Sum insured options ranging between Rs. 50,000 to Rs. 5 Lakh
• Free medical check-up for every 4 claim free years up to a maximum limit of Rs. 2,500

Scope of Coverage

• Inpatient hospitalisation expenses
• Domiciliary hospitalisation covered
• Coverage for accidental hospitalisation
• Selected daycare procedures covered
• 30 days pre & 60 days post hospitalisation expenses
• Ambulance charges - 1% of SI up to a max of Rs. 1500
• Parental care expenses for parents above 60 years of age
• Add-on covers available including removal of sub-limits on room & ICU rent, operation & consultancy charge

Eligibility

Health Insurance Policy-Retail comes with a minimum entry age of 18 years for adults. Note that the maximum entry age is 65 years. Children too, from the age of 3 months, can be covered subject to coverage of either of the parents with the policy.

Exclusions

• Congenital diseases
• All expenses related to AIDS and related diseases
• Use/abuse of intoxicating drugs or alcohol
• Treatment with alternative medicines
• Treatment arising from or traceable to pregnancy and childbirth

Want to buy Health Insurance Policy-Retail? Talk to InsuranceDekho experts at 1800 1205 698 to explore the policy in detail.