SBI Health Insurance for Kids

Health Insurance Policy-Retail is an ideal health insurance plan that one can invest in to secure their kids’ health. One of the best products by SBI Health Insurance, Health Insurance Policy-Retail ensures that kids receive wide health coverage on encountering a medical emergency and their parents don’t face financial concerns during the critical situation. Offered on both, individual and family floater sum insured basis, this health insurance for kids comes in flexible plan options such as Metro Plan, Semi Metro Plan and Rest of India.

Key Features

• Wide scope of cover
• Flexible plan options
• Family floater benefit
• No need for medical test up to 45 years of age
• Tax benefits as per Sec 80D of the Income Tax Act
• Sum insured options ranging between Rs. 50,000 to Rs. 5 Lakh
• Free medical check-up for every 4 claim free year, up to a maximum limit of Rs. 2,500

Scope of Coverage

• Inpatient medical expenses
• Domiciliary hospitalisation covered
• Coverage for accidental hospitalisation
• Selected daycare procedures covered
• 30 days pre & 60 days post hospitalisation expenses covered
• Emergency ambulance charges - 1% of SI up to a max of Rs. 1500
• Child care- Attendant escort charges of Rs. 500 for each completed day of hospitalisation
• Add-on covers available including removal of sub-limits on room & ICU rent, operation & consultancy charge

Eligibility

Health Insurance Policy-Retail features a minimum entry age of 3 months and a maximum entry age of 65 years. Children, from the age of 3 months, are covered provided that either of their parents are covered with the policy.

Exclusions

• Congenital diseases
• Treatment with alternative medicines
• Use/abuse of intoxicating drugs/alcohol
• All expenses related to AIDS and related diseases
• Joint replacement surgery covered after a waiting period of 3 years

Want to invest in Health Insurance Policy-Retail to secure the health of your kid? Get in touch with InsuranceDekho experts at 1800 1205 698 to uncover the policy details.