What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance MORE Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of MORE Health Insurance

4.1

Based on

24 User reviews

Great help from the team
The customer care executives at insurancedekho are really helpful..they will guide you at every step and you wont feel cheated at any step after buying this product. The plan is a comprehensive one and comes at affordable premium.. So you can give it a try.
P
Promila Sharma
On: Dec 05, 2019
Good job team...keep it up
MORE health insurance is a comprehensive plan that covers me for many benefits such as 90 days pre hospitalisation expenses, 180 days post hospitalisation expenses, and reinstatement of sum insured in the event of exhaustion of sum insured in policy year. I liked this plan and will recommend this to others too.
V
Vinod Garg
On: Dec 05, 2019
Easy buying with insurancdekho
With such knowledgeable team at insurancedekho, it was really not a nightmare buying health insurance online as i had heard it from others. They helped me through the entire process, provided me neccessary links to read abt plans, etc and had everything in their brochure online. Im satisfied with their services
S
Sanjay Phapale
On: Nov 26, 2019
Everything was transparent
The best thing abt buying from insurancedekho was that they make everything clear to you abt the.. Leaving aside positives, they also tell you openly about all the exclusions that the plan has. They also have transparency in payment process.. I did everything by myself after they shared a link for payment to me on my mail id.
U
Usha aggarwal
On: Nov 26, 2019
Smooth process with ID
While bnuyng tis plan from insurancedeko, i didnt really face any major issue.. They sold me the policy within a few minutes.. I took time in deciding which one to buy according to my requirements, but it didnt take much time or efforts in purchasing
a
aatosh kumar singh
On: Nov 15, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Nice team..
They are really knowledgable ppl and explained me everything from the brochure.. I was a bit unsure of the company but then they told me about the claim settlement ratio and other details abt it and i liked that.
M
Mukesh
On: Nov 15, 2019
Nice plan..
As the name suggests, this plan is full of advantages for any policyholder. Iam 42 Years old and i brought this plan because it offered me many benefits including cover for AYUSH treatment, in patient hospitalisation, pre and post hospitalisation, ambulance charges, and so on.. I gt it from a friend in ID Rakshit.
N
Nagaraj Talwade
On: Nov 06, 2019
Best plans at best price from insurancedekho
Insurancedekho always provides the best plans at nominal premium. They also have everything explained so well on their official website that i gained trust in the company. The buying process was smooth too... I made payment in one go for my more plan.
N
N Sravanthi
On: Nov 06, 2019
No sublimits on room rent under this plan
I have more health insurance policy from reliance health and its a good policy. As the name suggests, this plan gives more and more benefits to the policyholders such as.. Pre and post hospitalisation expenses, reinstatement of sum insured if it gets exhausted in a policy year... And so on
S
Sumit ahlawat
On: Oct 25, 2019
Appreciable services from insurancedekho
This plan offers cover for special treatments which the basic health insurance plans do not cover. So if you already have a standard health insurance plan for yourself and your family, you can still opt for this one to enhance coverage.. Good job insurancedekho for providing me best services..
A
Ajay kumar
On: Oct 25, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com