SBI Health Insurance for Individual

Managing medical treatment costs is no more an easy thing in today’s time. It’s important to emphasise both, financial planning as well as purchase of health insurance to ensure financial stability during a medical emergency. To meet the specific needs of individuals, SBI offers Arogya Plus Policy that promises a wide coverage at a low premium price. Providing superior protection against OPD and hospitalisation expenses, Arogya Plus Policy helps one focus on treatment rather than worrying about medical expenses.

Key Features

• Policy period - 1 year, 2 years or 3 years
• Sum insured range - Rs. 1 Lakh to Rs. 3 Lakh
• Grace period of 30 days
• Alternative treatment covered
• Discount of 5% for 2 year term and 7.5% for 3 year term
• Tax benefits under Sec 80D of the Income Tax Act
• No medical test up to 55 years of age

Scope of Coverage

• Inpatient hospitalisation
• Domiciliary hospitalisation
• Up to 142 daycare procedures covered
• Reimbursement of alternative treatment under AYUSH
• 60 days pre & 90 days post hospitalisation expenses
• Up to Rs. 1500 emergency ambulance expenses covered
• OPD consultation and treatment covered up to a specific limit
• Maternity expenses covered up to OPD limit

Eligibility

SBI’s Arogya Plus Policy comes with a minimum entry age of 3 months. The maximum entry age for the plan is 65 years.

Exclusions

• Treatment taken outside India
• Experimental and unproven treatment
• Injury caused due to war, hostilities, and others
• Intentional self injury or violation of any law
• Expenses related to cosmetic/aesthetic treatment

SBI Arogya Plus Policy is a health insurance worth investing in to gain extensive coverage. If looking forward to purchasing individual health insurance from SBI, get in touch with the experts at InsuranceDekho at 1800 1205 698 to know more about it.