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SBI Arogya Top up Health Insurance User Reviews

386 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Arogya Top up Policy
4.3
Based on
26 User reviews

  • Transparent process

    InsuranceDekho offers a smooth as well as transparent buying process. I recently bought from the SBI Arogya- Top Up Policy and I am satisfied with the policy as well as the buying process. I thank the team for helping me buy this plan. Also, I made the payment via a secured payment gateway.

    R
    Ravinder Singh
    On: Aug 09, 2023

  • Very beneficial plan

    I will say that this plan is very much helpful if anyone wants to extend their coverage without buying a new basic plan. Not made any claim so far, but I have been assured the process will be smooth. I definitely recommend this top up by sbi to all.

    D
    Devki Nandan Pant
    On: Mar 02, 2020

  • More benefits at less rates

    Around 46 days have passed since I purchased this policy. I had no problem buying it all thanks to insurancedekho team. At less rates, I am covered for in-patient hospitalisation, pre & post hospitalisation, ambulance cover, maternity expenses, organ donor expenses, and more. I am happy!

    R
    Radhey Shyam
    On: Feb 26, 2020

  • Glad i bought this plan

    I knew this was my extension for my cover when i had a word with insurancedekho team. I will suggest others too to buy this plan if they want a larger cover without buying a new policy. This plan covers you for every benefit without the need of pre-policy medical test, up to 55 years age.

    R
    Rohit Tanwar
    On: Feb 19, 2020

  • Nice experience with this one

    I was looking to extend my health insurance cover by buying a new policy. Thanks to insurancedekho i got this top up cover instead. At less premium price, i was able to increase my cover without compromising on my benefits. I am really impressed by sbi as well as you insurancedekho.

    V
    Vedant Agarwal
    On: Feb 12, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • New but will recommend to others

    I am newly introduced to this particular policy. I took up this plan to get my cover increased. As per the recommendation of insurancedekho team, this policy has helped me increase my health insurance without paying much premium. I may be a new customer but i want to recommend this policy to all.  

    H
    Heena Joshi
    On: Feb 05, 2020

  • Liked this cover very much

    I am very relieved to have purchased this policy. It covers my needs of health insurance cover extension in the perfect way. At low premium, i am able to extend my cover and make the most of benefits like in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, ambulance cover, maternity expenses, organ donor expenses, domiciliary treatment, etc.

    N
    Naitik
    On: Jan 31, 2020

  • Satisfied with this policy purchase

    SBI’s arogya top up policy is the best top up plan i have found in past few years. It has provided me cover for in-patient hospitalisation, pre & post hospitalisation, ambulance cover, maternity expenses, organ donor expenses, diagnostic procedures, domiciliary treatment health check-up, and many others. Good job sbi!

    M
    Manohar Lal Gupta
    On: Jan 15, 2020

  • Much needed top up by sbi

    Arogya top up policy has given me superb additional cover. I have purchased this plan on family floater sum insured basis recently. I am hoping it will help me handle expensive hospitalisation costs without having me to spend my savings. Talking about coverage, it is very vast at a low premium.

    S
    Saksham Chawla
    On: Jan 09, 2020

  • Perfect to extend the cover

    In starting, i was a bit hesitant to invest in a top up plan by sbi. However, when insurancedekho guys told me about this policy, i instantly got ready to buy it. Those who want to increase their health insurance coverage, i suggest you to buy this one. Also, i will suggest insurancedekho’s name to receive help with buying.  

    G
    Gautham
    On: Dec 26, 2019

  • Superb top up plan

    I purchased this plan to provide myself with extra protection at a low premium. Features that i have got covered under the plan include in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, organ donor expenses, ambulance cover, maternity expenses, domiciliary treatment and many others. I am definitely going to suggest this top up policy to all my relatives.

    K
    Kalpita Jain
    On: Dec 20, 2019

  • Arogya top up policy is simply excellent

    First, i want to thanks InsuranceDekho that they helped me extend my insurance cover without letting me spend a lot of money. This policy of top up by sbi is giving me extra protection at a low premium. Also, i am covered for pre-hospitalisation, post-hospitalisation, daycare treatment, maternity expenses and so on. 

    L
    Lokesh Verma
    On: Dec 09, 2019

  • More coverage at low premium

    When one of my friends talked about this top up policy, i also realised that my coverage was quite less. So, i went for this plan the very same day. i am so relived that my coverage was increased without any huge amount of premium cost. I recommend this plan to all those who are reading.  

    S
    Sachin
    On: Nov 29, 2019

  • Superb policy of top up

    This plan comes with wide coverage. You get increased cover limit along with features like in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, ambulance cover, maternity expenses, organ donor expenses, and much more at less premium rates. Thanks to insurancedekho for giving this plan’s suggestion.

    V
    Vipul Agarwal
    On: Nov 29, 2019

  • Excellent as top up plan

    Arogya top up policy is one of the best policies that i have came across. Perfect for extending the cover limit, this plan comes at affordable premium rate. The policy does not require pre-medical test up to 55 years and gives you discount for 2 or 3 year policy terms also.  

    M
    Mir Maqsood Ali
    On: Nov 20, 2019

  • Better than previous top up

    I am happy with current purchase of this top up plan. My past policy and top up plan did not prove of any help during the emergency. But, i am 100% sure this won’t be the case with sbi. I have got good cover under this policy at very less premium amount.

    S
    Sushant
    On: Nov 20, 2019

  • Ideal top up plan by SBI

    For the past few months, i was highly concerned about my plan cover. However, after buying this top up plan i am relieved. Now whenever a emergency comes, i will be able to secure my family’s health without any financial concern. I would thank insurancedekho for suggesting it!  

    S
    Sameer Shukla
    On: Nov 07, 2019

  • Gain vast cover at less premium

    Arogya Top up Policy has been of very help for me. I was successfully able to increase my cover limit and gain better medical facilities with this plan. What’s best is that i didn’t have to pay a significant premium amount. I will recommend this plan to my relatives.

    V
    Vipin Goswami
    On: Nov 07, 2019

  • Increased my cover at low cost

    Thanks to this plan, now i can be satisfied about medical expenses. Arogya top up policy is simply superb because it extends your cover limit at low premium. It is renewable for life and comes with discounts based on policy term. I will definitely recommend this plan to friends.

    S
    Sandamoni Srinivas Mudiraj
    On: Oct 29, 2019

  • This top up is excellent

    My previous health insurance cover was not able to meet my medical bills. But this time i am sure this won’t happen. This cover is vast and comes with discount. Easy claim settlement, lifelong renewability, basic medical expenses coverage are great features of this plan. 

    R
    Rajesh
    On: Oct 29, 2019

  • A big help for me

    Expensive medical bills have always been giving me tension. Thanks to this plan now i can be free from high medical expenses and take good treatment. I have my cover increased at low cost. All thanks to insurancedekho for recommending me right plan.

    N
    Nitesh
    On: Oct 18, 2019

  • Great plan with good cover

    When i heard about Arogya Top up Policy i knew it was the one. Complete treatment without any interruption is one thing that i really liked about this plan. Finally, thanks to you InsuranceDekho i can say that i made the right investment.  

    A
    Anil Kumar Maity
    On: Oct 18, 2019

  • Arogya Top up Policy is really helpful

    So i was looking for ways to extend my cover when InsuranceDekho experts told me about it. I immediately went for it as it helped me expand my coverage at a low price. The top up policy covers you for a lot of expenses. You also save tax under it.

    R
    Ramachandra Bandi
    On: Oct 09, 2019

  • SBI thank you for this plan

    It is because of this plan that in was able to continue medical treatment. All my added expenses were covered under Arogya Top up Policy. Things could have gone worse for me but this top up plan handled all extra expenses above my limit very well. I am happy with my choice.

    N
    Naresh Allakatla
    On: Oct 09, 2019

  • This top up plan is superb

    InsuranceDekho, i thank you for suggesting me Arogya Top up Policy. I got increased cover without paying high premium. Earlier i used to be worried about expensive medical bills but not now. I got covered for pre & post hospitalisation, day care treatment, ambulance charges, and others that i would not have managed myself.

    M
    Mohammed Bilal Shahidali Sayed
    On: Sep 26, 2019

  • Happy i found Arogya Top up Policy

    I wanted to increase my cover from a long time. Finally, on recommendation of InsuranceDekho experts i purchased this top up policy. I am happy because now i can be free from additional expenses. This plan covers all and what’s best is that i don’t have to pay a lot.  

    A
    Ashfaq Ali
    On: Sep 26, 2019

17739 SBI Cashless Network Hospitals in India

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • How many network hospitals does SBI General Insurance cover?

    There are 6,000+ well-equipped network hospitals covered under SBI General Insurance. 

  • What is the toll-free customer care number of SBI General Insurance?

    The toll-free number of SBI General Insurance is 1800 221 111. 

View All

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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