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HomeHealth InsuranceNew IndiaPremier Mediclaim PolicyUser Reviews

New India Premier Mediclaim Health Insurance User Reviews

218 reviews Rate This
New India
Highlights
Claim Settlement Ratio98.00%
Network Hospitals7,500+
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Premier Mediclaim Policy
4.2
Based on
26 User reviews

  • Great Website

    The New India Assurance- Premier Mediclaim Policy is awesome! I bought this health insurance plan from the official website of InsuranceDekho. I would like to acknowledge them for their informative website. Because of this I was easily able to know about all the details of health plans and choose the best among them as per my requirements. Every step in the process was convenient and thanks to the company’s assistance. 

    S
    Sakshi Tandon
    On: Jun 22, 2023

  • Thank you team

    Premier mediclaim policy is the best one i could have asked for as far as its benefits are concerned. All thanks to the insurancedekho’s team, who suggested me this. I was able to buy this plan within 5 minutes online without any paperwork or other hassle or dealing with agents.   

    P
    Prasanna Kumar
    On: Feb 25, 2020

  • Easy buy

    Premier Mediclaim policy has so many benefits and it is easy to buy to from insurancedekho. I got to know about insurancedekho from a friend who had purchased plans online from them for his family before and was satisfied with the claim settlement process too. It is a nice policy with sufficient coverage features   

    A
    Akash R
    On: Feb 25, 2020

  • It was a good experience

    The best thing about Premier Mediclaim I found is that it offers maternity and childcare cover too apart from many other benefits like hospital cash benefit, critical illness cover, alternative treatment cover, and infertility and AIDS or HIV treatment cover. I liked the benefits of this plan and hence brought it   

    N
    Nagendra M
    On: Feb 12, 2020

  • Nice policy.

    Premier mediclaim policy is a nice policy under which i have got 6 members covered. The best thing is that unlike other policies, this one has no co-pay clause. And also offers hospital daily cash benefit. Earlier i was unsure of whether to buy this policy or not but read abt it online and got convinced.   

    B
    Brijendra Singh
    On: Feb 12, 2020
    • Must BuyMust Buy

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  • Amazing policy.

    Premier mediclaim policy is a great health insurance product which you can buy for many benefits like maternity and childcare cover, alternate treatment cover, infertility and HIV/AIDS treatment cover, as well as critical illness cover. I liked this plan and iam planning to renew it too. Good job team of insurancedekho.   

    M
    Mayuk Tyagi
    On: Feb 03, 2020

  • Great work insurancedekho

    I am really happy with the services of insurancedekho. They not only helped me decide which plan i must buy from them, but also made the buying process easy for me. I made the payment online and within a few minutes the policy was mine. I wanted plan with higher sum insured so brought it.   

    A
    Avinash Shukla
    On: Feb 03, 2020

  • Two variants in plan

    Premier mediclaim comes in two variants which differ in the sum insured amount as well as benefits. I brought it from insurancedekho for sum insured of Rs. 15 Lakh which offers me benefits like maternity and child cover, hospital cash benefit, critical illness cover, alternative treatment cover, infertility cover etc. Iam satisfied.   

    A
    Abhimanyu Singh
    On: Jan 15, 2020

  • M satisfied

    Premier mediclaim policy is a product from new india that you can purchase even after you already have a group insurance policy from your employer. I also had one but i found its benefits great so brought this for additional coverage. I think i made a good decision by going for it  

    A
    Altaf Hanif Narpali
    On: Jan 15, 2020

  • Satisfied with the coverage features offered.

    In my premier mediclaim policy, I get many benefits.. some of them include maternity and child cover, hospital cash benefit, alternative treatment cover, critical illness cover etc. I have thi spolicy for a sum insured of rs 25 lakh and i paid the premium accordingly.. you can chose from 2 variants that this plan has.      

    D
    Dimpy Yadav
    On: Dec 30, 2019

  • The best plan everr

    Iam covered under Premier mediclaim policy for a sum insured of rs 15 lakh. It offers me many benefits at nominal premium. But there is a waiting period for pre existing diseases.. The plan would have been perfect if there was no waiting period. I am satisfied with the servuices of id but  

    J
    Jasmine Makkar
    On: Dec 12, 2019

  • Satisfactory services of ID

    Insurancedekho never fails to satisfy the customers. They have a solution for every problem the customer is facing not only at the time of buying policy, but also at the time of claim settlement process. I have no complaints from the company as of now. Looking forward to renew it too   

    M
    Manmeet Kaur
    On: Dec 12, 2019

  • One of the best plans

    Premier mediclaim policy is one of the best plans i have come across so far. I get many benefits under this plan like maternity cover, hospital cash benefit, critical illness cover, alternative treatment cover, etc. The best thing abt insurancedekho was that their executives were well informed ..i liked it

    S
    Shubhashish Chatterjee
    On: Dec 03, 2019

  • Well informed customer care executives

    The ppl in the sales team in insurancedekho know each everything abt all the products available with them. Also, they explained me the pros and cons of buying this product very clearly. It was my decision to ave chosen this plan and I not at all regret this decision of mine.  

    D
    Devika Khanna
    On: Dec 03, 2019

  • I received cover on time

    The best part about purchasing plans from insurancedekho is that they provide the policyholders with after sales services too with utmost patience. It is not the first time that i have purchased policy from them but satisfaction is what every time i get. You can choose this company too for your insurance needs.   

    M
    Manoj Katariya
    On: Nov 22, 2019

  • Good and reliable broker

    My faith in the company has increased a lot since i have purchased cover under premier mediclaim policy from them. They are reliable and have a secured payment gateway too. They can even pay you a visit if you live far or have any difficulty in online system of making payment or otherwise.   

    S
    Sushila Meena
    On: Nov 22, 2019

  • Low premium comparatively

    This is a good product offered by new india assurance that provides cover for many healthcare expenses to the policyholder. I had not great knowledge about how health insurance plans work so called the insurancedekho’s team at their toll free number 1800 1205 698 and got in touch with their executives. it has less premium  

    s
    sanjay kumar shaw
    On: Nov 13, 2019

  • Nominal premium as compared to other

    This is a nice insurance policy that i purchased recently from insurancedekho recently. I paid nominal premium for this policy and it did not put much burden on my pocket for the same. Also, i got a chance to save income tax too. In case of any doubt, i reach out the customer care.  

    S
    Shambhulingayya
    On: Nov 13, 2019

  • Easy purchase prcess at ID.

    I was searching for a good health insurance policy on insurancedekho and then got in touch with the customer care executives of them on 1800 1205 698 which is their toll free number.. After analysing my requirements, the sales people suggested me premier mediclaim policy with many benefits.. Had easy buying process.   

    B
    Birendra Kumar Verma
    On: Nov 04, 2019

  • Good website interface of insurancedekho

    I was looking for health insurance for myself on insurancedekho’s website and i must say that it is greatly designed. It had all the insurers and all the information about those plans offered by the insurers with all the necessary details about pros and cons as well as brochures.. Good interface!!  

    D
    DILIP JOSHI
    On: Nov 04, 2019

  • Claims are really hassle free

    I am covered under premier mediclaim policy from new india assurance and it has almost been a year since i have taken services from inusrancedekho.. I have made claim once and got payment on time..new india has hassle free claim process so one can opt for its policies without any tension  

    S
    Shambhu Singh
    On: Oct 23, 2019

  • Good, easy, and safe

    Good, easy, and safe way to buy health insurance policies is to buy them from insurancedekho. They not only help you in selecting the best plan for you, but also have a transparent and safe way of dealing with payments.. You can trust them for making decisions for you as well as for safe payment gateway  

    H
    Haresh
    On: Oct 23, 2019

  • I like it

    The name of my policy is Premier mediclaim policy and why I found this one to be the best for me and my family is that it covers maternity expenses as well. The premium for this policy is not very high and you can buy this from insurancedekho for an easy buying experience.    

    N
    Nayeem Ahmed
    On: Oct 10, 2019

  • Good plan.. Option to choose from variants

    Premier mediclaim policy from new india assurance is a good plan in the sense that it offers various choice of variants to the policyholders. What i liked the most about this plan is that it offers critical care benefit the plan offers sufficient coverage and the company is reliable too.. So can go for it.  

    k
    krishna mohan prasad
    On: Oct 10, 2019

  • Satisfied with my choice of buying Premier Health Policy

    I have recently got married and I was looking for a family floater health insurance plan where I could include myself, my parents and my wife. I came to know about Premier Mediclaim Policy fro a friend who is covered under it too. Then I called in Insurancedekho where I talked to Bhawna. She briefed me about the plan and I was satisfied with my choice. I am happy that the plan covers maternity cover too. It might be helpful for me in future.   

    N
    Nazim
    On: Sep 27, 2019

  • Happy with my plan

    I dont understand many thing of health insurance so I called insurancedekho for help. Ravi compared some plans for me and said that Premier mediclaim policy good for me. I buy that and have got cover one time. No complaint in claim process. Good plan. You can buy also for family.    

    y
    y kiran kumar
    On: Sep 27, 2019

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FAQs

  • Does New India Assurance offer any health insurance plan for a family?

    Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.

  • Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?

    Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer. 

  • Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?

    Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy. 

  • What is the toll-free customer care number of New India Assurance?

    The toll-free number of New India Assurance is 1800-209-1415. 

  • What is the address of New India Assurance?

    The address of The New India Assurance is-
    New India Assurance Building,
    87, MG Road, Fort, Mumbai
    Maharashtra-400001

View All

Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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